Non-kusasiyana sheya - ndi ... Mitundu ya sheya sanali kusasiyana

moyo wa munthu wakhala kugwirizana ndi kuyambitsa madera atsopano a ntchito. Amathandiza anthu kusintha ndi kufika pamwamba ena mu chitukuko. Chibwenzi, munthu osati cholengedwa, amene kusinthidwa kwa ntchito zamanja ndi umunthu, mkati dziko lomwe yabwino ndiponso maganizo wabwino. Masomphenya mfundozi wafunsira nthambi zosiyanasiyana za sayansi yamakono ndi luso. Komanso Dziwani kufunika kuweruza ntchito gawo ndalama. Kugwira ntchito ndi ndalama kunali anthu limodzi mwa makhalidwe waukulu.

Ngati tiyang'ana pa boma la msika lero, ife tikhoza kuwona kuti ali pachimake. Ndalama ntchito kulola anthu kulenga likulu yaikulu. Komabe, kufunika ndalama osati ndalama komanso sheya. Oopsa koyamba, dzina anafotokoza gawo chapadera cha msika. Komabe, pa nkhani ya m'nkhaniyi tikambirana mawonekedwe enieni sheya - zolemba promissory ndi mapepala malonda. Iwo ndi makhalidwe ambiri chidwi, ndipo zili zofunika mu njira zawo.

Lingaliro la Act sheya

Zolowa zikalata ndalama zogwirizana ikuchitika pa msika wogulitsa. Sheya "nezi" pa izo, osiyanasiyana mbali. Iwo zikalata zomwe zinalengedwa mwa chimango anakhazikitsa ndi kukhala ndi mfundo zonse zoperekedwa ndi malamulo panopa tsiku limene pali kusintha mwenimwenimo munthu ndi ufulu wina katundu. Kupezeka kwa zolowa, ndi issuance wa masheya ndi zina za ntchito ndi iwo enshrined mu chakudya cha malangizo osiyanasiyana a dziko lathu. Komanso, gulu tanthauzo ndi yaikulu kuti n'zotheka ndithu kuti ogaŵikana mitundu ingapo, mmodzi amene ali sanali chilungamo sheya. Timatha inu kufufuza gulu mwatsatanetsatane ndi kupeza mfundo zake zazikulu.

Normative lamulo sheya

Monga tanena kale, pali malamulo, amene anakhala chakudya zoyambirira za Act sheya. Pankhaniyi tikulankhula za dongosolo lonse malamulo, amene nthawi nkhani m'nkhaniyo. Kapangidwe ka malamulo amenewa ndi monga:

• Lamulo la Chitaganya cha Russia.
• The Russian Civil Code.
• malamulo Federal: "Pa sheya Market", "Pa olowa Stock Companies".

Kuti chakudya cha malamulo amenewa amapezeka pa mawu onse amene timalandira zikalata izi pepala ndi mbali yaikulu.

Lingaliro la sheya sanali kusasiyana

zikalata pa kulanda katundu ufulu anawagawa mitundu yambiri zofunika. Mmodzi wa iwo si a chilungamo sheya. Limafotokoza nkhani zomwe zikuchitika zingapo zochepa ndipo si zogwirizana ndi ndondomeko ya boma boma. M'mawu ena, si chilungamo sheya si chifukwa misa, ndi kuti tikwaniritse zotsatira ndalama. Ntchito ndi zolemba izi ndi zosavuta, chifukwa iwo safuna kuti mtchatho mu dongosolo lokhazikitsidwa ndi malamulo. Komabe, mfundo imeneyi si akuletsa kufalitsa mbali wamba chitetezo pa sanali chilungamo maonekedwe.

The katundu wa masheya sanali kusasiyana

Mwalamulo zikalata zogwirizana nthawi yodziwika ndi katundu ena zinchito. Koma sheya, iwo amakhalanso ndi mbali zina kudziwa. Choncho, si chilungamo zida wokwatibwa ndi katundu zotsatirazi, akuti:

• negotiability ndi kugula kwa anthu onse popanda yekha;
• siriyo ndi zopelekedwa;
• liquidity ndi kuyenera msika;
• chiopsezo kukhazikitsa ndi zina zotero. N.

Iwo yodziwika ndi kumasulidwa yeniyeni (sheya sanali chilungamo analengedwa mosintha, popanda kusunga njira zilizonse).

Mfundo yofunika ndi mfundo za boma lamulo sheya sanali chilungamo. Ndi umboni woti kuli zofuna kwapadera mawonekedwe ndi chikalata sangathe kuthyoledwa.

sheya Kodi si chilungamo?

