Kodi kupeza ngongole ndalama popanda ndalama?

Si chinsinsi kuti anthu ambiri Russian tsopano akukhala likuvutika ngongole. Izi chotsatira chenicheni cha mavuto padziko lonse chuma zinachititsa kuti mamiliyoni a ku Russia mu umphawi ndi mazana a mabanki - zinatha. M'zaka zaposachedwapa boma la Russia wakhala akufunafuna mwakhama osauka malamulo oyendetsera ntchito za mabungwe amenewa ndi kuteteza ufulu wa depositors wamba ndi borrowers. Pa nthawi, wotchuka kwambiri ngongole njira - ndi ndalama ngongole ndalama, amene adzakhala wosangalala kuti apereke kubanki aliyense ndi dipatimenti yoyenera. Aliyense kasitomala tikunena magawo osiyanasiyana ngongole chikalata: imodzi yovuta liwiro kamangidwe, winayo - pazipita kuchuluka kuti akhoza kuwapeza, ndi wachitatu - phukusi osachepera zikalata.

Today kutenga ngongole ndalama amazipanga losavuta ndalama. Ndi zokwanira kubweretsa banki 2 kwa bukuli:

1. Pasipoti ndi zomveka zogona chilolezo mu mutu ofesi malo a dera kapena nthambi ya bungwe ngongole.
2. The chachiwiri adzadziwire chikalata cha wobwereka lapansi.

Ngakhale "kupeza" ndalama ngongole ndalama ndi guarantors ndi wosavuta, wobwereka adzakhala ndi kugwirizana kulipira mitengo wokwera - 70% pa annum. Chotero overpayment chachikulu chokhudzana ndi chilakolako cha banki kuti n'chongoletsa mavuto awo. The pazipita kuchuluka kuti akhoza kuwapeza m'njira anatsimikiza ndi malamulo a ku Russia komanso ndi miliyoni imodzi ndi theka. Pakani. Koma mukhoza kupeza oposa 500 zikwi. Rubles mu banki osowa. The vuto lomwelo ndi nthawi pazipita chimene inu mukhoza kutenga ngongole. Chilamulo, ali ndi zaka 5 Komatu ndiye kawirikawiri munthu akhoza kukonza pulogalamu kwa miyezi yoposa isanu. Kuti chofunika ndalama ngongole ndalama owonjezera $ 500 zikwi. Pakani. adzayenera kupereka banki gulu la siginecha ya guarantor kapena guaranty malo.

malire Cash ngongole:

• ndi zikalata awiri - miliyoni imodzi ndi theka pakani..
• pamaso pa chitsimikizo ndi ina chinthu mawonekedwe a galimoto - miliyoni imodzi ndi theka rubles .. mpaka miliyoni opaka..
• pamaso pa ina mu mawonekedwe a malo (nyumba, m'nyumba kapena dziko) - mpaka rubles miliyoni khumi ..

Kutenga ngongole ndalama ndalama, zilibe ngakhale kukaonana ndi nthambi banki. Ndi zokwanira kupeza webusaiti yovomerezeka ya ntchito yapadera ndi kudzaza, kutumiza kwa bwana. Patangotha maola awiri a banki pa foni tizindikire kukanidwa kapena movomerezedwa ntchito. Pambuyo kuti muyenera kudzaona ofesi aliyense wa banki asankhidwa ndi kupereka yoyambirira yeniyeni ya zikalata izi. Tiyenera kukumbukira kuti gulu banki ali ndi ufulu kukana ntchito ndi sanapereke ngongole ndalama popanda phindu lililonse la onse anagonjera mapepala.

M'pofunikanso kukumbukira kuti, kupanga ngongole, makasitomala akulola kupereka, ndipo nthawizina 70% pa annum. Choncho ndikofunikira kuti umvetse kwenikweni chifukwa muyenera ndalama. Ngati kufunika iwo ali ochepa, ndi bwino kusonkhanitsa amaika zonse zolembedwa kupeza "zofewa" zinthu ngongole ndi yabwino kuchuluka kwa nthawi yaitali.