Amene banki kutenga ngongole - kusankha ulamuliro

Popanga kupeza ngongole ndalama, anthu amaganiza kaye kwa anthu onse amene banki kutenga ngongole bwino. N'zotheka kuona poyamba osiyana. Wina zofunika kuti amafuna akhala wokhulupirika, ena chidwi mtengo wa ngongole, chidwi ndi milandu, ndi wachitatu m'pofunika kupeza ngongole mwamsanga ndipo mosachedwa.

Mutatero, osati mochuluka kwambiri mu mtima wa bungwe ndalama makamaka mmene kudziwa mtundu wa ngongole wonse. Iwo akhoza kugawidwa m'magulu angapo:

• Ogula ngongole. Chophweka losavuta ndi mankhwala otchuka ngongole zaka 5. Momasuka yopereka ndi kukhulupirika kwa kasitomala akufuna kuti pang'ono ndi ziwawa ngongole chidwi;
• Chandamale ngongole. Similar zoona, ogula, koma chikalata okha zofunika, ndi matsimikizidwe a kopita kwawo. The Bank kungafune umboni wa ntchito ndalama zolinga izi;
• Car ngongole ngongole wotetezedwa mwa zanyumba katundu. Large, yaitali ngongole omwe amafunika kukonzekera bwino, ndi ndondomeko ya processing wa kutalika ndi kuvuta.
• Ngongole kwa malonda. A nkhani osiyana, ndi capacious kwambiri ndi zovuta.

Tiyeni tinene kuti tikulankhula za mtundu zofunika za ngongole - ogula. Tsopano muyenera kusankha banki kutenga ngongole ndalama adzakhala yopindulitsa kwambiri ndipo bwino. Ndi ofunika amathera kusanthula pang'ono ngongole amapereka mabungwe osiyana ndalama fanizirani mawu awo ndi zinthu.

Features ndi chinthu chofunika pa zinthu ngongole ya mabanki osiyana

Mu malo oyamba makasitomala kutembenukira kwa anthu mabanki amene odziwika ndi otchuka m'dziko lonselo, kapena kunja, ndipo maukonde awo a patsogolo ndi chachikulu. Pali mfundo zina. Choyamba, mu zochita, imene banki kutenga ngongole, bwanji mbiri kosamalira a. Kachiwiri, kwambiri nthambi ndi ATMs kophweka vutolo ndi ndalama kapena kutapa ndalama kuchokera khadi. Malonda komanso amachita mbali, mabungwe otere iai skimp pa mavidiyo zabwino.

Komano, ndi nambala yaikulu makasitomala, magombe sachita manyazi kuika zinthu mwachilungamo kuyeza pa ngongole - sizigwira ntchito ndekha, choncho adzakhala wotsatira. Pa nkhani imeneyi, ang'ono dera mabungwe a zachuma kupereka zambiri amakhulupirika kwa borrowers ndi mitengo mpikisano.

Cacikulu, ogula ngongole ali mfundo ikuchitikira pafupifupi onse mabanki. Pali mitundu ina ya chiopsezo, amene amadalira solvency ya kasitomala, zaka wake ndi mbiri ngongole. Mwachitsanzo, si choncho zovuta kupeza, imene banki akhoza kutenga ngongole kwa zaka 20 - mabungwe ambiri akugwira ntchito yekha ndi makasitomala amene ali wamkulu.

mbali Ofunika ofunika powasamalira posankha:

• chiwongola dzanja ndi zolipira pa ntchito;
• malire a kuchuluka ngongole
• mawu alipire ngongole, ndi zilango zotheka ndi mabungwe;
• Phukusi la zikalata chofunika kuti kalembera wa mgwirizano.

Komanso, chigamulo chimene banki kutenga ngongole, ndipo amagwira ziwerengero wake. Izo ziyenera kukhala lomwenso ndi zoonekera zilipo pa webusaiti ya bungwe. Ndi angati vuto ngongole poyerekezera ndi nambala yachibadwa zakulephera mu ntchito, mlingo pafupifupi pa ngongole - zonse izi zimapereka zakudya zina kwa kusanthula ndi kusankha.