Today anapereka mawonekedwe a zikalata mwalamulo kwambiri akhala chinsinsi kwa anthu ambiri, kuphatikizapo chuma. Komabe, sheya sanali chilungamo, pali mwamtheradi kanthu kobvuta. Chinthu chachikulu - kumvetsa mitundu ya zikalata zokhudza chiwerengero cha zolemba promissory, komanso kudziwa zizindikiro zawo odabwitsa. Izi kudzapeza mokwanira kufufuza gulu ndi zonse zazikulu ake. Tidziwanso kuti m'pofunika kuganizira mitundu zotsatirazi sheya sanali chilungamo, akuti:

• promissory zolemba;
• macheke;
• ngongole wonyamulira katundu;
• gawo Investor zikalata.

Non-kusasiyana sheya, mndandanda wa lopatsidwa pamwamba, amanenedwa ndi kwambiri mfundo zosangalatsa. Motero aliyense chikalata ayenera kuwaganizira mosiyana ena.

Features zolemba

Chofunikira kwambiri kwa chitetezo ndi zofunika kwambiri. Chitsanzo chachikulu ndi ndalama. The zolowa wa chinthu ikuchitidwa ndi kugwiritsa ntchito malamulo a malamulo apadera. Choncho, bilu ngati sheya sanali chilungamo, - chikalata chotsimikizira pangano chikhalidwe ndalama. M'mawu ena, chida ndi maonekedwe enieni a pangano ndalama. Today latsopano la Russia, sheya awa ali otchuka kwambiri m'dera la ntchito ndalama.

Dziwani kuti pali mitundu ingapo ya ngongole, ndicho yosavuta transferable. Mbali yoyamba tikulankhula kuli kudzipereka mopanda malire monga pamene wina kuchuluka uyenera kulipiridwa mu nthawi yoikidwayo. bilu A ali ndi cholinga osiyana kwambiri. Iwo atathana amalipiritsa maganizo wopita kwa wokongolayo. zolemba Promissory nthawi zambiri yodziwika monga sanali chilungamo masheya a banki, chifukwa mu dera la ntchito za mabungwe awa ndi iwo ali ambiri.

Lingaliro la cheke

chikalata china chofunika kwambiri chimene zokhudza banki, cheke. chitetezo Izi ziribe kanthu kochita ndi ngongole ndi ena sheya ofanana. Cheke malangizo olembedwa pa issuance wa ndalama. Ndi kusangalatsa anthu, monga ulamuliro, bungwe kubanki. Mtundu uwu wa masheya sanali chilungamo ndi njira yotsika yachidule kuwerengetsa ndi kulandira ndalama. Koma posachedwapa, kutchuka kwake inagwa kwambiri. Ichi ndi chifukwa chitukuko cha dera mfundo ndi dzuwa makadi pakompyuta malipiro. Mawu osavuta, pa mapu, ndipo mukhoza kupeza ndalama zambiri mofulumira kuposa ntchito chitetezo ndi.

Bill wonyamulira katundu ndi chiyani?

Kumasulidwa kwa masheya sanali chilungamo zikuchitika, nthawi zambiri mu njira ya zintchito makampani ena, mabungwe mabungwe ayi. Chitsanzo chabwino kwambiri pa nkhani yolembedwa ichi ndi Bill wonyamulira katundu. chitetezo Izi formatizirovannym Chikalata mawonekedwe muyezo. Choona chidwi n'chakuti ngongole wonyamulira katundu anabadwa chifukwa cha zimene zinachitikira wolemera mayiko m'munda zoyendera. Bill wonyamulira katundu wotetezedwa ufulu wonse kwa potsegula, katundu ndi mayendedwe a katundu mfundo wina ndi mzake.

Bulletin wa zikalata gawo ndalama

Zikalata gawo chibwenzi yodziwika monga sheya sanali chilungamo. Ichi ndi chikalata kutsimikizira ufulu wa depositor kuti athandize tsogolo chidwi pa kuchuluka waikamo. M'mawu ena, Kalata wa gawo amalola makasitomala ku banki kuti ndalama zoyambirira za bungwe la ndalama zokha.

The wa masheya sanali kusasiyana

Kuchuluka kwa ntchito ndi zikalata zokambidwa pa mtundu nkhani okha, monga ulamuliro, ntchito mu dera. Chosowa nkhani centralized salola malonda Non-lopita sheya. Komabe, Internet lero mungapeze timva zambiri "sanali chilungamo mtundu sheya msika." Timazindikira kuti n'zosatheka kulibe si chilungamo zipangizo Sanayenera kuona malonda ndi kunenerera.

Pomaliza

Motero, m'nkhani tinazungulira zofunika sanali chilungamo sheya. Kumene, mtundu wa zolemba ndi pachikhalidwe, ndi magulu ena, koma wotchuka kwambiri la Russia ndi anafotokoza mitundu inayi. Zochitikachitika ndi sheya ndi mwachilungamo yosavuta mofulumira. Tiyeni ndikuyembekeza kuti ubwino awa wopanga malamulo posachedwa sizidzasintha.