Mawu khadi "Tinkoff": kujambula pa Intaneti

Malinga cholinga chimene wobwereka akusowa ndalama, katundu ngongole unagawidwa mitundu yambiri. Wotchuka kwambiri ndi:

- afotokoze ngongole;

- zofuna mwamsanga;

- wotsala;

- maphunziro;

- belo;

- makhadi.

Pa yotsirizira tikambirana mwatsatanetsatane.

Kodi ngongole?

The ngongole ndi bokosi pulasitiki ndi chizindikiro banki ndi Mzere maginito kuti wamangidwa ngongole nkhani ya kasitomala. Kuzungulira dziko, mankhwala banki waima mpikisano lalikulu kwa ogula ngongole. khadi Ichi chizathandiza ntchito ndalama kubanki kulipira ndalama ku malire ena. kukula umadalira pa mlingo ndalama ndi khalidwe la mbiri ngongole.

Mu Russia, ndi khadi wotchuka kwambiri ngongole "Tinkoff" nkhani imeneyi kungakhale kokha pa Intaneti. Ngati ife kulankhula za ziwerengero wonse, makadi oposa 130 miliyoni anali inakhazikitsa mu zaka eyiti zapitazi, ambiri a iwo anali ngongole. Izi si malire. Masiku ano aliyense wokhala mu dziko kumakhala makadi atatu.

Wotchuka kwambiri Russian malipiro machitidwe ndi Visa ndi MasterCard. Iwo amakulolani kulipira kugula pakati ndalama kuchokera ATMs. Monga ulamuliro, inu mukhoza kutenga ngongole, "Tinkoff Platinum", elekitironi, tingachipeze powerenga, golide ndi platina. Mtundu uliwonse wa zinthu zosiyana, mitengo ndi malire.

Pafupifupi onse mabanki amakulolani kuchita zambiri choyambirira ngongole mzere patapita kanthawi - kuchokera miyezi 3 kwa chaka chimodzi. Ngati pa nthawi iyi inu nthawi zonse kupereka ngongole pa khadi, banki adzakhulupirira inu ndi kupereka ngongole kwa ndalama zambiri.

Tchulani zinthu ndi ngongole "Tinkoff"?

Pangani khadi akhoza kukhala pa Intaneti. Komanso, khadi iliyonse ngongole angapo ubwino pa ndalama. Ndalama zilipo pa ngongole, si nkhani mawu pamene anapita kudziko lina. M'dziko lachilendo ndi mapu mu thumba lanu sadzakhala ndi nkhawa kuwombola, chifukwa mayiko machitidwe malipiro akhoza kuthetsa nkhani ndalama iliyonse. Banks kupanga kutembenuka zawo.

Mawu khadi limakupatsani kulipira pafupifupi onse katundu. Zonsezi zimathandiza kuti kupanga ngongole ndi "Tinkoff" - kukonza malo hotelo, kulipira foni, nkhomaliro mu malo odyera, tikiti ndege, ndi zina zotero. Pankhaniyi, cardholders ndi mwayi otengapo mapulogalamu bonasi mwa ophatikidzana banki. Zingakhale ndi masitolo, ndi ndege, ndi zibonga, komanso ena ambiri. Nthawi zambiri unachitikira misonkhano ya mphatso zosiyana.

Ndi khadi ano kasitomala amakhala ndi mwayi kusamalira nkhani usana ndi usiku, kulikonse. Ndi zotheka kuti apereke khadi zina nkhaniyo ndi bwenzi lapamtima tifike kwa ilo.

Ubwino chofunika kwambiri khadi lililonse ngongole ndi nthawi chisomo, mwachitsanzo nthawi imene accrual chidwi si anachita. Pankhaniyi, ngati inu ntchito ndalama mosamala ndi kusunga mwambo, komanso nthawi ya chisomo nthawi kubweza ngongole lonse, mulibe kulipira chidwi.

Kodi ndi kumene kuti ngongole?

