Kusungidwa kwa malonda: zolinga, kusanthula ndi zizindikiro

Choyamba, tiyeni tifotokoze nkhani ndi zolinga za kusanthula ndalama. Kulephera kugwira malo okhala ndi counterparties kungachititse kuti awonongeke komanso atenge ndalama. Choncho, kuthetsa vutoli sikudetsa nkhawa eni ake okha, komanso osowa malonda (counterparties). Nkhani zowonongeka kunja kwachuma ndizochita malonda, amalonda ndi ogulitsa ngongole. Amaphunzira kuchuluka kwa zovuta zachuma ndi malo a katundu kuti asankhe mgwirizano. Pankhani ya bankruptcy proceedings, kufufuza kumayendetsedwa ndi wotsogoleredwa wotsogolera mgwirizano.

Mosasamala kanthu ka bungwe ndi bungwe lalamulo, kuyang'ana kwa mkati kwa solvency ya kampani kuli ndi zolinga izi:

• Kuzindikiritsa kuchuluka kwa luso la kusanthula kanthu kukwaniritsa zofunikira zake;
• Kuonetsetsa kuti kukhazikika kwa njira zonse;
• Kuwona zofuna zachuma za mwiniwake;
• kupeza zowonjezera magwero a chitukuko;
• Kuonetsetsa kuti ndalama zonse zokhudzana ndi ndalama zimakhazikika nthawi yaitali.

Kuwongolera ndondomeko yoyendetsera bwino komanso kuyendetsa kafukufuku kawirikawiri kumapereka mphamvu zothetsera mavuto a malonda, kuwululira zosungidwa zobisika ndi zosagonjetsa chisankho pakuyendetsa ndalama.

Njira zothetsera

Ogulitsa ntchito amagwiritsa ntchito njira zingapo kuti awerengere ndi kusinkhasinkha solvency ya malonda. Zambiri zowonjezera ndi izi:

• Kuwerengetsera ndalama;
• Kuwerengera zizindikiro zowonjezera.

Njira yogwiritsira ntchito ndalama ikugwiritsidwa ntchito kuyang'anira ndi kuyendetsa ntchito zachuma za malonda. Mukhoza kuwerengera ndalama zogwiritsa ntchito mwachindunji kapena mwachindunji. Yoyamba ndiyo kuyerekeza mbali ya ndalama ndi mbali yogwiritsira ntchito. Njirayi ikukuthandizani kupeza zokhudzana ndi ndalama zokwanira kuti mukwaniritse maudindo a zachuma. Njira yosayimilira ikuwonetsera mgwirizano pakati pa phindu ndi kusintha kwa ndalama. Zotsatira zake - kuchuluka kwa ndalama kwa mitundu yosiyanasiyana ya ntchito - kuwonetsetsa kuti kugwiritsidwa ntchito kwachuma kumawathandiza. Kusanthula za zigawo zomwe zimayendera ndalama zimasonyeza momwe magwero a ndalama zimakhalire komanso momwe amachitira.

Kawirikawiri amagwiritsa ntchito njira zowonetsera kuti ndalama zimayenda bwino komanso kumanga chitsanzo.

Zizindikiro zamadzimadzi

Zisonyezo zotero za solvency ya kampani, monga malire ofanana, amawerengedwa pogwiritsira ntchito chiŵerengero cha miyeso yothandizira ndi malipiro. Coefficients yomwe imapezeka ikufanizidwa ndi chikhalidwe chokhazikika, chokonzekera kapena cham'mbuyo. Kuyerekezera mu mphamvu kumapangitsa kuti azindikire momwe ndalama zimagwirira ntchito pakali pano.

Pofufuza kuthetsa kwa ntchito, izi zikuluzikulu zotsatirazi zikugwiritsidwa ntchito: zonse, zenizeni komanso zamakono. Zochita zothandizira ndizochita zoyendetsa bwino, kupereka ndalama zokha, kuyesa kutsogolo komanso gawo la ndalama zogwirira ntchito.