The ngongole mlingo wa dziko: tanthauzo ndi mawu akuti

Aliyense bwino mawu amenewa, ngati ngongole mlingo. Ndi ambiri amangoti ntchito pofotokoza mabanki, koma chiphunzitso cha ingagwiritsidwe ntchito ndi thupi, chilli ndipo ngakhale dziko.

Kodi ngongole mphambu a munthu - zikuonekeratu. Ichi ndi mwayi munthu kuti abwerere analandira kwa banki mabungwe ngongole. chizindikiro ichi kuchita masamu ndi mabanki kuti aone ngati kupereka ngongole kwa munthu.

Ngati inu kuwonjezera sikelo, ife tifika ngongole mlingo kampani. Zidzakhala zosangalatsa bwanji makampani-abwenzi ndalama.

Kodi ngongole mlingo?

Izi lingaliro lomwelo ali deta zambiri katundu, ngati inu ntchito kwa munthu mabungwe kovuta zachuma, monga dziko. Mawu a mlingo wa dziko kusonyeza ngozi ya ndalama ku zomangamanga boma. Kuchokera pa chithunzi ichi, n'zotheka kutengapo maganizo ngati boma akhoza kukumana ake udindo ngongole. Makampani akutenga zochita pa ndalama yaikulu kampani kapena makampani, ayenera kuganizira mtengo watsopano wa ngongole mlingo.

Koma pa nthawi yomweyo, kwenikweni ake ikuyembekezeka. Sakuthokoza ndi chitsimikizo mtheradi adzabweranso ndalama, choncho sangakhale ndi muyeso mtheradi cha kudalirika. Posankha ndi ndalama zochita ngongole mlingo ayenera kuonedwa molumikizana ndi zinthu zina, natsimikiza kuthekera kwa ndalama zimenezi.

Amene amaloledwa kudziwa mlingo ngongole?

Tinkaphunzira akalozera akhoza kukhala national m'mayiko ena. Zakale anatsimikiza mabungwe dziko mlingo. Mu Russia, ndi "Lazaro-Mavoti" "Katswiri RA", "National Mavoti Agency" ndi ena, mu Ukraine - "Mawu Mavoti" ndi "Standard Mavoti". Iwo ali nawo ulamuliro okha dziko lawo.

chidaliro zambiri mu deta chifukwa cha makampani padziko lonse mlingo:

• Moody.
• Standard & Osauka a (S & P).
• Fitch.

Zinalengedwa mu United States pa chiyambi cha m'ma otsiriza, koma tinapeza kuzindikira dziko ndi nditapatsidwa lonse.

mabungwe awa chimatanthauza mayiko mavoti ngongole ya mayiko, mafakitale, makampani, mabungwe banki nkhani Zoneneratu zokhudzana, komanso chinkhoswe mu kusanthula za misika ndalama.

Akuti ngongole mlingo

Aliyense bungwe mlingo watsimikiza lakuti ake lonse. Kufunika kwa mfundo zofunika ali tanthauzo lenileni, ndipo S & P ndi fitch olekanitsidwa zizindikiro "+" ndi gulu wapakatikati pamlingo wa "-" ndi momveka amasiyana pang'ono kuchokera manambalawo pamlingo a Moody.

ndi maganizo ku bungwe la mlingo chiyani?

Taganizirani ngongole mlingo wa mayiko ataima pamodzi ndi zolosera kugwirizana kuti kupereka bungwe lomwelo. Iwo anabwera mitundu inayi:

- Moyenera - zikutanthauza kuti posachedwapa, chizindikiro ndi zizichulukirachulukira.

- Khola - sasintha Herald.

- Wachisoni - ayenera ngongole mlingo-apansi.

- Mu choncho kumene Mwina mofanana kuchepetsa kapena kukhala chizindikiro umakhala ikusintha zinthu.

Kodi ali ndi ngongole mlingo wa Ukraine ndi Russia pa chaka chathachi?

Mu 2014-2015 m'mayikowa, pali zochitika zimene zimachititsa kuti kuchepa mu chizindikiro ichi. Ndipo kale woyamba zotsatira noticeable.

The ngongole mlingo wa Chitaganya cha Russia wakhala downgraded Moody m'ma Baa1 kuti Baa2 kumapeto 2014. Komanso, pali kuthekera lawo Ndikulichepetsa zina - kaonedwe negative. Standard & Osauka a bungwe komanso adatchithisira Russia ndi ngongole mlingo ku BBB- kuti BB + mu yachilendo, ndi ku BBB kuti BBB- zakwawoko. Fitch kumayambiriro 2015 anapanga kuchepa pazikhala kwambiri BBB kuti BBB-, akadali ndi chimodzimodzi kaonedwe negative.

Ukraine, mogwirizana ndi mabungwe a padziko lonse mlingo, ndi mu chikhalidwe preddefoltnom. Kumayambiriro 2015, fitch wakhazikitsa pakuti mtengo wa SS ndi azimuth negative. The ngongole mlingo wa Ukraine mu ndalama zakunja, malinga Standard & Osauka a deta, kumapeto kwa 2014 anali adatchithisira ku CCC kuti CCC- mlingo.

Zachitikiranji zimenezi? The ngongole mlingo wa maiko yafupika malinga ndi kuchuluka kwa ngongole yawo yachilendo.

Kodi mungakhulupirire mabungwe mlingo?

Mu nthawi ya ziphuphu chitukuko paliponse ndi funso: "Kodi zolondola ndi mabungwe deta mlingo Ndingatani kuwakhulupirira" Ndithudi, "zopotoka" dziko la ngongole mlingo akhoza amatsogolera zinthu pa dziko la ndalama ndi ndalama mwachindunji utuluke lalikulu kolakwika. Ngati mavoti deta, umene ntchito mbali-Investor, adzakhala chonyenga, amakhalitsa funso kufunika kwa ndalama, ndipo posapita nthawi adzaoneka pa phindu.

Pamwamba mabungwe mlingo anayesetsa ndi zaka, mumapezera ulamuliro dziko ndi kukhulupirirana. Tsopano ntchito zawo ndi kupereka mmene ndingathere molondola mpaka tsiku mudziwe kuti asunge mthupi mwawo. Anatumidwa ndi mayiko ngongole mlingo mu njira iliyonse sikutheka tisalembe, kotero iwo akhoza kugwiritsidwa ntchito ngati odalirika amawatenga yoganizira msika.