Ntchito chabe banki

Chifukwa tanthauzo la banki ngati bungwe, wambirimbiri ufulu ndalama ndi kuziika pa maziko kubwerera, akhoza n'kopanda ntchito za bungwe ntchito yogwira ndi kungokhala chete. Ndi kumvetsa mfundo zimenezi mwatsatanetsatane.

ntchito chabe banki

Ndi mtundu uwu wa mabanki ndi chuma ntchito ndi. Kwenikweni awo chimakopa zosiyanasiyana mitundu gawo, issuance wa masheya, ngongole analandira kwa mabanki ena, komanso ntchito zina, motero kuwonjezeka chuma banki. Kungochita ntchito banki mbiri unachita yokambirana ndi kulemekeza pulayimale ndi yogwira, kuyambira mtundu wachiwiri wa ntchito amafuna kuti chuma chokwanira.

Russian mabanki malonda mu mchitidwe anatchula ntchito ngati kungokhala chete ali motere:

- kuvomereza madipoziti;

- kutsegula nkhani kasitomala ndi kasamalidwe awo, kuphatikizapo nkhani za mabanki mtolankhani;

- kupanga zida mwini chuma, kuphatikizapo sheya;

- kupereka ndi kupeza interbank ngongole pulogalamu.

Omwe ndalama - mwapadera chuma. Ndiyamika likulu zimenezi malipiro compensatory ndalamawo ndi depositors kukachitika kuti banki wadzipalamulira zomvetsa kapena zinatha, ndi zipangizo amakulolani kuthandiza mitundu yonse ya wotuluka ndi mabuku mogwirizana ndi zolinga za gulu. ndalama yekha monga mwa dongosolo lake gawo, kubwerera, ndi ndalama zina zapadera-cholinga, kuwonjezera zimenezi ndalama zimene sizinali anagawira pa chaka.

ntchito chabe mabanki ali kudzikundikira zinthu ndi ntchito zotolera ndalama kwa Kusinthaku anayamba. ntchito malonda a banki Kodi ntchito zotsatirazi:

- yokonza zinthu zofunikira;

- kupanga gwero zikutanthauza ntchito chuma;

- augmentation ndalama za anthu malamulo ndi zachilengedwe, inakhazikitsa mu mawonekedwe a chidwi banki pa madipoziti;

- kukula kwa likulu banki ya;

- chilengedwe cha malo ndalama ntchito inshuwalansi.

ntchito chabe banki - ntchito umalimbana lolimbikitsa ndalama. Chifukwa, iwo alandire ndalama, zimene maziko a kubanki. ntchito banki yogwira umalimbana kuwayika njira. Chifukwa, banki amalandira madebiti chidwi ndi apamwamba kuposa ngongole lolipiridwa pa ntchito chabe. The malire, mwachitsanzo kusiyana madebiti ndi chidwi ngongole ndi yofunika chikhalidwe item ndalama za mabanki.

Mu ntchito gawo chimatanthauza ndalama lopitirira ndi mawu a makasitomala. Apa izo yovomerezeka zosiyanasiyana ntchito ndalama. Cholinga ndi kudzikundikira madipoziti ndalama ya ndalama kasitomala, amene chikalata chosonyeza.

Yogwira ntchito a mabanki

mtundu wa ntchito wapangidwa ngongole, chuma, ndalama, ntchito ndi mkhalapakati. Kawirikawiri, ntchito yogwira amatanthauza kupereka cha ngongole zosiyanasiyana. Ambiri ngongole yochepa kuti wothandizira chuma, omwe kawirikawiri lolunjika pa ogulidwa a inventories. ngongole ndi chikalata pansi makonzedwe a weniweni kapena ayi, komatu kuti tilandire anafunikira makonzedwe a zida ndalama zomwe udindo lolingana wa wobwereka, amene adzalola banki kupenda n'zotheka kuti ngongole udzabwezeredwa m'nthawi yake.

Tsopano, inu mukudziwa izo zikutanthauza maganizo "ntchito chabe banki", ndipo kodi akamanena za ntchito yogwira.