Kulembetsa kwa kubwereka: zizindikiro

Chinthu chodziwika kwambiri cha ngongole ndi kupereka ndalama. Choncho, mawu oti "ngongole" amatanthauza ngongole yomwe imaperekedwa pa chitetezo cha katundu. Ngongole imeneyi imapanga mawonekedwe a ngongole imene katunduyo analonjeza kuti imakhalabe mu malo a wobwereka. Komabe, ngati wobwereka sakulephera kukwaniritsa udindo wake kwa wobwereketsa, wobwereketsayo amakhala mwiniwake wa chikole, kugwiritsa ntchito ufulu wake wokhutira ndi kugulitsa katunduyo.

Zindikirani kuti nthawi zonse ngongole imaperekedwa pa chitetezo cha mwiniwake wa mwiniwake, nthawi zina zikhoza kukhala ngongole yomwe katunduyo adzalandire monga cholandira. Kulembetsa pa nkhaniyi kumapezeka panthawi yomwe chigulitsirochi chimagwiritsidwa ntchito. Pano mungaphatikizepo:

• Chiwembu cha nthaka, kuphatikizapo zigawo zomwe zili mu ndime 63 za Federal Law;

• nyumba zamagalimoto zogwiritsidwa ntchito mu bizinesi;

• malo okhala kapena zigawo za nyumba zokhalamo ndi nyumba;

• magalasi, nyumba zakulima, nyumba ndi nyumba zina zomwe zimagula ogula.

Nkhani zina za Russian Federation zimapereka mwayi wopeza katundu wosiyana . Ili ndi ngongole yopanda chiwongoladzanja yoperekedwa kwa antchito a magulu a anthu, omwe amafunikira malo abwino okhalamo. Palinso mwayi wopezera ngongole yotere ya mabanja omwe ali ndi ana ambiri. Kwa mabanja omwe ali ndi ana ambiri, amatha kukhala ndi mabanja omwe ali ndi ana atatu kapena kuposa. Banja lina laling'ono lingathandizenso kupeza ngongole yobwereka.

Kawirikawiri anthu ambiri amakhala ndi funso lokhudza zomwe zimafunika kuti agulitse. Banki iliyonse, musanapereke chigamulo chokwanira kubweza ngongole, imasonkhanitsa ndikuyang'ana zolemba zomwe wobwereka akupereka. Chovomerezeka ndi-pasipoti, ndondomeko ya ndalama, yotsimikiziridwa ndi abwana, makalata ozindikiritsa. Wokongolayo adzafunsidwa kudzaza kugwiritsa ntchito chitsanzo chovomerezeka, chomwe chidzawerengedwanso ndi banki mkati mwa nthawi inayake. Ngati pali zotsatira zabwino, wobwereka amapeza malo ogulitsa katundu. Ngakhale kuti malo omwe amapeza amatenga katundu wa wobwereka, amalowa mu ngongole ya ngongole.

Mapulogalamu a mabungwe ambiri a mabanki akuphatikizapo msonkhano wotere: kulembetsa kalata ya ngongole, ngongole ndi malonda ogulitsa.

Kulipira kulikonse komwe kumapangidwa ndi malo ogulitsa nyumba kumakhala kovomerezeka kovomerezeka. Zimaphatikizapo kulembetsa choyenera kulowa mu Register Register State. Pofuna kulemba ngongole, muyenera kukonzekera malembawa:

• kujambula ndi zoyambirira za mgwirizano wa ngongole;

• Kuyeneranso kupereka zopereka zomwe zatchulidwa ndi mgwirizano wa ngongole;

• chikalata chotsimikizira kulipira kwa msonkho wa boma.

Phukusi lolemba pamodzi ndi mapulogalamu olembedwa ndi pledgor ndi pledgee amaperekedwa kwa akuluakulu oyenerera kuti ndondomeko yobwereketsa ngongole ndi kulembetsa kulembedwa kukwaniritsidwe. Kulembetsa kwa pakhomo kumatenga mwezi kuchokera pa tsiku lolemba. Ndiko kuti, simusowa kuyembekezera nthawi yaitali. Ngati pangakhale palibe zolakwika, tingathe kuganiza kuti kulembetsa kwa ngongole kwatha.