Kubweza ku Russia ndi chifukwa chake pali ngongole wogula

ndi kubweza msika mu Russia ikukula chaka chilichonse, ndi chiwongola dzanja, nayenso, ndi kukula. ndi chifukwa ndi momwe ndikuganiza mitengo wamfupi, nthawi yabwino thamo, ndipo ngati kudikira mlingo mabala m'tsogolo chiyani? Tiyeni tiyese poyankha mafunso awa.

Pakali pano, chiwongola dzanja anakonzeka avareji 13-13.5% kwa wobwereka ndi malipiro kakang'ono pansi ndi ngongole kwa zaka 20.
Chifukwa mitengo ngati mkulu chidwi ndi mlingo mlingo inflitsii, komanso zandale m'dziko zisakuyenda bwino. Nthawi zina za chaka chiwongola dzanja ndi kukwera ndi atsika.

Banks zambiri m'munsi mitengo masika makamaka m'dzinja pamene kugula malo udzu. Panthawi imeneyi, mabanki ambiri kuchotsera ndipo tsitsa chiwongola dzanja. Ndi yabwino kwambiri kuti amatenga ngongole kubanki.

Koma pamtengo mu mabanki mulimonse kwambiri, ndipo ngakhale sakuyendetsa cent 2 pa chingandithandize mapeto mu overpayment yaikulu. Choncho ndikofunikira kukhala zotsimikizika ndi kumvetsetsa kuti kubweza ngongole - ndi udindo waukulu, ndipo muyenera kukhala okonzeka chotby kulipira ngongole kwa nthawi yaitali. Koma mumaganiza yaitali, ndi Zoneneratu si zolimbikitsa. Tinganene kuti m'tsogolo, aliyense kuchepetsa kwambiri mu mitengo kubweza chikuyembekezeka.

Ndipo n'zosadabwitsa - zambiri kutenga ngongole kungakhale mabvuto kwambiri. Ichi ndi chifukwa chakuti mu Russia ndi gulu lalikulu kwambiri la borrowers, amene ntchito ndipo amalandira ndalama mu envelopu. gulu lina la borrowers ndi ngongole kale poyera kapena sachedwa iwo. Ndipo pali borrowers ndi ya mungachite kamodzi. Monga Kuvuta zambiri uka kwa eni malonda, amene mabanki Udzakongoza creak.

Mu zinthu zonse izi zifika kulimbikitsa anthu kubweza wogula. Komanso zimachitika kuti wobwereka amadziwa chofunikira ndi ubwino ngongole osinthitsa ndipo ndikufuna kupulumutsa nthawi ndi kupeza zokonda ku mabanki, amene kenako adzakhala lakuti ndalama ya ndalama zambiri.

Kubweza wogula - gulu kapena munthu, kuwadziwa bwino mankhwala ngongole ndi zinthu pangongole kuti alipo panthawi ku msika. Mmodzi wa ŵa ngongole wogula - kampani Solum.

Munthu angaganize kuti osinthitsa kubweza - ndalama zapadera wobwereka, koma ngati inu mutayang'ana pa zinthu izi kuchokera ku mbali yina - n'zoonekeratu kuti kubweza wogula pafupifupi nthawi zonse amapulumutsa ndalama zaemshika! Monga izo zimachitika - Ndi yosavuta:

Ine ngongole osinthitsa ndi mabungwe ndi mabanki, inshuwalansi ndi makampani maganizo, kupangitsa Mawu UNION osinthitsa ndi kuchotsera pa mitengo chidwi makasitomala awo ndi kuwonjezera mwayi wakuti wobwereka ndi kuvomereza ngongole. Patsamba Solum Site anadzipereka kubweza mungapeze

Pamene mukundiitana mwa amkhalapakati, inu kupeza mosavuta apamwamba akusangalala koedita chifukwa Banks kuzindikira mgwirizano ndi kugwira ntchito izo mwa mabungwe ziwongola dzanja zaogulitsa.

Patsalanso kuti: samalani ndi chiwongola dzanja ndi ndalama zina pa ngongole ya. Ndipo inu mukhoza amalangiza kutenga ngongole tsopano ndi mlingo variable chidwi ndi kuthekera refinancing mu chaka kapena zaka zitatu - pa nthawi ndi mtengo kwambiri kuposa mitengo lokhazikika. Mwina pambuyo nthawi imeneyi, mudzatha kuti refinance ngongole pa mlingo zonse ndi kuchuluka m'munsi.