Bank "Ugra": mavuto. Bank "Ugra": Ndemanga

Banki "Yugra", mavuto amene anali zakanthawi, anaonekera mu 1990. Mu msika wa bungwe ya zachuma akhala akupindula ndi zaka 20 zapitazi. Chachikulu kusiyana kwa ogwira ntchito a - izi ndi zabwino ndi apamwamba utumiki, mndandanda kaso ya ntchito chuma ndi katundu wochuluka chuma ndi kumanga ntchito zawo. Banki kampani ndi ophunzira boma la dongosolo OFULUMIRA, lomwe kale akulankhula za kudalirika chake chabwino ndi Luso. udindo High zimakhazikika ndi luso la kupereka ngongole ndi banki mayiko-mtundu mudziwe HIV, kuphatikiza.

Njira za luso

Banki "Yugra", ndemanga imene kwakukulukulu zabwino mu 2013 ukasintha anasintha ntchito ndondomeko. Utsogoleri watsopano wasankha njira ya luso, ndi wakhazikitsa zachilendo yogwira mfundo chitukuko. Masiku ano, bungwe ndalama angatchedwe chilengedwe ngongole gulu la udindo feduro. Mabungwe ntchito lolunjika pa zosiyanasiyana mabungwe malamulo ndi makampani ntchito mwa zigawo zosiyana za chuma. Anthu akhoza kusangalala ndi phindu la umisiri utumiki watsopano ndi mwayi ntchito misonkhano banki patsogolo. Chinthu lalikulu, womwenso banki "Yugra" (St. Petersburg) ku mpikisano - ndi makasitomala. Analenga zinthu yabwino kwa mgwirizano ndi matanthauzo opindulitsa zipatso. The ntchito yaikulu makampani ndalama - amagwira kulera ndalama mu zofuna za makasitomala ndi ma sheya hoda.

mavuto afika 2013

Bank "Ugra" anali mavuto kwa kanthawi, ndipo tsopano ali kale kumbuyo. Ndi mavuto anakumana mu 2013. Ngakhale kuti bungwe ndalama pamwamba 200 mabanki Russian mawu a likulu, mu nthawi ino yakhala mongoyembekezera inaimitsidwa zopereka. Pa nthawi yomweyo anauzidwa kuti n'zotheka ngati chopereka pafupi wogwila kuwonjezeredwa izo. Ogwira ntchito za mabungwe ena azachuma kuti analimbikira kuti chifukwa cha kulephera luso, ndipo mwamsanga pamene machitidwe a dongosolo adzakhalanso, malamulo tikupitiriza.

Depositors mantha - otaika chidwi

Makampani amene mantha, anayamba zikuchepa kutapa madipoziti awo, asanakalambe kutsiriziratu zimenezi. Choona chidwi ndi kuti palibe kuchedwa mu malipiro sanali, ndi "Ugra" banki madipoziti anthu analipira zonse ndipo malinga ndi mapangano a. Anthu ataya chidwi chifukwa cha chisangalalo, ngakhale Ndipotu palibe mavuto aakulu kwambiri sanali. mabungwe a zachuma ntchito wakhala kwathunthu kwawo atatha masabata ochepa. Yekha "koma" - kuchepetsa chiwongola dzanja pa madipoziti pambuyo resumption wa magwiridwe.

Kodi n'chiyani chinachititsa mavuto m'dzikoli?

mavuto kwa kanthawi ndi zovuta zazing'ono anakumana ndi ndalama, ndi kasamalidwe gombe, ndipo akhala anachititsa ndi cheke unscheduled a Bank wa Central. Nthumwi za akuluakulu a ovomerezeka ankafuna mitengo pa madipoziti, yomwe panthawi imeneyo inali yaikulu mu msika zoweta ndalama. Malinga ndi kafukufuku, ambiri a mabanki kuti kupereka mitengo mpweya pa madipoziti, m'mavuto a zachuma komanso ali pafupi bankirapuse. Kulera ndalama ya ndalama pa mawu yabwino - kanthu koposa kuyesera kukhala wolimba. Chimene chidwi owongolera. Kudzifufuza anaulula palibe mavuto a zachuma. Banki "Yugra", nkhani yomwe anali pachibale basi ndi kafukufuku zosayembekezereka anali ayamikira zofewa chifukwa kuchepetsa kuchuluka kwa zopereka analandira ndi malangizo ndi nkhani kutsitsa chiwongola dzanja. anachita bungwe inali yomweyo.

ziwerengero Intaneti

Kutsimikizira kuti "Ugra" (banki) madipoziti anakopeka osati kwa cholinga ndalama zambiri pamaso bankirapuse, koma mkati mwa chimango cha mfundo zake, malipoti anthu zinkaperekedwa, amene chidwi cha owongolera. Chinthu ndi kuti dongosolo la zachuma pambuyo pa kukhazikitsidwa kwa strategy ntchito nzeru anayamba kukuza mwachangu ngongole zake mbiri. Chifukwa cha kampeni latsopano malonda, anakwanitsa kukopa madipoziti pa rubles biliyoni 18 m'mwezi woyamba, ndipo biliyoni 20,5 wachiwiri. The ngongole mbiri chinawonjezeka pafupifupi 1.6 nthawi. "Ugra" (banki) madipoziti kupereka bwino, koma salankhulanso za kukhala pafupi bankirapuse, kani, izo zimasonyeza kuti pali malamulo ankhanza ndi kufuna kugonjetsa msika chuma cha Russia.

