Amene safuna kudziwa zambiri kapena Kodi banki Kodi osayang'ana mbiri ngongole

Munthu amene ali ndi chinachake kubisa, n'kofunika kuti tipeze chimene banki Kodi osayang'ana mbiri ngongole. Ndondomeko mwachizolowezi zophunzirira ofunsira ngongole iliyonse zikuphatikizapo masitepe monga kugoletsa ziyenera a solvency komanso lodalirika wobwereka kuthekera, zikalata kutsimikiza, ndi kuyan'anila mlingo wa kudalirika ndi mbiri. Choncho, wokhulupirika ku banki mokwanira, ndipo magawo awiri oyambirira - mbiri ya ubwenzi wanu ndi mabungwe ena azachuma, iye sakanati akhale ndi chidwi.

Wina inu monga musataye ndalama ndi mbiri zowonongeka ngongole?

Mtsogoleri yamphamvu chiwerengero cha zolakwa ndi Sberbank. Iye amathera nthawi yambiri zosefera makasitomala odalirika, kotero mosamala zachitika pa zosiyanasiyana zinthu, kuphatikizapo zimene zinachitikira ngongole.

Iwo akuganiza kuti mabanki, popanda poona mbiri ngongole - ndi "Russian Standard" ndi "Kubadwa Kwatsopano Mawu" ndi "Home Mawu". Komabe, si onse mophweka. Izi chuma ndi ngongole mabungwe, ngakhale ndalama mpweya sankakhala amakonda kuchepetsa mavuto. Mwa njira, kupatsa ndalama akufuna makasitomala ndi zaka 21-27 yekha ndi zalembedwa malo okhazikika ndalama. Ichi ndi kumene inu imathandiza, monga Thandizo ndi pepala, komanso pamene chotsatira Sberbank.

Kodi ndalama mu mavuto ngongoleyo file kadi?

Ngati ndinu nkhawa banki si onani mbiri ngongole, ndiye muli ndi chinachake kuopa mu ankachita kale ndalamawo. Njira mulingo woyenera kupewa kukumba mu nsalu yakuda - akuwalimbikitsa kuti ngongole mofulumira. Pamene opereka mankhwala amenewa nthawi zambiri amachita chidwi zina mwa mfundo, ndi nthawi ya kalembera kuyambira pang'ono - zambiri zoipa alibe nthawi kuchita nthumwi wokongoza. ngongole Quick angathetse mavuto ndalama kwambiri "owonongedwa" banki makasitomala a.

Koma chimene banki Kodi osayang'ana mbiri ngongole? Chotero mphwayi angongole monga mabungwe amene ntchito mwachindunji ku malo ogulitsira ritelo kupereka mautumiki awo "pa malopo". Konzani kuti inu adzalipira kwambiri, ndipo palibe malonjezo chigawo sayenera akusocheretseni.

Kumbukirani kuti okhulupirika kwambiri kwa ngongole mbiri za mabanki - anthu kumene muli kasitomala. Yapitayi alibe chidwi ndi mabungwe awo ndalama, ndi zina zotero zimene mukudziwa ndithu kwambiri. Choncho, nthawi zambiri obwereketsa angathe samapereka tcheru pa ngongole mbiri ya malipiro ndi penshioni makasitomala, ndalama, borrowers kale.

Inu muyenera kutsimikizira lokha bwino kamodzi, ndiye iwe sungakhoze nkhawa chimene banki Kodi osayang'ana mbiri ngongole ndi amene muli nayo chidwi. "Wanu" banki Mulimonsemo ndidzalandira inu ndi manja aŵiri. Kumbukirani kuti chinthu chofunika kwambiri - osati kubwereka ndalama, ndi kuzipeza pa zinthu omasuka.

ngongole Yabwino kosavuta kuti abwerere, kutanthauza kuti ngongole zanu mbiri sinditi aziwonjezereka. Inde, ndi bajeti sadzalola kuchokera overpayment unobtrusive. Choncho, ambiri okhulupirika kwa iwo mosamala kuti mabanki ndi ndalama zilipo ndi kukapempha ngongole ndi ndalama zochepa chidwi ndi mtengo-bwino.