The mawerengedwe a mavuto omwe amadza kwa njira akufuna njira kudziwa mphamvu ya ndalama

Yowerengera phindu zachuma ku polojekiti imene mukufuna ikuchitika kuti aone kuthekera kwa ndalama ndi ntchito makamaka chofunika kwambiri ndiko kupanga phindu.

Mitundu mmene chuma

ntchito Investment amafuna ndalama likulu kuti kupanga ndalama zina kwa kupambana mmene chikhalidwe. Ngati chachiwiri, mavuto omwe amadza chifukwa simungathe kuchita masamu chifukwa zotsatira chikhalidwe sinafike kupanga phindu.

zotsatira ndalama akhoza kukhala zabwino kapena zoipa. Kuti tikwaniritse zotsatira zabwino phindu zokwanira. Mu mawu ena, Investor, ndalama kuchuluka ayenera kukhala apamwamba kuposa kuchuluka kwa ndalama. Amenewa amatchedwa phindu. Njira yachiwiri kuti zotsatira zopindulitsa si ndalama zimene zimawonjezera revenues, ndi ndalama pantchito yopanga. Njira kopindulitsa kwambiri kupeza zotsatira zabwino - kuwonjezeka revenues ndi kuchepa ndalama zikugwira ntchito.

Wachisoni ubwino zimatheka pamene miyezo akufuna pa ndalama upambana revenues. Pankhaniyi, zotsatira zachuma adzatchedwa patsikulo.

Njira kuwerengetsa zotsatira zachuma

Chilinganizo tingachipeze powerenga kuti akhoza kuwerengera zotsatira chuma motere:

Eph = D - W * K, kumene

Eph - amadza chuma;

D - ndalama kapena ndalama pa zimenezi;

W - ndalama za miyeso;

K - ndi zolimbana china.

zolimbana chinthu

Kuwonjezera ganizo la "Tingati chuma" pali liwu lina lomwe ntchito kudziwa kuthekera kwa ndalama. Izi mtengo-chidacho. Pakuti ndi zofunika zolimbana china. Izo zimasonyeza osachepera zovomerezeka dzuwa la polojekiti ndalama, zimene ziyenera kutheka boma ndi anthu.

Zolimbana chiŵerengero - ndi zonse. Mtengo wake zimasiyanasiyana malinga makampani omwe amanena. Mtengo wa index izi ranges kuchokera 0.1 kuti 0,33. Mtengo wapatali kwambiri - makampani mankhwala, ndi otsika - mu mayendedwe a. Mu gawo mafakitale normative koyefishienti ndi 0,16; malonda - 0,25.

Kufunika kwa mawerengedwe a mavuto omwe amadza kwa njira akufuna

zotsatira ndalama akhoza kuchita masamu kuti nthawi iliyonse. Izo zimatengera nthawi yaitali bwanji chochitika masamu. The mawerengedwe a zotsatira pachaka zachuma ikuchitika pa nthawi imene zinthu zofuna ndalama ikuchitikira kapena angathe kuchitidwa mukati chaka. Mwachitsanzo, kupereka mabonasi antchito akuchuluka mu malonda ndi mwezi. Choncho, palibe njira yabwino kumvetsa kuthekera kwa mabonasi, mmene kuwerengera mavuto omwe amadza chifukwa chaka. Tikutsata ndondomeko za kuwerengetsa mavuto omwe amadza kwa njira akufuna Pankhaniyi adzakhala motere:

Er = (D1 - D0) * H * K, kumene

• Er - zotsatira pachaka;
• D1 - ndalama zitachitika;
• D2 - ndalama pamaso zochitika;
• W - ndalama;
• K - ndi zolimbana china.

Mwachitsanzo

Kuti timvetse bwino momwe kuwunika woyenerera wa ntchito ndi ndalama, m'pofunika kuganizira chitsanzo cha mawerengedwe mmene chuma.

kampaniyo chinkhoswe mu kupanga ndi kugulitsa katundu. Management waganiza kupereka mabonasi ogwira ntchito ngati angathe kusintha amasokoneza. Malinga ndi zotsatira za miyeso kusintha khalidwe la mankhwala kampani anakhoza kupeza 100 madola zikwi, lomwe ndi 15 zikwi zambiri kuposa kale kukhazikitsa miyeso. Padera anali 8 madola zikwi, ndipo chinthu zolimbana ndi 0,25. Choncho, phindu zachuma ndi kuchita masamu motere:

Eph = 15 - 0,25 * 8 = 13.

yaitali ndalama

Nthawi kumene ndalama adzatenga malo pa nthawiyo, zotsatira zachuma chizindikiro sangathe kusonyeza kuthekera kwa ndalama. Tiyenera kuganizira mtengo mwayi. Iwo amaoneka ngati pamene Investor amapanga zosankha pamaso pa zomwe ena. Imeneyi, mtengo mwayi ndi chitayiko phindu, amene akanakhoza kupanga wazamalonda, ngati iye anasankha njira ndalama ina ya ndalama zawo.

Pali nthawizonse chimodzi zina ndalama, ndipo ayenera kuonedwa kuti kumvetsa zambiri za mawerengedwe a mavuto omwe amadza kwa njira akufuna. njira iyi ndi banki gawo. Pankhaniyi m'pofunika kuganizira kuchuluka kwa gawo ndi kuchotsera ndalama ndi zofunika.

Imeneyi, monga mmene chuma udzakhala ukonde pano mtengo. Komabe, ngati mawerengedwe a chidwi tingachipeze powerenga ubwino zachuma accrued si n'komwe, ndi ubwino anali kukwaniritsa choncho kumene ndalama kuposa ndalama, mu nkhani ya phindu ukonde ino, ngakhale mtengo zake zoipa zingasonyeze kuti ndalama upambana ndalama.

The chinthu, si nthawi zonse n'kofunika zoipa zikutanthauza ukonde phindu panopa pa muyeso wa ndalama pa ndalama. Ngati mawerengedwe chidwi wamba accrued Mwachitsanzo, 5%, mtengo zabwino njira kuti profitability a ndalama ndi oposa 5%. Ngati NPV ndi wofanana 0, ndiye ROI ndendende 5%.

Kumvetsa mmene ntchito akufuna ndi yopindulitsa pamene ukonde pano mtengo ndi zosakwana ziro, m'pofunika kuwerengera chidwi mkati. A mtengo zabwino limasonyeza profitability polojekiti, ndi zoipa - izo opanda pake. Ngati ukugwirizana ndi 2 kuchuluka mawerengedwe pa mlingo wa 5%, ndalama lolipiridwa kutali ndi 2 peresenti, koma kubweretsa kuwonjezeka 3% mu ntchito zina za ndalama izi. Choncho, ukonde pano mtengo , motsutsana ndi mtengo-mogwira chiŵerengero ndi njira yoyenera kwambiri kwa mawerengedwe a ndalama ya miyeso kusintha ogwira ntchito, anaikira yaitali.