Mgwirizano: "MasterCard" - Sberbank

Cooperation wa Sberbank la Russia ndi American dongosolo lonse malipiro (aphungu) "MasterCard", anakhazikitsidwa mu 1966 (liku- lu ku New York ndi chifaniziro okhazikika Moscow), kukuchitika mwa kugulitsa ziphatso banki, komanso kusunga gawo la dongosolo banki . Basemap mogwirizana yaikulu kwambiri m'banja osewera msika ndalama "malipiro Intaneti wopanga malamulo" khadi "MasterCard Standard" wa Bank ndalama.

Gawo limeneli Sberbank amapeza ufulu kuti apereke makadi, kampani zopangidwa: "Maestro", "MasterCard," "MasterCard Intaneti", "Cirrus". Ndalama kwa malipiro mayiko - dollar US ndi Yuro. makadi Service ku Unduna wa njanji, "MasterCard" Sberbank kungakupatseni mu dziko lililonse padziko lapansi. Izi, ndithudi, ndi yabwino kwa makasitomala chifukwa Akuwamasula ku anachitazi zoonekeratu yosungirako ndi mayendedwe a ndalama.

Bank makadi anati dongosolo kulola ntchito mu moyo weniweni (ATMs, malo POS, etc.) Ndipo pafupifupi (Internet ndikupeleka).

Pofuna kupeza khadi "MasterCard" (ndalama Bank), munthu pa nthambi iliyonse la mabungwe a banki okha ndi umboni Pawokha.

Mwachidule, longosolani momwe khadi lililonse a dongosolo lino kwa Bank ndalama.

Gulu loyamba: zamagetsi, ndi yotsika mtengo "Maestro" makadi aliyense amene amapereka "MasterCard". Sberbank amachita ntchito zawo kuti ntchito malipiro. Map Sberbank- "Maestro", "chikhalidwe" ntchito kuti apereke nzika za penshoni ndi ubwino chikhalidwe. Kudziko lina, angagwiritsidwe ntchito kuchotsa ndalama kuchokera ATMs.

The chachiwiri - "MasterCard Intaneti" - lakonzedwa yekha kwa utumiki pakompyuta, anyalanyaza kuopsa pano pa utumiki yokhala.

"MasterCard Misa" (muyezo) - m'munsi mapu "tingachipeze powerenga" gulu, ali magwiridwe zonse onse m'dzikoli ndi kunja. Mwa njira, iwo ali angathe kudzachita kuchotsa pazipita ndalama kuposa "Visa" a m'kalasi lomwelo (ie otchedwa nkhokwe Mukafuna).

Sberbank ali "MasterCard Gold". Kuwonjezera magwiridwe mokwanira, khadi zimenezi zimaphatikizapo njira zina kulandira kuchotsera pa hotelo ndi utumiki masitolo, kuyendera zochitika chikhalidwe. Makadi awa otchuka inshuwalansi pulogalamu kale kulibe pamene anapita kudziko lina.

Tiyenera kuona angapo makadi umafunika chiphatso ndi "MasterCard" dongosolo malipiro, osati wosindikiza Sberbank (osati chopangidwa). Izi "MasterCard Platinum", kutanthauza kochulukira ngongole malire, banki payekha misonkhano, concierge utumiki. Mlingo wapamwamba wa umafunika - "Signe MasterCard" - khadi, kudzitengera wotchi thandizo ndi bwana wa munthu.

Ponena za mgwirizano a mabanki ndi kachitidwe malipiro, tiyenera kuvomereza kuti tilibe nthawi kuthana ndi chiyanjano cha zinthu. Pali precedents mu malingaliro, pamene American "MasterCard" ndi "Visa", kumachita monga okhawo ndi, poponya adakula mtengo wa ziphatso ndi kukula kwa madipoziti kwa mabanki - mamembala a dongosolo malipiro. Nthawi imeneyi, pali mchitidwe wa Antimonopoly Committee mikangano pakati limati (US, Austria, Poland, Israeli) ndi IPU. Switzerland ndiponso United Kingdom mu msika zoweta zonse kuwunika ntchito ya IPU. Pa dzanja lina, "MasterCard" ndi "Visa" kukhala nsanja zake zina zamakono, ndithu zingamuthandize ndiponso ntchito zake zosiyanasiyana chimatanthauza ambiri "khadi" katundu kubanki.