Makhadi a ngongole "Promsvyazbank": ndemanga. Promsvyazbank khadi la ngongole: zinthu

Makhadi a ngongole atha kukhala ndi moyo wautali komanso wolimba kwambiri. Ngati ndi kotheka, mugulitse katundu kapena kulipira pa ntchitoyo, koma ngati mulibe ndalama zokwanira pakali pano, mukhoza kupeza khadi la ngongole kuchokera ku Promsvyazbank. Nkhaniyi ikufotokoza zomwe zidachitika, zofunikira ndi zofunikira kwa wobwereka, zimapereka malingaliro a makasitomala. Choyamba, tiyeni tione zomwe bankiyo ili.

"Promsvyazbank"

Bungwe la zachuma izi ndi chimodzi mwa zazikulu kwambiri ku Russia. Dzina lake lonse likumveka ngati kampani yogulitsa anthu "Promsvyazbank". Kuyambira kumayambiriro kwa chaka cha 2015, malingana ndi chuma, Promsvyazbank ndiyi 11 mwa mabanki onse a ku Russia, ndipo chiwerengero cha makasitomala ake opitirira 2 miliyoni. Mapulogalamu amaperekedwa m'mizinda yosiyanasiyana ya dziko, ndipo chiwerengero cha malo ogwira ntchito ndi oposa 300. Pa nthawi yomweyi, makina opangidwa ndi ATM omwe amapangidwa kwambiri amakhala ndi zipangizo zoposa 8,000. Kuphatikiza pa malonda omwe amaperekedwa ndi mabanki onse a dzikoli, bungwe la zachuma likhoza kuperekanso zina, zosiyana kwambiri pazinthu za phindu kwa wogula zosankha za utumiki. Mmodzi wa iwo ndi khadi la ngongole la Promsvyazbank. Masiku 145 osankhidwa ndi ngongole yopanda chiwongoladzanja - izi ndizopindulitsa kwambiri, koma tidzakambirana mfundoyi pansipa.

Makhadi a Ngongole

Monga tanenera kale, makadi a ngongole akhala mbali yofunikira pa moyo wathu kwa nthawi yaitali. Kodi, kwenikweni, amapereka khadi la ngongole? Zimakupatsani inu kugula katundu, kulipiritsa ntchito, kuchita ntchito zina zofanana, ngakhale ndalama zomwe zili mu akauntiyi pakali pano sizingakwanire. Mwina iwo analibe nthawi yoti alowe mu akauntiyi, ndipo muyenera kugula pakalipano. Kapena mukuyembekeza ndalama posachedwa, koma mukukakamizidwa kuti muwononge kale. Khadi la ngongole limathandizira kwambiri moyo wa munthu wamba, osatchula amalonda, chifukwa zambiri zomwe ntchito ya bizinesi popanda ngongole sizingatheke. Kuonjezera apo, kupezeka kwa chida cha ndalama chotero sikungowonjezera kufunika kokatenga ndalama nawo ndipo motero amachotsa zoopsa zonse zomwe zimagwiridwa ndi ndalama zambiri pofikira.

Koma pali zovuta zina zokhudzana ndi chiwongoladzanja cha mautumikiwa. Pakali pano akadali aakulu kwambiri. Khadi la ngongole la "Promsvyazbank" likusowa chosowa chotere, chifukwa chimakulolani kugwiritsa ntchito ngongole popanda chidwi kwa masiku 145. Tiyeni tiyang'ane pa mankhwalawa mwatsatanetsatane.

Platinum wapamwamba khadi. Zofunikira kwa wobwereka

Ili ndilo dzina lovomerezeka la ntchito ya ngongole ndipo panthawi imodzimodziyo khadilokha. Tisanene kuti khadi la platinamu liri lokha ndilo chizindikiro cha kutchuka ndi kulemekezedwa. Izi m'nthawi yathu zikuwonekera kwa onse. Kotero, khadi la ngongole "Promsvyazbank" mawu ofunikira ndi osavuta. Ndikofunika kukhala nzika ya Russian Federation osati wamkulu kuposa zaka 63 ndi osachepera zaka 21. Kuwonjezera apo, malo olembetsa osatha kapena osakhalitsa ayenera kukhala mumudzi womwewo pomwe malo ogwira ntchito a banki awa ali. Chabwino, zofunikira zomveka bwino zokhudzana ndi ntchito (osachepera chaka chimodzi) ndi kupezeka kwa mafoni awiri okhudzana. Ndipotu izi ndizofunikira kwa munthu yemwe angathe kubwereka, zomwe zimaonetsa "Promsvyazbank." Kugwiritsa ntchito khadi la ngongole kungatumizidwe pa maofesi ake oyandikana kwambiri ngati pali phukusi laling'ono kwambiri la zikalata.