Kupempha kwa ngongole, "Tinkoff" akhoza mwamtheradi aliyense, koma pamaso panu kupereka mankhwala banki banki ikuchitika macheke wobwereka a. Ngati muli nkhani Mwachitsanzo, malipiro, ndiye ndondomeko idzachitike pansi chiwembu chosavuta.

Pofuna kupeza ngongole ndi malire osachepera chofunika kukhalapo kwa ndalama zaboma. Ngati izo siziri zokwanira, inu mukhoza kupereka chinachake monga ina. Zonse zofunika zina za cardholders pafupifupi ofanana kwa mabanki onse.

pangongole akhoza inakhazikitsa m'njira yotani?

Pali njira zambiri processing makhadi. Inu mukhoza kuchita izo mu banki, pa Intaneti, kuti ndi kugula kapena kuwonjezera mankhwala ena kubanki. Tiyeni tione njira iliyonse mwatsatanetsatane.

Akulowa mu banki

Pankhaniyi, muyenera kukaona nthambi banki, fomu ndi kupereka zolembedwa zofunikira. Koma izi salola "Tinkoff" banki. Kupanga ngongole ya gombe zitha kukhala Intaneti. The Bank amaona ntchito ndipo asankhe okha. Chotero ndondomeko akhoza masiku wina ndi aŵiri. Ngati kusankha abwino funsani msilikali ngongole ndi kukuuzani inu pamene kubwera kwa khadi chomaliza.

Kodi ubwino amachita njira imeneyi?

- Mungathe pamanja kusankha chimene banki kulandira khadi ndi kuphunzira zambiri za mawu ngongole.

- Muli ndi mwayi wophunzira onse kuti muli ndi chidwi ndi woyang'anira ngongole.

- The chiwongola dzanja adzakhala m'munsi, ndi malire ali wamkulu mosiyana ndi njira zina.

The sangathe ndi mndandanda wa zolemba ndi kuyendera Bank adzayenera amathera masiku angapo.

Kupanga mapu kuwonjezera mankhwala ena banki

Ngati ndinu kawirikawiri makasitomala pa gombe lililonse, pogwiritsa ntchito zake mwachangu, ndiyeno mwinamwake inu adzapatsidwa mwayi ngongole. Njira ina ndi khadi wotumizira. Mwa njira mwansanga, ine nditabwera anamasulidwa ndi "Tinkoff" ngongole kubanki. Zamkatimu akhoza kukhala pa intaneti, komanso khadi mu makalata, nayenso, anawatumiza popanda amaloledwa.

khadi Izi zitha chikalata kwa kasitomala ndi mbiri yabwino, amene ali, ndi mbiri wangwiro ngongole.

Zovuta kwa njira

The downside kuti aliyense wa mawu ake sangathe kukankha banki. Izi ndi zimene yodziwika opereka banki "Tinkoff" ngongole. Zamkatimu zitha kukhala pa zinthu banki a. Komanso chachikulu ngongole malire, simungathe kuwerenga. Koma kasitomala ali ndi mwayi kupulumutsa kwambiri nthawi yanu, ngati chikhazikitso ngongole adzakhala onse deta yanu, kotero mulibe kusonkhanitsa zikalata.

Mulowa mu chimango cha kanthu kapena kugula

Pa kumenyana wina mabanki kasitomala ali zidule osiyana. Chitsanzo ndi ngongole, "Tinkoff", n'zotheka kukonza nawo pantchito iliyonse. Mwachitsanzo, adzapelekedwa monga mphatso kwa chinthu kapena kungoti pa msewu. Monga ulamuliro, khadi chotero ali wofooka, koma chifukwa cha iye adzakhala pang'ono. Kuti yambitsa, kupita ku banki - kuitana pa Intaneti, kenako khadi amakhala alipo. Ndithudi, izi ndi ngati kusankha zabwino kugwiritsa ntchito khadi.

