Solvency ndi liquidity

wazamalonda aliyense amavomereza kuti kulenga kampani si monga zovuta monga bungwe kupanga, kupereka ndalama zonse ndipo ndithu. Pofuna kuonetsetsa kuti ntchito likukula ndipo lipindulitsa, nthawi kuwunika mkhalidwe wachuma wa kampani. mfundo zimenezi zimaphatikizapo dongosolo lonse la zinthu zimavuta, amene kulamulira ndalama zonse kumalo a ntchito.

Aziona zinthu monga profitability, bata chuma ndi liquidity ndi zina mabanki zofunika omwe amaonetsera pa solvency wa kampani kudziwa njira yabwino kwambiri ngongole ndi chiwongola dzanja.

Pa chikhalidwe cha ndalama kumalo a ntchito m'madera ake zochita. Chinsinsi kupeza zabwino ndi khola ndalama bungwe lirilonse ndi kupanga zonse mankhwala khalidwe ndi mpikisano adamfunsa ndi msika lero. Pali njira ziwiri kuti aone mkhalidwe wachuma: kunja ndi mkati kusanthula. Mwachitsanzo, Khadili kunja wofunikila malipoti mabungwe zolimbana ndi zibwenzi zina, muli mitundu zotsatirazi kusanthula:
- phindu kusanthula
- anatsimikiza bata chuma ndi liquidity, solvency ndi kukhazikika,
- mtengo-phindu kusanthula
- kuwunika mtima kwa ndalama akuukitsidwa, ndi ena.

Chimodzi mwa mitundu ikuluikulu ya kusanthula kunja amaonedwa kukhala tanthauzo la liquidity, solvency ndi minda zokhudzana. Liquidity wa kampani anatsimikiza ndi liwiro limene mungathe kugulitsa katundu wake ndi kuti apeze ndalama. Amaonekera ndi mtengo wa katundu kwambiri madzi poyerekezera ndi ngongole yochepa. Pamene ndi kusanthula liquidity, kupenda onse kusintha panopa ndi m'tsogolo alionse pamwamba.

Liquidity akuti ndi otsika ngati kampani sadziwa ndalama analandira. Phindu pa bizinesi, komanso kuchuluka kwa ndalama otsalira pambuyo chobwezera cha maudindo ndi benefiti, ndi zinthu molimba tipeze mphamvu ndalama kumalo a ntchito. N'chifukwa chake liquidity ndi solvency wa zogwirizana: woyamba amasonyeza kuti n'zotheka alipire yake ngongole ndi mawu anu ndi ndalama. Mwachionekere, kubanki aliyense, mabungwe ndi abwenzi pochita zinthu ndi izo tsopano m'pofunika kudziwa solvency zolosera osati chifukwa tsopano komanso posachedwapa.

Ngati chuma panopa ali wa mtengo wake woposa kudzipereka yochepa - umasonyeza liquidity wa kampani. Solvency wa kampani zikuphatikizapo kuyerekeza chuma ndi kudzipereka zing'onozing'ono yaitali.

Kudziwa liquidity zikutanthauza kuti tisanthule likvidnoi bwino, ndiyo digiri ya muyeso wa chuma pa ngongole. Pankhaniyi, kuganizira ndi chuma ndi ngongole, ndi mfundo gawo akuyendera mwamsanga komanso chuma pang'onopang'ono anazindikira.

Mkulu liquidity zikutanthauza kuti ogwira ntchito sangathe okha kulipira kudzipereka zofunika, komanso mofulumira kwambiri ngongole lachitatu maphwando.

Kuwonjezera liquidity n'kofunika kwambiri kuti tipeze, ndi zopezera ndalama ogwira ntchito, ndilo amachititsa solvency za chiyembekezo cha m'tsogolo. Kafukufuku bata ndalama ikuchitika kudziwa bata ndi ufulu ndalama kumalo a ntchito, komanso kudziŵa dzuwa la likulu malinga ndi ntchito poyamba ananena.

Mwachionekere, palibe kampani pofuna konza ntchito zawo sudzapereka ndi kafukufuku pamwambapa. Ndipotu, angagwiritsidwe ntchito kuchititsa review wa ntchito zachuma kusunga mtengo wa katundu alipo ndi kuwaletsa kugwa.