Ndalama mabungwe ndi kusiyana kwawo.

Ndalama kugula ndi kugulitsa masheya. Pakuika ndalama zawo m'matangadza, ali (ndi kuwonjezeka mu phindu) kugulitsa ngati mtengo pepala, zomwe zimabweretsa ndalama kwambiri kwa ndalama. The sheya anapeza chilamulo Russian ndi chuma chawo. Ndalama akhoza kuchita:

• makampani olowa katundu;

• anthu;

• Makampani pamodzi;

• boma.

Pali ndalama makampani amene akufukiza nkhani ya sheya ake, kukopa ndalama kwa anthu ndi mabungwe alamulo.

Pa msika katundu ku Russia kuchuluka ndalama gulu, ilo limakula pamodzi ndi kusintha kwa msika. ndalama nonse amatenga ndalama kwa ogula ang'ono nawo. Lotsatira tikhale pamtengo ndi kugulitsa pamene kuwonjezeka mtengo, chotero kuwonjezera ndalama depositors. Izi otchedwa mwagwirizana ndalama.

Chifukwa cha ndalama akhoza wachinsinsi monga:

- ndalama nchito. Iwo waukulu msika chuma, ndi gulu lalikulu, kuyambitsa mu kufalitsidwa "ndalama yaitali".

"Wamkulu Koposa" -large anthu ndalama. Amayang'anila ndalama analandira pagulu. Ambiri a iwo ndi chuma chachikulu. Izi Norway Fund-Global, SAMA, AMATITETEZA, Temasek, etc.

ndi mwagwirizana ndalama kuthamanga ndi makampani ndalama;

- Insurance. Aganyali masheya a premiums analandira monga phindu tisaope makasitomala;

- mabanki awo ufulu ndalama zambiri akuyendera m'misika ndalama ndi kugula msinga ndi sheya ena malonda;

- penshioni, komwe aganyali penshioni nzika amachotsera.

Ndi ndalama zonse nchito.

Ndalama pa msika wa masheya ndiye mwini wake wa katundu ufulu. Ntchito pa msika katundu, kotero Investor akhoza kusankha machenjerero aukali ntchito, kapena ndiwofatsa.

Makampani Strategic angatchedwe amene kupanga mbiri yeniyeni m'matangadza kwa nthawi yayitali. Ambiri a iwo akufunafuna kupeza mtengo kulamulira mu makampani umodzi kapena kuposerapo.

Zongopeka zimene kanthu pa maziko yochepa. Amagulitsa magawo pa nthawi yochepa, kuchotsa phindu pa izi posachedwapa.

Mwaukadaulo nawo malonda anthu sheya ndi likulu chidwi. ndalama mabungwe ndi mwayi likulu, kotero ndi katswiri osewera mu msika katundu.

Oyenerera ndalama - ndi mtundu wapadera akatswiri wodziwa ndi wa masheya ndi chidziwitso mu munda. Iwo ndi likulu chidwi. Mwaukadaulo kupenda mavuto zotheka. Ikani chuma chake mu ogwira ntchito pachiswe. Adalipo magawo a mwagwirizana ndalama, ndalama tchinga, ngongole, thumba mwachindunji malonda ankapitabe. Onsewa ndithu yowopsa ndi wosadalirika m'chilengedwe.

ndalama mabungwe amakonda chiopsezo kochepa ndi ndalama zawo, poganiza ntchito yake pa nthawi yaitali.

Kafukufuku wasonyeza kuti wokongola kwambiri kwa anthu anakhala ya zachuma. Otani 51% kuchuluka kwa ndalama. 35% anafotokoza ubwino malonda ritelo, 14% - kupanga.