Kodi kudziwa banki ndi Khadi, kodi zinadzala ndi manambala 16

Kodi n'zotheka kudziwa nambala ya gombe khadi-amvekere, kumene msanga pochitika chizindikiritso izi ndi izo apobe angapezeke mothandizidwa ndi nambala ngongole - ndondomeko akhakula nkhani. Tiyeni tiyambe ndi "zinsinsi", limene likutengera angapo.

Kodi nthawi 16?

Musanayambe kusankha kupeza chimene banki magwiridwe khadi mwa chiwerengero, owerenga mwina anaona lomaliza. zopalira onse khadi ali anazolowera, kawirikawiri sikisitini-manambala - magulu anayi a zilembo zinayi. Komabe, mabuku oyambirira zili nambala 13 manambala - gulu loyamba anaima mu manambala anayi, ndipo ena kumaphatikizapo atatu.

Likupezeka mu makadi chiwerengero zilembo 19. Kawirikawiri ndi kumlingo kutsanzira 16-manambala, anabwera mu chimango cha subroutine yeniyeni.

Kodi "zobisika" chiwerengero khadi?

Malinga ndi nambala khadi banki kudziwa banki - uyu si malire a zothekera. manambala onse 16 amanyamula zambiri.

The manambala woyamba limasonyeza umembala wa makamaka dongosolo malipiro padziko lonse:

• 4 - "Visa";
• 5 - "Master Khadi", "Maestro";
• 3 - "American Express".

The chachiwiri-kota kanjedza - chiwerengero cha ulemerero bungwe, zomwe emissirovala (issuance - issuance a makadi banki) mankhwala.

Lachisanu ndi chimodzi - ndi dzina zina za m'banja.

otchulidwa awa asanu ndi nkhokwe, limatiuza mmene kudziwa banki khadi ndi chiwerengero.

Seventh-chitatu - pulogalamu nambala imene mankhwala anamasulidwa kwa gombe.

The chinayi-chakhumi ndi chisanu - khadi chiwerengero mwachindunji.

Pamanja zili chidwi kwambiri. Ndi nambala chomaliza cha mwai masamu wa asanu ndi manambala chiwerengero mfundo m'mbuyomu. Kwa ena chilinganizo kapena aligorivimu akutsatiridwa, kwa anthu aluso yekha amagwira ntchito nthawi imeneyi kupanga.

ndi nkhokwe ndi chiyani?

Musanayambe chimatanthauza banki ndi chiwerengero khadi, muyenera kukhala bwino ndi ganizo la "nkhokwe". Monga tanenera kale, uyu ndiye woyamba zilembo zisanu ndi chimodzi.

Nkhokwe - Bank chizindikiro Number ena (Bank chizindikiro Number). Izo ntchito kudziwa banki kapena bungwe ena ngongole mu processing, kudula kapena chilolezo. Iwo n'chakuti mtundu wa dongosolo malipiro - ntchito kulanda ndalama zamagetsi, ndi mndandanda wa luso, hardware ndi pulogalamu ya malamulo kulanda ndalama ku chipani wina ndi mzake. The wodziwika ngati kachitidwe mayiko "Master Khadi", "American Ekpress", "Visa".

Number mtundu amatsatila mfundo zomwe limafalitsa kutumiza mauthenga chuma padziko lonse dera pakati pa mabungwe banki (OFULUMIRA) ndi Russian GOST. Komabe, mfundo zimene nyemba amafalitsidwa, chatsekedwa kwa misa bwinobwino ndi zizipezeka mwachindunji mamembala a dongosolo kubanki.

Kodi kudziwa Bank of nkhokwe

Nthawi zambiri kuyesera kupeza dzina la opereka banki pa nthawi imene nambala kopita amadziwika yekha kadi ndi kusamutsa ndalama ankafunika zambiri zina. Nthawi zina m'pofunika ndi kupeza m'banja kapena yachilendo banki limabweretsa mankhwala.

Kodi kudziwa banki ndi chiwerengero khadi? Pezani malo mwa kufufuza injini kapena Binlist nkhokwe Nawonso achichepere ndi kulowa woyamba manambala asanu. Mfundo za dongosolo malipiro, dziko limene mankhwala anatulutsidwa ndi opereka banki ndipo kulankhula ake mudziwe (webusaiti, hotline), mtundu wa khadi - ndi madebiti kapena ngongole, komanso udindo wake - alipidwa (zachikhalidwe), golide, kapena pulatinamu.

Pamaso nkhokwe Nawonso achichepere zidzandizindikiritsa nkhokwe, muyenera 'yomanga "chithunzi yosavuta lamanja la zenera kulowa manambala - kutsimikiza kuti simuli loboti. Mwa njira, ngakhale malo onsewo ali mu English, mawonekedwe awo n'zomveka ndi kufikamo kwa anthu amene salankhula chinenero.

nyemba Common ku Russia

Kodi kudziwa chiwerengero cha makadi banki pa Intaneti, Takambirana kale. Izi akhoza anachita mothandizidwa ndi tebulo muli manambala chizindikiritso cha mabanki ambiri amadziwika la Russia.

Classic, Gold ndi Platinum

Pa njira, zoyenera mmene kudziwa banki pa chiwerengero khadi ayenera kuonekera pa khadi ndi udindo wa mudziwe - tingachipeze powerenga, golide kapena pulatinamu. M'pofunika kuti timvetse ndi magulu awa.

owerenga ambiri kusankha kapena anatuma kusakhulupirika tingachipeze powerenga khadi. magwiridwe awo amakhudza kwambiri:

• utumiki mayiko - utumiki kunja pa otchedwa ZOKHUMUDWITSA - popanda kupempha mu "nzika" Bank;
• kuthekera ankayendetsa zachuma mu maukonde;
• "Zida" Chip - kukapempha malo malipiro, ndipo kachidindo - kugula pa Intaneti;
• ufulu lipoti akupezeka pa mapu;
• Iwo akhoza adalowa pulogalamu mgwirizano ndi ndege "Aeroflot".

Gold ndi pulatinamu makadi, makamaka kusiyana ndi kukula kwa mtengo wa pachaka yokonza. Mwachitsanzo, kwa eni "Master Khadi", izo angafikire kwa zikwi zisanu ndi ziwiri (mu Ena mabanki Komabe, kupezeka ndi ufulu pachaka yokonza). Kwa eni "Visa" - kuyambira mu 1500 rubles golide mpaka 7000 rubles kwa pulatinamu. Service "Visa osawerengeka" zifika 30 000 rubles pa chaka.

Komabe, izi makadi, kupatula udindo zinatsimikizira chofukizira, komanso angapo ubwino zina, mwachitsanzo, "Visa":

• golide - thandizo owonjezera vuto la imfa (loko, mwamsanga kukonzanso kumasulidwa), chithandizo cha za malamulo ndi mankhwala, mabonasi umafunika malipiro dongosolo "concierge" - malo a matebulo ufulu mu malo odyera, Kalatayi za udindo watsopano;
• pulatinamu - kuposa ubwino Gold ali ndi ufulu makonzedwe a "Purchase Protection" ndi "zitsimikizo yaitali" concierge - kuitana yobwereka takisi kapena kukonza galimoto;
• Osawerengeka - inshuwalansi Free Mwini malowo ndi banja lake paulendo, concierge - kusankha ogwira ntchito zapakhomo, thandizo kugula, gulu la ntchito yokonza.