Yonena za ndalama Bank

Mogwira kukula malonda awo N'zosatheka ndalama zina, ndipo akhoza kukhala pano kuthandiza ngongole "kukhulupirira" popanda chitetezo amaperekedwa ndi Bank ndalama ndi akhale njira yabwino yothetsera mavuto a zachuma.

N'chifukwa chiyani ngongole - losatheka?

Ambiri a bizinesi, posapita nthawi amayamba amafuna ngongole. Komabe, akukhulupirira kuti banki ngongole akhoza kutenga ochepa, chifukwa malipiro mwezi ndi okwanira. Unsecured ngongole "kukhulupirira" wa Bank ndalama zikusonyeza ayi. Iye akhoza kukhala njira yabwino yothetsera mavuto ndi ndalama, chifukwa malipiro a pamwezi ngongole kuchuluka kwa rubles 400 zikwi kwa nthawi ya zaka zitatu adzakhala zopanda okwana rubles 15 chikwi.

movutikira zina zimene ikutuluka kupeza ngongole?

Ndi zovuta kupeza wazamalonda konse yofunsira ngongoleyo. N'zosatheka kukhala bizinesi popanda anthu wamba ka ndalama. Pa msika lero pali mfundo zina pa ngongole kwa mabizinesi ang'onoang'ono, koma kwenikweni aliyense kasitomala adzapita zinthu zimene zimaperekedwa. Sikuti ndi chinthu amakhala apamwamba malipiro mwezi, yomwe imagwa mthumba la bizinesi, momwemonso ayenera kupereka belo. Komanso, ntchito akufotokozedwa kwa nthawi yaitali ndipo amafuna akonzedwa lalikulu zolembedwa.

Kodi Kuyamikira?

ndalama ngongole zambiri kutenga amalonda kugula katundu, kukopa makasitomala, m'malo zida, komanso kukhala ndi kukuza malonda. mabizinesi Small zofuna mwamsanga zambiri funsani pang'ono - kwa rubles 500 zikwi. Pamene ngongole ya 400 zikwi mu zaka zitatu malipiro adzakhala 15 zikwi, ngati inu thamo "Khulupirira". Ndalama Bank allocates ndalamazo ku ngongoleyo, amene angakwanitse ambiri mabizinesi ang'onoang'ono.

Mawu amene ngongole ndi anawonjezera, "Khulupirirani"?

Mtundu wa kukongoza - mmodzi wa ngongole kwambiri Kufikika mu msika banki zithandizo mabizinesi ang'onoang'ono. Ichi ndi chifukwa chakuti iwo Chili zofunika kwambiri khalidwe - kupeza mtengo mofulumira ndi wololera. Chiwerengero osiyanasiyana monga 18,5 kuti peresenti 19,5 pa annum, malingana ndi ngongole mawuwa. A mfundo yofunika kwambiri ndi chakuti ngongole sikutanthauza ina, mwachitsanzo ina angakhale okwanira kupereka okha guarantor. Nthawi pazipita imene timagwiritsa ntchito - masiku atatu kuthandiza kuti njira yabwino kwambiri, ndalama zofunika mwachangu.

Pomaliza

Pakali pano, ndi Russian yaing'ono malonda kukongoza si mankhwala ambiri abwino. Potsilizira pake, ngati ife amanena mbali amene ali ndi ngongole ya "kukhulupirira", likukhalira kuti pakufunika ndalama komanso kusowa umwini, sipangakhalenso kumanzere monga gawo, ndi njira yabwino kuthetsa akutulukira mavuto a zachuma ndi chitukuko ntchito. Komanso, pakalibe chindapusa kuvumbitsira angakwanitse aliyense wodziwa bizinesi. malipiro pamwezi, omwe ngongole "Khulupirira", Sberbank, adzakhala 15 okha 000 rubles, pamene, monga momwe tafotokozera pamwambapa, si chofunika kupereka ina.