Kusintha ma sheya hoda anapita waphindu pokhapokha

Pakutha 2012 kusintha kwa ma sheya hoda. Eni mabungwe onse ndi anthu 6 amene ali ndi cholinga ndi anapereka nokha kulowa pamwamba "100 mabanki Russian mawu a likulu." Pa nthawi ya kusintha kwa umwini wa nkhokwe amene anali banki "Yugra" imene ndemanga anali nthumanzi zabwino kamvekedwe ndi biliyoni 4 rubles. Izo zinakonzedwa kukweza chithunzi kuti rubles biliyoni 7-10. Chuma ndi mlingo wa rubles biliyoni 27,3 anakonza zomwe biliyoni 50 rubles. Atangobadwa kusintha kwa ma sheya hoda pa TV anauzidwa kuonjezera likulu udindo rubles biliyoni 6,17. Zochitika zonsezi zinachitika pa miyezi itatu pamaso tsiku pamene bungwe ndalama tcheru kuti akuluakulu a August.

Mbiriyakale imadzibwereza yokha

macheke zosayembekezereka anapangidwa kwa ukasintha kusintha malamulo a banki. chiwongola dzanja pa madipoziti anali kusanduka kuchokera 12,4% kuti 6.5% pa annum kwa madipoziti ruble. Voterani mabala zinachitika mu ulemu wa madipoziti ndalama zakunja. Poyamba banki "Yugra" (St. Petersburg) anapereka 7.9% pa annum, lero zokopa zosaposa 2-3%, malingana phukusi. Kuwonjezera chiwongola dzanja kugwa, nkhani zinakambidwa tsekani asanakalambe amatchedwa "Mobile Chilimwe", umene uli yopindulitsa koposa mu msika chuma. Bank chapakati Russia anali nawo ufulu kuti liletse madipoziti, koma zinali zochepa chabe chenjezo. M'mbiri yonse ya linakhalapo, Bank ku Central wakhala akufunafuna mwakhama kumenyera kutsitsa mitengo chifukwa cha kugwa mu kufufuma. Malinga ndi nthumwi za mabungwe a anthu, kufupi ndi vuto amapereka mwayi kwa osunga ndalama pofunafuna liquidity mbali. kukhwimitsa atengedwa ndi "Sotsgorbank" ndi "Stroykredita" imene mongoyembekezera anasiya kulandira madipoziti pa nthawi yoyesedwa ndi amagwirizana ndi mavuto luso.

kunena ndemanga kasitomala chiyani?

Banki "Yugra" (St. Petersburg, Moscow) amadziwika makasitomala monga mmodzi wa atsogoleri gawo la kubanki. Malinga depositors ndi, bungwe la ndalama amapereka osiyanasiyana ntchito zosiyanasiyana ndi kuti athe kukwaniritsa zofuna ngakhale makasitomala ambiri wovuta. Anthu amene akufuna kuti agwiritse ntchito umafuna dongosolo la zachuma, sitileka kulankhula za mgwirizano mtundu yabwino. Tikuyankhula zokhudza nambala yaikulu nthambi ndi ATMs zambiri zomwe umisiri atsopano, moti kugwira ntchito iliyonse mwamsanga. Chinthu chapadera ambiri mgwirizano lotchedwa chidwi tsiku ndi tsiku madipoziti, amene amathandiza kudzapeza ndi profitability ya masika. Banki "Yugra" mavuto a chikhalidwe kanthawi anagonjetsa mosavuta. mlingo wake mkulu wa kudalirika n'chakuti ndi pafupifupi popanda zomvetsa anavutika mavuto 1998, 2008.

anazindikira ndi boma

"Ugra" (Bank of Moscow) wakhala anazindikira osati kuchuluka kwa makasitomala, komanso boma. Gawo Agency Insurance amaiika msinkhu ndi Bank ndalama ya Russia. Mu kutsimikizira mfundo imeneyi tikhoza kunena kuti pambuyo achire chiphatsocho ndi "Tyumenagroprombank" ndalama zake (anthu athupi) munalandira malipiro kuchokera Agency Insurance Gawo kudzera Bank ndi ndalama, ndipo ndalama-amalonda azilipira "Ugra". Maonekedwe mu mndandanda wa wothandizila patangodutsa zaka ziwiri kulowa mlingo feduro - ndi chizindikiro kwambiri zimene zikusonyeza kwathunthu chidaliro kosamalira ndalama ya boma. Panthawi zovuta, pamene mabanki kupita zinatha, ndi kasamalidwe awo ukuchitika miyeso oletsedwa kupulumutsa ndalama zawo, "Ugra" - banki, nthambi adiresi si osowa, osati kupeza magwero a ndalama, koma analangizanso kulimbikitsa dongosolo lawo. Capital si "wolema" chifukwa cha mavuto a zachuma mu dziko, koma m'malo mwake, kuchuluka. "Ugra" (Bank of Moscow) akuzisunga pamalo amphamvu, ndipo ntchito yake amakhala ndi zofuna za makasitomala. Ndicho chimene chimachititsa okongola kwambiri bungwe ndalama kwa nzika za dziko.