Momwe ndalama: ochepa maganizo pachiyambi.

Ndalama yabwino kwambiri ndi chilengedwe mphatso, oyenera pafupifupi nthawi iliyonse chikondwerero, zikhale ukwati kapena chikumbutso. The zoonekeratu mwayi oterowo pano kamakhala kuchotsa kufunika kusankha chopweteka. Koma kupereka ndalama kuti mphatso zinali nthawi yaitali kukumbukira osati wolandira komanso kupezeka pa mwambo alendo? malingaliro athu kulenga kuti akatidzadza Apereke wanu zosaiwalika.

Maswiti ndalama

Ngati mukuganizira funso mmene kuziziritsa kupereka ndalama, yesetsani kupanga gawo loyambirira la maswiti. Kuti tichite zimenezi, kutenga ndodo ya maswiti, musapitirire iwiri amaganiza tepi ndi kukulunga ndi pepala akuda mu zigawo zingapo - cholinga cha mpheto izi ndi kupereka mankhwala buku chofunika. Pamakhala zolemba Manga pepala pamwamba ndi kukhomerera ndi ulusi kapena gulu mphira ndalama. Mukhozanso aganyali lokoma kachidutswa kakang'ono ka pepala ndi zofuna. Kumapeto kwa gawo kagawo ka kuzimata pepala la olondola kukula, maswiti Manga ndi kukutetezani gawo pakati ndi kutsikira kwa iwiri amaganiza mankhwala tepi. A bwino kuvala pano lolingana lolembedwa ( "ndalama wokoma" kapena "moyo wokoma").

Bank ndi ndalama

Momwe ndalama kwa tsiku lobadwa kapena ukwati? Imwani kapu mtsuko anakhumba buku mudzaze izo pamwamba khumi ndalama. Tara kukongoletsa zosiyanasiyana themed ziwembu, zolemba, zomata, maliboni kapena maliboni. Kuti tizikonda zotsatira molondola falitsani mpaka banki chipangizo wapadera. Wolandira wa cholakalaka pano kuti aganyali banki chulukanani yekha.

Photo chimango ndi mabala

Momwe ndalama kuti mwina kugunda luso lawo? Kugula mafelemu wokongola chithunzi ndi kumanga ndi banknotes a zipembedzo zosiyanasiyana ndi ndalama. Zokongoletsa zikuchokera glitter kapena kum'pondereza Chaka Chatsopano mvula. Angagwirizanitse chimango uta wokongola. Zachilendo Apereke wokonzeka. Ngati inuyo kapena munthu wina m'banja lanu amadziwa luso origami, mukhoza mu chimango zochepa kanjedza oseketsa ku mabala. Kukondwera ngwazi tsiku kungakupatseni.

mtengo wa ndalama

Ndalama mtengo osati kukhala zodabwitsa ndi zachilendo mphatso, komanso ngati chizindikiro cha South Africa. Koma kupereka ndalama zimenezi? Onse lophweka. Kutenga ficus wamba kapena ku nthambi iliyonse ya mtengo, nachiyika pa mphika okongola ndi kukulunga mbewu amadula. ndalamayo akhoza kuchita monga mtundu wa zipatso. Zolemba atakulungidwa mphika ndi anabzala mtengo mbalame ndalama, inu kukhala mphatso zambiri pachiyambi.

Mphika wa ndalama

Zoyenera mwina akhoza kukhala ulaliki wa ndalama mu dongo wamba kapena ngakhale miphika ana (lingaliro Izi wangwiro ukwati). Ikani ndalama za pansi ndi pamwamba modzala manja kuwaza ndalama zawo. Chotero mphika wa ndalama chofunika kuyamikira ndi kusangalala olandila pano.

Tsopano inu mudziwa kupatsa ndalama kwa pazipita chidwi ndi zachilendo. Tikukhulupirira kuti maganizo athu zosangalatsa chikulimbikitseni inu kulenga mphatso yapadera.