Best mabuku kulemba ndalama: zosonyeza kufotokoza ndi ndemanga

kusaphunzira Financial ndi zoopsa kwambiri, chifukwa si monga likupita stagnation umphawi anthu, komanso wawononga mwayi uliwonse kukonza vutolo. Munthu amatenga zochita zoipa kwambiri, choncho angakwanitse kuchepa. Kuti sizichitika, muyenera kuwerenga mabuku abwino kwambiri kulemba ndalama. Koma osati mindlessly mungaimitse kudzera, ndi kugwiritsa ntchito chidziwitso cha izi kuchita!

The chiyeso kulemba ndalama

Annamaria Lusardi Dartmouth College ndi Olivia Mitchell ya University of Pennsylvania anachita kafukufuku kwa anthu a m'mayiko 14 kupeza momwe bwino anthu wamba kumvetsetsa mmene ndalama. Iye anasonyeza kuti anthu ambiri ndi osaphunzira m'munda wa zachuma. Only mu Germany ndi Switzerland, theka la anthu omwe anafunsidwa anayankha mafunso onse atatu molondola. Koma vuto ambiri oipa anali mu Russia, kumene anapanga% 4 okha amene anafunsidwa. Tiyeni tikambirane mafunso atatu awa:

1. Kodi ndalama zomwe muli nazo pa nkhaniyi adzakhala mu zaka zisanu ngati kuika $ 100 gawo ndi 2% pa annum?
2. Ngati ndalama zanu ndi pa gawo pansi 1%, pamene kufufuma mu dziko ndi 2%, ndiye kuchotsa iwo chaka chimodzi, mugule zambiri, zomwezi kapena zochepa kusiyana ndi lero?
3. Kodi kugula magawo wa kampani ina ndalama wodalirika kwambiri kuposa kupeza magawo wa thumba mwagwirizana?

Ngati inu zinkandivuta kuyankha funso imodzi, kodi inu mukufuna kuwerenga mndandanda wathu.

Chikhazikitso cha kulemba ndalama: mabuku onse

Taganizirani mlingo wa mabuku pa nkhani kudziwika Russian ochezera a pa Intaneti okonda LiveLib kuwerenga:

• Bodo Schaefer "mudzapeze ufulu chuma." Bukhuli limayamba kusankha kwathu mabuku kulemba ndalama. kusanja ake - mfundo 4,426, chiwerengero cha Werengani - anthu 167, wina 186 kutero.
• Dzhordzh Kleyson "munthu wolemera kwambiri mu Babulo." Mavoti - mfundo 4.365, chiwerengero cha Werengani - anthu 1052, 1564 ngakhale ndikufuna kuchita izo.
• Dzhon Keho "chikumbumtima akhoza kuchita chilichonse." Mavoti - mfundo 4.317, chiwerengero cha Werengani - mu 1322 komabe anthu mukufuna kutero mu 1171.
• Robert Kiyosaki "Olemera Adadi Osauka Adadi." Mavoti - mfundo 4,073, chiwerengero cha Werengani - anthu 3331, 1564 ngakhale ndikufuna kuchita izo. Ngati tikulingalira mabuku analimbikitsa pa kulemba chuma, ndi mtsogoleri yamphamvu ya mndandanda wa wotchuka kwambiri pakati pa osuta ochezera LiveLib.
• Richard Branson, "Kuti Jahannama beris onse ndi kuchita izo." Mavoti - mfundo 4,0286, chiwerengero cha Werengani - anthu 1827, 1305 ngakhale ndikufuna kuchita izo.
• Napoleon Hill "Taganizani ndi Kukula Olemera." Mavoti - mfundo 4.024, chiwerengero cha Werengani - anthu 1054, wina 850 kutero.

"Njira ya ku Ufulu Financial"

Mu mndandanda wathu, pamene ife anasonkhanitsa mabuku abwino kwambiri kulemba chuma, ndi mu malo oyamba. Ngakhale kuti lofalitsidwa ake motalika kokwanira, iye sanataye kufunika kwake. Lili zambiri pa momwe kuyamba bizinesi, kupanga ndalama choyamba, ngongole ndi kutaya phindu. Bodo Schaefer Akukamba za pa ntchito pafupifupi kukhala munthu wolemera ndi ndalama khola. Akhala kwa Mabaibulo asanu, walandira ndemanga makamaka positive. Werengani izo ananena kuti limafotokoza njira yosavuta, koma ogwira kwambiri ndi kukwaniritsa ufulu chuma.

