Zokolola - ndi chiyani ichi?

Aliyense ntchito zachuma Cholinga pa kupeza phindu (kapena zokolola zabwino). Ndipo chimene chiri kwa mfundo zachuma bwanji? Yankho la funso limeneli lidzagwiritsidwa ayankhidwa m'nkhani. Komanso, koma izo kunena kuti mlingo wa obwereza ndi mmene kuwerengera izo.

Kodi zokolola?

Pansi zokolola m'masayansi zachuma kumasonyeza chizindikiro wachibale amene amasonyeza mphamvu ya ndalama ku chuma payekha, ntchito, zida ndalama kapena bizinesi. Kuyambira mfundo masamu maganizo, chizindikiro ichi angathe kuonedwa ngati chiŵerengero cha kuchuluka okwana ndalama maziko a. Ndipo pansi kumatanthauzanji?

Pansi m'munsi kudziwa kuchuluka kwa ndalama koyamba, kapena ndalama zimene ziyenera padera kuti ndalamazo ndalama. Choncho, onse ntchito dongosolo kuwunika amatchedwanso mlingo adzabweranso. Kodi chithunzi ichi tikambirana mbali zoipa? Inde, zokolola akhoza kukhala zabwino ndi zoipa. Mu amaganizira koyamba kuti kampani wabwerera ndalama anakhala ndi utatsalirabe ndi kuphatikiza. Mu profitability zoipa ankatanthauza kuti ndalama ali salipidwa, ndipo sitingathe kulankhula phindu ukonde.

mlingo wa kubweranso

chizindikiro Izi ndi zofunika ingatithandize kuzindikira mphamvu ya ndalama. kubwerera mlingo - mawu amene akutanthauza ndalama zothandiza. Mwachitsanzo, ngati kutsogolo ndi mawu akuti "mkati" zikutanthauza kuti phindu panopa ndalama ndi wofanana ndi ziro, ndi onse a ndalama zimene zimachokera kwa phindu la ntchito zachuma, ndi ndalama pa chiyambi cha malonda kapena ntchito. Ndi inu mukhoza kudziwa mlingo wa chuma, zomwe Mulimonsemo kuchita popanda zomvetsa kwa mwini ndalama. Mothandizidwa ndi mlingo mkati adzabweranso limasonyeza mlingo wa profitability ya ndalama, komanso kuchuluka pazipita kuti n'zomveka kuti aganyali kampani imeneyi.

mavoti profitability

Ngati inu kugula m'matangadza, mmene kudziwa awo akale, mochuluka bwanji phindu iwo kubweretsa eni mwezi kapena chaka chapitacho? Mwapadera Mwaichi pali mlingo wapadera profitability. Iwo kusankha sheya bwino kuti kupereka phindu lalikulu kwa kanthawi kochepa. Mlingo wa kubwerera kuwonjezera kuchuluka kwa phindu uli ndi mtengo zizindikiro. Ndipo ngati sheya makampani ili pa kuphana katundu kwa nthawi yaitali - chaka kapena khumi, n'zotheka amanena kachitidwe chitukuko ndi njira yabwino chigamulo, kugula kapena ayi. Zokolola - ichi ndi muyeso kwambiri ndipo tiyenera kuyesetsa kugwiritsa ntchito pazipita kuchuluka kwa mfundo.

mawerengedwe

Kodi kuwerengera zokolola? Kuchita izi, ntchito chilinganizo losavuta:

D = (SFAKP - SFANP) / SFANP.

deta kuchepetsa ndi decrypted motere:

1. D - profitability.
2. SFAKP - mtengo wa katundu ndalama kumapeto kwa nyengo. Ine ndikutsimikiza kuti timaphunzira.
3. SFANP - mtengo wa katundu ndalama pa chiyambi cha nthawi. Ine ndikutsimikiza kuti timaphunzira.

Mfundo analosera ndipo angagwiritsidwe ntchito ngati mfundo. Choncho n'zotheka kudziwa kufunika gawo pa chiyambi kwa chaka, kuona phindu kuyembekezera ndi kuganizira kugula chitetezo kapena ayi. Koma kuchita chinachake tokha yekha forecasted zokolola - ntchito wosayamika. Zilibe kuwawa kudziwa za vuto zaka zam'mbuyo.

Pamene tikayerekezera njira zomveka ndalama, chiopsezo ndi kubwerera nthawi zonse amasintha pamene akusuntha mu njira imodzi, ceteris paribus. Choncho, ndi apamwamba phindu ali, wamkulu chiopsezo kumeneko.

Kulongosolerana, mungagwiritse ntchito chitsanzo: kubanki kubwera anthu awiri. The choyamba - wolemera nzika amene ali m'khola komanso analipira ntchito, nyumba, ndipo akupempha kuti ngongole. ngongole ndi chikalata pansi 20% pa annum. Munthu wachiwiri ntchito wosamvetseka, omwa ndi gulu la makhalidwe ena oipa. Iye anapatsidwa ngongole pa 40%. Komanso banki maudindo onse a anthu monga munthu nambala 2, ndinakhala mu mbiri ya sheya ndi misika ndi mkulu mlingo wa profitability. Koma ngati mukuganiza, mungapezeko ndalama zambiri? Ndi profitability chimake wachiwiri wamkulu. Kuyambira munthu woyamba chipereka m'munsi. Koma palinso zochepa mwayi kuti iye amakana kulipira ndalama. Choncho, pamene bwana ndalama amaonedwa, tiyenera kukumbukira kuti mlingo wa kubwerera - si chizindikiro yekha zochita.

Pomaliza

Choncho, mapeto tinganene kuti apamwamba zokolola, wamkulu chiopsezo. imfa Kugwiritsa mwayi ndalama si wokongola kwa ndalama, kotero ambiri amakonda kutumiza ndalama zawo pa chinachake ndi otetezeka ndi khola. Zokolola - ndi chofunika chizindikiro, chifukwa safuna tinganene kuti aganyali chinachake popanda iye.