Likulu ngongole

Amadziwika kuti aliyense kampani ndalama zake, mwachitsanzo chuma ndalama pa kutaya ogwira ntchito ndi tinapangidwa kuonetsetsa uziyenda bwino kudzipereka ndalama ndiponso amawalimbikitsa. Ndalama opangidwa kuchokera ndalama zake ndi akutenga ndalama.

magwero mwini kufufuza ndalama zochitika zosiyanasiyana chimaposa kugulitsa disposals cha chuma, depreciation. Monga chuma anapanga ku ngongole khola, lofanana magwero yake. ngongole Khola amakhala kumbuyo kwa kampani, koma iye sanali mwachindunji mwini.

Monga ntchito za kufunika kampani kwa ndalama ikukula monga kuwonjezeka pulogalamu kupanga kukula avale wa chuma zipatso ndi zina zotero. Choncho, pakufunika ndalama kukula likulu kampani.

Pachifukwa ichi, ngati kampani alibe ndalama, izo kungabweretse aliyense wa mabungwe ena. Iwo ankatchedwa "ngongole."

mitundu likulu

M'lingaliro waukulu wa anasonkhanitsa kuchuluka kwa likulu amatanthauza chuma, katundu, chuma zimene zimagwiritsidwa ntchito kupanga ndalama, phindu.

Kumbali chuma, ndi chuma kampani ntchito kulipirira ntchito zikuluzikulu ndi yopitilira, kuonetsetsa bwino ndi chitukuko cha bungwe.

Lopita - kuchotsedwa chuma chuma opangidwa kuchokera anayambitsa bungwe ndi ntchito wa kampani.

Loan likulu - mtundu wa likulu, limene analandira mu mawonekedwe a udindo ngongole kukhala yofunika kubweranso ndi tsiku lomalizira ndi. Childs kupereka malipiro nthawi wobwereketsayo. Chitsanzo cha likulu anabwereka atha kutumikira ngati chuma, nkhani sonyezani, ngongole kubanki, ngongole sanali banki, ndi zina zotero. Chilungamo ndi ngongole pa pepala bwino aphatikizidwa ngongole. Mu muyezo mapepala makampani akutenga ndalama amaoneka ngati kuchuluka kwa ngongole. Malinga kukhwima kusiyanitsa ngongole yochepa yaitali. Choncho, njira owonjezera PALI kwa kubalana zina kufalitsidwa ndi chuma lokhazikika.

Ubwino ndi Kuipa

Ngongole likulu Ubwino:

1. Mwayi kukopa, koma ndi chitsimikizo cha guarantor, ndi kukhalapo kwa ina ndi zabwino makampani ngongole mlingo.

2. Low mtengo poyerekeza ndi ofunika ukonde chifukwa zotsatira za "msonkho chishango".

3. Kuwonjezeka mphamvu chuma, ngati n'koyenera, ndi kuwonjezeka kwambiri za chuma ndi kukula kwa ntchito zachuma.

4. Kumvetsa kupanga kuchuluka profitability ndalama.

Pa yomweyo sankakhala yophatikiza kuipa zotsatirazi:

1. ntchito Yake amapanga woopsawo chiopsezo chuma cha imfa ya solvency ndi kuchepetsa bata ndalama.

2. chuma anapanga ku likulu abwereka, kupereka pakafukufuku phindu yafupika kuchuluka chiwongoladzanja pa ngongole.

3. Kuvuta kwa ndondomeko, kuyambira ngongole mwachindunji amadalira chigamulo cha ndalamawo ndipo nthawi zina pamafunika ukutitsimikizira lachitatu chipani kapena ina.

Choncho, bungwe limene amagwiritsa likulu abwereka, mungathe kwambiri chitukuko ndi mphamvu ndalama profitability ndalama kukula, koma ntchito ndalama anabwereka kupanga ngozi chuma ndi kuopseza bankirapuse.