"Munthu wolemera kwambiri mu Babulo"

Poganizira mabuku abwino kwambiri kulemba za chuma, ife anakonza ntchito wotchuka ndi George Clason mu malo chachiwiri mogwirizana ndi mlingo LiveLib. Limafotokoza ndizosowa kupatula. Kuyambira munthu akhoza kuphunzira kusankha ndalama zawo kuti phindu. wolemba nkhani za kufunika makhalidwe ena ndi zofunika kuchita. Ena mwa iwo ndi izi:

• Muyenera pambali osachepera chakhumi cha ndalama zawo.
• Ndalama ayenera kuyang'aniridwa. The zinthu kokha zofunika kwambiri, oyenera anagula iwo.
• M'pofunika kuchulukitsa Chuma chawo. Ndalama sayenera kunama kulemera akufa.
• Musanasankhe ndalama iliyonse, muyenera kuonanso profitability ake ndi riskiness.
• Upo kunyumba akhale okha, osati ena.
• M'pofunika kupeza ndalama pantchito.
• Luso kuti ayenera nthawi zonse bwino.

"The chikumbumtima akhoza kuchita chilichonse"

Best mabuku kulemba ndalama - si okhawo amene amaphunzitsidwa mmene kupeza ndi kugawa ndalama. Mu mndandanda wa anamenyedwa ndi ntchito Dzhona Keho, amene anadzipereka kwa mphamvu chinsinsi cha chikumbumtima cha. Muyenera kumvetsa bwino chimene chimadalira pa 20% ya ndalama ndi luso lachibadwa, ndi 80% - kuganizila. Feedback kuchokera kwa ogwiritsa LiveLib, m'buku lino akhoza linachokera kutembenukira moyo. Amaphunzitsa kupeza njira yoyenera nthawi iliyonse ndiponso limapereka zokoma kuchitapo kanthu.

"Olemera Adadi Osauka Bambo"

Ngati ife mndandanda wa mabuku wotchuka padziko kulemba ndalama si pa mndandanda wawo, ndipo chiwerengero cha Werengani, ntchito ya Kiyosaki akanati aposa izo. Iwo anafuna kuti gulu lonse ndi kupereka ndizosowa kugwiritsa ntchito ndalama zomwe pazifukwa zina musati mupereke chidwi chirichonse ku sukulu. Buku limeneli limafotokoza mwatsatanetsatane mmene munthu wakhama wamba akhoza kukhala Investor bwino. Malinga owerenga, Kiyosaki anafotokoza mwatsatanetsatane mmene maganizowo zimakhudza moyo wa munthu. Mu bukhu, palibe okonzeka zopangidwa ziwembu patsogolo. Komabe, wolemba amapereka lingaliro chidwi kwambiri, amene angagwiritsidwe ntchito kumvetsa mu kolowera kusuntha.

"Kuti Jahannama beris onse ndi kuchita"

Kukambirana buku pa kulemba chuma, n'kosatheka kuti Atchule ntchito wazamalonda lapansi. Feedback owerenga, zikhoza mokakamiza kuyamba bizinesi zawo, kapena kuchita kanthu kena. Mlembi wa "Kuti gehena, beris ndipo" mudziwa kupatsa ndi kutsogolera wamphamvu zolimbikitsa moyo wozindikira. Anawayesa mfundo wake kuwatsatira. Tsopano Branson mwini oposa 300 mitundu yosiyanasiyana ya malonda.

"Taganizani ndi Kukula Olemera"

Ndipo potsiriza, otsiriza, koma zimenezo sizitanthauza kuti ambiri uninteresting ndi zosafunika ntchito pa mndandanda - ndi buku la Napoleon Hill. Atamva zimenezi ambiri, koma kuwerenga ake yomweyo anthu amakonda ali sizinawakhudze. Mwina n'chifukwa chake mu Russia Zoterezi oipa ndi kulemba ndalama. Mu bukhu, Hill ndikuuzeni nkhani Anthu ambiri otchuka. Amene, ngati iwo, kuphunzira kuwerenga ndi kulemba ndalama? Komabe, buku limeneli ndi limodzi mwa zofunika kwambiri. Limaphunzitsa njira yabwino yoganizira za ndalama. Malinga ndi ndemanga, zinali chifukwa cha ntchito ya Hill, ambiri anatha umphawi ndi kuyamba kupanga, kumvetsa zimene amawawidwira mtima pa njira yopita ku moyo bwino ndalama.