The chuma - ndiwo kukwaniritsidwa mwa malonjezo boma

The chuma - m'ndandanda wa yeniyeni ubale chuma, zomwe mayunitsi akhoza yagawidwa mmagawo zitatu. Aliyense wa midadada awa lili dongosolo mkati:

- centralized zachuma, anapereka boma bajeti ndi ngongole, kutali-bajeti ndalama, ndalama za inshuwalansi munthu ndi chuma, ndi malonda akhalire;

- decentralized zachuma, monga zachuma mabungwe ngongole, kampani ya inshuwalansi ndi ndalama payekha penshioni, ndalama malonda ndipo sanali phindu mabungwe;

- zachuma munthu.

Malinga ntchito njira ndalama katundu kwaiye chuma. Zimenezi zimaonekera kubalana chikhalidwe.

Mwachitsanzo, ntchito ya zachuma centralized ntchito zonse chuma cha dziko. Amathandiza kusonkhanitsa chuma dongosolo bajeti , kenako kufalitsa zigawo zachuma, kumabungwe a zachuma kapena magulu akutiakuti kwa nzika zonse.

Monga tanena za chuma - ndi pamaso pa zachuma decentralized ntchito mu lamulo ubale ndi zachuma mu mabungwe payekha. Ndi mu gawo ili la dongosolo lomwe linapanga mbali yaikulu ya chuma ndalama za boma.

Koma ndalama banja ndi zachuma munthu. M'mawu ena, ndi zina asapita ndalama pakati pa nzika, amene ndi banja wamba ndi moyo limodzi.

The chuma - chimaonetsedwa ubale zachuma, chikugwirizana ndi makonzedwe a ndalama za mseri, oyang'anira tauni ndi anthu kumabungwe, komanso dera la makope kupanga ndi mabanja.

mgwirizano wa mayiko mu dera zachuma ndi mbali ya malo ovuta kwambiri ya zachuma. Ndi pa dzuwa awo ndipo anamanga chuma lonse, liziyang'ana nkhani chuma dziko ndi dziko. M'mawu ena, maulalo aliyense padziko lonse kungoti pang'ono popanda dongosolo okhazikika bwino ubale zachuma.

The chuma padziko lonse timakhala zachuma, chikugwirizana ndi dziko la ndalama ndi kukonzanso ubale ena pakati pa mayiko ena, amene afotokozedwa mu malonda yachilendo, ndi katundu wa likulu ndalama ndi ntchito zokopa alendo.

Khola ntchito ndi chitukuko zina zoterozo dongosolo ayenera kukhala pansi kuchuluka zokolola, chilengedwe cha bwino dziko msika ndi zikamera wa nkhani zachuma padziko lonse.

chuma amakono a mayiko ambiri ali zimachitika pafupi. Mwachitsanzo, mavuto azachuma m'dziko lina ndi kuopseza mtendere chuma ndi zina. Ndipo defaults, bankirapuse ndi moratorium ngongole m'mayiko ena ndi kugwa kwa ndalama ndi magawo, defaults ndi kuwuka lakuthwa mu mitengo lonse.