Kodi abwezere ngongole ngati palibe ndalama - nsonga

Kukongoza - ndi mbali yofunika ya anthu masiku ano zachuma. Ife akhala anazolowera, kuti chosowa ndalama pano, mungathe mwamsanga ndipo mosavuta malizitsani pangano ngongole, lowani, ndipo mu ola inu - mwini wake wa zinthu zamtengo wapatali kapena ntchito. Chirichonse chiri mophweka kuti nthawi zina timachita ngakhale Musiyeni kuwerenga mosamalitsa zinthu imene ife ndalama, ndife otsimikiza kuti "kukoka." Koma zinthu pa moyo pali zosiyanasiyana ndipo ena lero chidaliro kwasanduka ndi kusowa chiyambidwe cha ndalama, kenako anafika kuchokera malo pa kupanga za malipiro lotsatira. Funso la "mmene kubweza ngongole ngati palibe ndalama" tsiku lililonse likadutsa amakhala ndi zofunika kwambiri kwa nzika za dziko lathu.

Mungasankhe yothetsera vuto penapake. Kotero, ife yesezera zinthu ziwiri pali ngongole, palibe ndalama. Popeza kubweza ngongole ngati palibe ndalama?

njira 1

Kodi inu mukutsimikiza kuti mavuto panopa kutha, ndipo, nthawi zambiri, inu alonjezedwa malipiro wina anaphonya. Kuti ali kutsogolo kwa inu palibe funso "momwe ngongoleyo ngati palibe ndalama" ndiponso kuwaopseza malipiro imodzi yokha. sikuti yovuta, koma mulole izo Ndipotu, nayenso, sikuthandiza, chifukwa chimodzi chokha chikudutsa m'tsogolo akhoza mudzazilipira ndalama kwambiri. Imeneyi n'kosavuta ndipo bwino kutembenukira kwa achibale komanso anzake. Kotero inu ndi kwa nthawi zina ndalama ndi analandira, popanda burdening aliyense makamaka kwa okondedwa, ndi banki si kusokoneza Relations. Mu nkhani kwambiri n'zotheka refinance ndi bungwe lina la ndalama, koma monga ulamuliro, magombe Sali olandilidwa zopita ndi pa kuchuluka nokha mudzataya zambiri.

njira 2

Kuchuluka kwa ngongole ndi lalikulu ndipo likuoneka kuyambitsa mavuto aakulu, inu simukudziwa momwe abwezere ngongole. Ngati palibe ndalama, ndi ubwino nthawi ali kale pa mphuno, musati kumangitsa anasankha ndiponso kupita kukhudzana ndi banki. Pali anthu omwe ntchito, zomwe, monga ulamuliro, akhoza kulowa malo ndi malo kukonzanso kapena "tchuthi ngongole". Iwo ayenera kumvetsa kuti bungwe lililonse ndalama makamaka chidwi ndi kubweza ndalama anabwereka ndi chidwi chofunika, osati kumana wobwereka nyumba, galimoto ndi zina zotero.

njira 3

Ngati zinthu yovuta kwambiri, inu simukudziwa momwe kubweza ngongole ngati palibe ndalama, banki anakana kupita ku msonkhano ndipo zingasokoneze kulanda anthu ina mwamsanga, funsani loya woyenera. Ambiri amafunsa kuti: "Kodi, monga loya wabwino ndi ofunika ndalama, ndipo iwo ndi zina si" kutsutsana kwambiri ndi thunthu cholakwika. Bwino kupeza ndalama ndi kulipira mautumiki a dokotala amene pogwiritsa ntchito ndime zogwirizana la chilamulo, kutsimikizira kuti muli ndi osakhalitsa vuto, ndi "gwetsa" kotero ikuchedwa, osati kupereka ina.

The kwambiri njira yabwino momwe abwezere ngongole kuwatengera mosamala. Izi zikutanthauza kuti nthawi zonse muyenera kudziwa, ndi mwachangu zofunika item kapena utumiki kulipira izo? Kapena, mwinamwake inu mukhoza kudikira ndi kugula popanda ngongole? Ngati inu anaganiza ndalama ku banki, kuwerenga nthawi zonse angapo, powerenga pangano (makamaka mfundo osindikizidwa mu mtundu zing'onozing'ono) ndipo nthawi zonse anagona mu mawerengedwe a n'zotheka kuti mwina mavuto osakhalitsa. Zabwino zonse!