Kodi si kulipira ngongole ku banki?

Palibe anthu, mwatsoka, chiribe lero wakuda Mzere mu moyo wanu pamene onse zoopsa zomwe poyamba maloto chabe tsopano chikuchitika nkhanza.

Mwadzidzidzi yafupika kuntchito mwakayakaya wina m'bale wake, galimoto analowa ngozi kwambiri moti - Zikatero osatha, koma podziwa iwo, tidzakhalabe sangathe kuteteza ndi iwo.

zoterezi kwambiri moti Zingaoneke, mwa iwo okha, koma kwa ambiri nzika za wathu ndi inu malo dziko zina zoopsa monga ambiri a iwo kale anatha kuyandikira pa mitundu yonse ya kudzipereka ngongole, amene m'pofunika kuchita, ndi kuchita nthawi zonse ndiponso moyenera.

Ndichifukwa chake ambiri ku Russia lero, funso n'lakuti mmene mulibe kulipira ngongole kubanki kapena kutuluka ndi zomvetsa kochepa kwa zinthu?

Kodi si kulipira ngongole pa mawu abwino?

Ngati inu mukudabwa za momwe kulipira ngongole, si mofanana kufunsa: "Kodi kuonera banki ndi ngongole?". Sikuti kusiya ntchito zawo, popeza njira iyi ndi poipa kwambiri ndipo amazipanga lolemera.

Pali njira zambiri kuti kukambirana ndi banki pa mawu abwino, ntchito njira mtendere. Mwachitsanzo, mungadzifunse ena wotopa. Ndipotu, anthu oganiza bwino, kulowa zinthu zimenezi, poyamba agwiritsa ntchito njira imeneyi.

Kodi si kulipira ngongole monga yomalizira?

Pali, ndithudi, zikafika poipa, pamene zinthu zakhala kwambiri moti ngongole kulipira muli mwamtheradi zosatheka, koma funso bwanji kulipira ngongole, amapeza tanthauzo mwachindunji.

Mwakucimbidza ayenera kuti chiyembekezo inu alibe kukhululukidwa zonse ngongole ndi banki - kumbukirani ichi. Ngakhale mu njira ya mayesedwe woweruza kotheratu kumbali yanu, kuchuluka kwa banki kulipira muli. The bwino kuti tizidalira wobwereka ndi - ndi olimbikitsa zinthu poyamba anapereka kwa alipire ake.

Ngati inu kusankha kusiya, ndiye pali njira zingapo ndi miyambo malamulo, amene angakuthandizeni lero.

The choyamba - pamene banki uyamba kufalikira wanu ngongole ngongole kwa anthu amene mumawakonda. Mwachitsanzo, banki angatani zosiyanasiyana timapepala ta pakhomo, kapena kuuza anansi awo zimene ndi "oyipa" ndi samalipira a. Ngati achibale anu kapena mabwenzi sanali mamembala a mgwirizano wanu ndi banki (ie osati ankaimba borrowers kapena guarantors), ndi Kuwulura mokoma awo a mgwirizano wanu - ichi ndi ambiri sali kuphwanya Nkhani 23 Malamulo a. Ife ndikaonekere kwa wozenga.

The chachiwiri - mwamsanga kubisa onse chuma payekha, ndipo mfundo zonse zilipo yomweyo overwrite katundu anthu pafupi ndi inu amene mumamukhulupirira. Pankhaniyi, chabe adzatola ena malipiro, amene agwiritsidwe ntchito abwezere ngongole. Komanso Dziwani kuti ngati ogwira ntchito zosiyanasiyana banki kapena ogwira ntchito za mabungwe deta ndi kuyamba angakuuzeni kuti "adzabwera kudzatenga inu mumachita onse pa sanali kupereka ngongole," omasuka dulani kapena kutseka pakhomo pa ichi, iwo alibe ufulu bwalo kusankha munthu.

Chachitatu - funsani loya kapena nkhawa, kenako ntchito ku khoti kubanki. Ngakhale ngakhale kuti mulibe kuchotsa udindo pa ngongole, m'pamenenso inu kuchepetsa chiwerengero cha chidwi pa ngongole zanu, komanso kuti tisaletse mawu a alipire ake.

Kodi njira kusankha - kusankha zililimo ndalama adziwe zinthu. N'zotheka kuti mphamvu adzakhala ndi ntchito osakaniza njira zingapo nthawi yomweyo kapena ngakhale zonse mwakamodzi.