Magawanidwe Financial - chinsinsi kusanthula bwino solvency kampani

Kuti wolimba ndi kothandiza ntchito ogwira n'kofunika kudziwa udindo wa ntchito yake. magawanidwe Financial zopezera chifukwa phunziro, kuthandiza kupeza limasonyeza ofooka ndi ntchito za bungwe ndi kulola ife kudziwa ubwino zake. Ndi deta izi chithunzi mwatsatanetsatane mmene zinthu zilili pa kampaniyo.

chikhalidwe Financial (udindo) ya ogwira chimadalira kwenikweni chiŵerengero cha likulu ngongole kwa chilungamo. Pa nkhani imeneyi, tingadzifunse kuti,

• koyefishienti (mlingo) wa kudziyimira pawokha ndalama - nthawi yomweyo kuyembekezera cholowa cha chilungamo kuchuluka okwana ndalama bungwe;
• koyefishienti (mlingo) kudalira ndalama - pali funso la mtundu wanji wa gawo mu kuchuluka okwana ndalama nawo asilikali (anabwereka) likulu. Chizindikiro akhoza kuchita masamu mu timeframe yachigawo. Ndiko kuti, ndi chovomerezeka ndi n'zotheka kudziwa index zochokera yaitali kapena ndalama yochepa anabwereka;
• mlingo (chinthu) pa choopsya chuma, amatchedwanso ndalezo ndalama - imatengedwa pano chiŵerengero cha ngongole chilungamo. Pa nthawi yomweyo pali dzina lina index ichi - chiŵerengero cha ntchito ndalama.

Choncho apamwamba a mtengo wa chiwerengero woyamba bwino ndi wolimba mkhalidwe wachuma (udindo) ya kumalo a ntchito, ngati timaona ku mawonedwe ngongole ngongole ndi chilungamo. Mu dongosolo abwino a index kulemera ayenera amakonda umodzi.

Kudziwa profitability polera ndalama ndi likulu pogwiritsa wina chizindikiro - ndi popezera mpata kwenikweni. index izi zikusonyeza kukula kwa profitability likulu lawo la kumalo a ntchito, ngati kukopa ndalama yobwereka.

magawanidwe Financial, ndendende kunyezimiritsa zinthu kumalo a ntchito - ndi solvency magawanidwe. Kunena mawu osavuta, deta zonsezi zikusonyeza alipire mmene ayenera tsopano wake mangawa yochepa.

Solvency ziyenera ikuchitika pamaziko a deta pa liquidity wa chuma chake apano - kuthekera udindo alipire pa ngongole ndi mangawa ndi thandizo la chuma kampani.

Mu kusanthula izi zotsatirazi magawanidwe a zachuma ntchito:

• panopa chiŵerengero - amatchedwanso index chophimba. Akulongosola luso bungwe kubwezera ngongole udindo yochepa ya chuma chawo wogwila panopa;
• wapakatikati (quick) liquidity - limasonyeza bwanji kuti n'zotheka kubweza awo chuma maudindo akuti (ndalama, ndi pa nkhani ntchito, m'matangadza mu malo, yochepa ngongole wokongolayo);
• mtheradi liquidity - phindu okwana index umu ndi momwe ayenera malipiro ngongole ngongole yochepa likuvutika ndalama anakaika pa nkhani atsopano a kampani ndi ndalama zina, anaikidwa nthawi ka nthawi.

Izi zimachititsa ndalama - zofunika kwambiri mu mawerengedwe a solvency ndi chikhalidwe ndalama (boma) mabizinezi.