Njira imeneyi ndi yabwino kwa iwo amene ali monga aulesi kwambiri kupeza khadi, kapena amene sanayese n'komwe kuchita izo.

Kupeza khadi pa Intaneti

Monga tidanena pamwamba, inu mukhoza kutenga ngongole, "Tinkoff" pa Intaneti. Choyamba muyenera kukaona malo ndi mafomu ofunsira. Kenako, mudzakhala anakumana ndi bwana amene kulongosola nkhani zonse afotokoze anasankha banki a.

Pambuyo chiyanjo cha khadi laperekedwa makalata kapena mthenga, izo zonse zimadalira mzinda.

Mawu khadi "Tinkoff": kujambula Intaneti. Reviews

Reviews mu Intaneti mungapeze kuchuluka kwake, ndiponso osati onse a iwo, kumene, positive. No banki ali chimodzi chokha ndemanga yothandiza pa ntchito yawo, chifukwa popanda kuipa si ntchito limodzi. N'zovuta kunena ngati izi zili zabwino kapena zoipa banki, monga makasitomala ambiri - chimodzimodzi maganizo omwewo, koma ambiri m'banja ntchito bwino ndi utumiki kwa iwo pa mlingo mkulu. Ena makasitomala sakukhutitsidwa ndi kupanda ofesi, chifukwa palibe wina kupita mu nkhani ya mwadzidzidzi.

Makadi ena obisika zinthu "Tinkoff"

1. Features wa phwando. Kumasiyana ndi zina mabanki liwiro kulingalira ntchito ndi amaposa akusangalala. Komanso, khadi watumidwa ndi makalata.

2. Small malire. Monga ulamuliro, malire operekedwa mu chiyambi, malingana deta kutchulidwa chikalata, ndipo alibe upambana malipiro pafupifupi. Ndipo nthawi zina, mwina upambana zikwi zinayi. Kuwonjezera malire sitingakayikire kale kuposa miyezi 6.

3. Chiwerengero cha withdrawals. Nthawi chisomo umakhala kwa malipiro cashless. Ngati kasitomala akutenga withdrawals ndalama adzakhala ndalama zingati 3% + 390 rubles.

4. mlingo weniweni chidwi. Iliyonse tariff mwina mwakhala mu mlingo kwa ntchito wotuluka si ndalama adzakhala osachepera 25%, ndi ndalama - 33%. Ngati malipiro anapangidwa mochedwa, tsiku chidzankhalira 0,12% ndi 43,8% kwa chaka.

5. malipiro osachepera. Monga tanenera mu tariffs gombe, ndipo malipiro osachepera chimachititsa 6% ya ndalama. Ichi ndi ochepa kwambiri, ndipo sangathe kuphimba ngongole yaikulu chidwi banki lalikulu. Chifukwa, ngati kasitomala waganiza kutseka khadi, malipiro ake omaliza adzakhala wofanana ndi kuchuluka koyamba, mwinanso kuposa.

6. chilango. Pochedwetsa chidzankhalira 0.2% pa tsiku. Komanso, ayenera kulipira chindapusa cha 600 rubles.

7. ATMs. Ena ndalama kudzera ATMs ndi monga malipiro ndalama, ndipo ngakhale ndi ntchito.

8. ngongole inshuwalansi. Monga kwina, banki amapereka inshuwalansi, kotero 0,89% ali deducted kwa kuchuluka kwa insurer kampani. Kusainira mgwirizanowo, utumiki akhoza choperekedwa ndi.

9. Service. Mtengo wa pachaka wa khadi ndi 590 rubles, ndi malipiro ngongole pa kukhwima akadali mlandu mochedwa malipiro chidwi ndi kuchita masamu.

Pomaliza

Aphe "Tinkoff" ngongole ndi banki kapena ayi - izo ziri kwa inu. Kuti wathunthu ntchito yathu online, dziwanani wobvomerezeka, ndi onse - mukhoza ntchito. Chofunika kwambiri, musaiwale kuti abwezere ngongole nthawi.