N'chiyani chimachititsa inshuwalansi umoyo?

inshuwalansi Medical - ndi chikalata certifies mapeto a mgwirizanowo za inshuwalansi mankhwala a nzika za. inshuwalansi akhoza kukhala mu chikhalidwe cha kuvomerezedwa (kudzanso makampani) ndi zaufulu (LCA). ndi kusiyana kwa MLA LCA chiyani? The mgwirizano wa inshuwalansi mokakamizidwa ndi anamaliza pakati pa mabungwe awiriwa - mabungwe,, mabizinesi ndi kampani ya inshuwalansi. Pamene MLA anaperekapo kuti MHI Foundation, ndi machitidwe olimba-insurer monga m'khalapakati. Ngati ndi LCA kuwonjezera zopereka kuvomerezedwa kuti zopereka MHI kukhalabe ndalama za kampani ya inshuwalansi. LCA ndi kupezeka kwa munthu aliyense pa okha kapena mwa kampani imene anapereka zopereka kopeleka malipiro a.

Insurance kuchipatala mfundo za inshuwalansi lamulo zikuphatikizapo deta zotsatirazi:

• Pin code, mndandanda chiwerengero ndi dzina la inshuwalansi kampani;
• dzina lonse ndi inshuwaransi munthu, tsiku lobadwa, malo a ntchito ndi adiresi kunyumba;
• chiwerengero cha mgwirizano anamaliza, anakhala;
• lonena zipatala, mano, HPC, kufunsa, kuti amene Ufumuyo nzika.

Izi mankhwala inshuwalansi ndondomeko ayenera kwenikweni mbiri yabwino kampani chisindikizo ndi siginecha mutu, komanso ali ndi siginecha ya nzika za. Kumbali n'zosiyana za ndondomekoyi zambiri n'chakuti mfundo:

• Mafoni-insurer ku kampaniko;
• lake positi ndi imelo adilesi;
• Mafoni Buku pharmacies, hotline, ndi zonena dipatimenti kuteteza ufulu wa inshuwaransi.

Kodi kupeza inshuwalansi thanzi kusankha yekha. Pezani mankhwala inshuwalansi akhoza kupyolera mwa (zambiri wasenza ndondomeko antchito onse pakati pa imodzi mwa makampani inshuwalansi) kapena nokha, kusankha odalirika kampani ya inshuwalansi. Lamulo munthu zikuphatikizapo ntchito zotsatirazi:

• chisamaliro outpatient;
• thandizo;
• chisamaliro inpatient (m'zipatala);
• chisamaliro kunyumba;
• diagnostics (ultrasound, Kupenda matenda);
• chisamaliro mano (ntchito zonse kupatula yopanga ndi cosmetology).

VHI kulibe akuluakulu ndi mapulogalamu ana.

Non-ntchito anthu (pensioners, lova ana) komanso afika kuti inshuwaransi pansi dongosolo MHI. inshuwalansi Medical mfundo magulu awa nzika kale analandira inshuwalansi kampani, ndi mu nthawi ino angatsatire kuti gulu lirilonse.

Ufulu wa nzika za MLA ndi maudindo malinga ndi Art. 16 ya malamulo nambala 326

Nzika, analandira inshuwalansi mankhwala, ndi ufulu:

• pamene inshuwalansi mlandu kumasuka chithandizo latsopano la Russia;
• kusankha malo zachipatala, dokotala, inshuwalansi kampani, kugonjera ofunsira kuti chitsanzo;
• chitetezo cha deta kudutsa processing zamakono;
• malipilo kuwonongeka chifukwa cha ntchito zoipa za ntchito zachipatala kapena kulephera.

Ntchito nzika:

• azipereka inshuwalansi thanzi likhoza kupita kwa madokotala thandizo (kupatula pakakhala);
• pamene inu kusintha inshuwalansi kampani ntchito pa okha kapena mwa nthumwi;
• mwa mwezi 1 kuti awadziwitse insurer kusintha kwa Dzina ndi malo okhala;
• pamene kusintha zogona inshuwaransi pa mwezi.

Ndi zaluso inshuwalansi onse angapezeke ndi kuwerenga chilamulo FZ-326 (2010 Yg).