Docs Required

Mndandanda wa zinsinsi zomwe zimayenera kupereka khadi la ngongole, "Promsvyazbank" imasonyeza pang'ono. Pasipoti ya nzika ya ku Russia ndipo malemba onsewa ndi okwanira: pasipoti, chiphaso cha 2-NDFL, chilembetsero cholembetsa galimoto, kalata yopezera ndalama mwaulere (malinga ndi mawonekedwe a abwana). Ngakhale mapepalawa sakufunikanso konse, ngati muli kale kasitomala wa kampaniyi (muli ndi akaunti kapena muyike). Ndizo zonse. Komabe, ndikulimbikitsidwa kutenga malemba ambiri monga inu, chifukwa nthawi zina mabanki angapemphe mapepala ena ngati sakukugwirizana ndi zoperekedwazo. Musaope, izi ndizozoloŵera. N'zotheka kuti katswiri wa ngongole wakhala akukumana ndi mobwerezabwereza kuti kupezeka kwa chikalata kungathandize kuchepetsa ngongole kapena kuchitapo kanthu mofulumira, ndikuyesera kuthandiza munthu wobwereka. Kawirikawiri, ogwira ntchito ku banki sadzakufunsani izi zotetezedwa zomwe zingasokoneze njira yotulutsira ndalama zokhotakhota, popeza zili ndi chidwi ndi kasitomala omwe amalandira khadi.

Kulembetsa pa Intaneti ndi kulembetsa pafoni

Kuwonjezera pa zonsezi, mukhoza kuitanitsa khadi popanda kuchoka kwanu, chifukwa cha zikhalidwe zomwe zimalonjezedwa ndi Promsvyazbank. Khadi la ngongole, kugwiritsa ntchito pa intaneti yomwe ingagwiritsidwe ntchito kudzera pa intaneti, ili kale kale muyeso mu nthawi yathu, ndipo banki iyi siyimata pambuyo pa ochita mpikisano omwe amapereka izi. Mukhoza kuitanitsa pa webusaitiyi ya Promsvyazbank, ndipo minda yokwaniritsira ndi yosavuta, sichifuna zambiri, ndipo mawonekedwewo ndi osavuta kumvetsa.

Ngati ndi kotheka, khadi la ngongole lingatulutsidwenso mwa kutchula "hotline" yomwe ikuwonetsedwa pa tsamba lomwelo, ngati pazifukwa zina, kasitomala alibe mwayi wobwera ku banki kapena kuchoka pa intaneti. Wogwira ntchito ku banki pa foni amapereka kufotokozera kwathunthu ndikuyankha mafunso onse.

Ndondomeko ya malonda

Ndi ndani, momwe tingagwiritsire ntchito khadi loterolo ndi chiyani, tidayisankha. Tsopano mwatsatanetsatane za mankhwalawo. Chiwongoladzanja chokwanira cha ngongole sichingapitirire mabiliketi zikwi 600, zomwe ziri zokwanira kwa munthu wamba. Chiwongoladzanja cha chiwongoladzanja cha masiku oposa 145 chidzakhala 24.9% pachaka, koma ngati ngongole ikubwezedwa pasanakhale nthawiyi, chidwi chogwiritsira ntchito sichiperekedwa. Malipiro a ngongole sangakhale osachepera 5 peresenti ya ngongole yonse, choncho ndi kofunikira kwambiri kuti muyang'anire nthawi ino, kuti musayambe kudutsa kumene mungapewe. Kuwonjezera apo, powerenga khadi iyi pa kugula katundu, banki ikuwonjezera mabhonasi ku akaunti. Khadi la ngongole "Promsvyazbank", zikhalidwe za kulembetsa zomwe zafotokozedwa pamwambapa, zimaperekanso ntchito ya malipoti yaulere ya SMS pamalonda ndi khadi ndi intaneti yomweyi yaulere komanso mabanki a m'manja.

Malingaliro abwino

Zopindulitsa zazikulu, kupatulapo ubwino wopindulitsa wogwiritsira ntchito mankhwalawa, zimakhala zosavuta kulembetsa, mndandanda wochepa wa zikalata ndi nthawi ya masiku 145, pamene ndalama za ngongole sizinali zowonjezera. Izi ndizopadera kwambiri kuti khadi la ngongole la Promsvyazbank limapereka. Umboni wokhudzana ndi ogulitsa amalankhula okha. Ambiri akuthokoza banki chifukwa cha mwayi wogula katundu amene anafunikira kwambiri mwamsanga (mankhwala, mwachitsanzo). Ena amathokoza chifukwa chotha kuzindikira maloto awo. Mulimonsemo, monga umboni wa maumboniwo, ngakhale mutagwiritsa ntchito khadi la ngongole tsiku ndi tsiku, zingakhale zenizeni zomwe zingakuthandizeni kutuluka muvuto lodzidzimutsa, ngati simugwiritsa ntchito, kulipiritsa kuti muli ndi khadi kuchokera kwa wogula Osati kofunikira. Komabe, pali lingaliro lina.

Malingaliro olakwika

Chofunika kwambiri, ndipo kwenikweni, chokhacho chokhacho chogwiritsira ntchito mankhwalawa ndi chiwongoladzanja chachikulu. Mbali yoipayi imayamba kumveka kokha pamene kasitomala sakanatha kulipira ngongole yake yonse (ndiko, masiku 145). Malinga ndi makasitomala a banki, kulipilira malipiro pa nkhaniyi ndi kofunika kwambiri ndipo kungagwidwe mwamphamvu. Izi ndizochepa kuti khadi la ngongole la "Promsvyazbank" liri nalo. Kufufuza za zolakwika, makamaka, kumabwera kuchokera kwa anthu omwe sangathe kuthana ndi ndalama zawo ndipo chifukwa chake amakakamizika kubweza ndalama zambiri. Ngati mumayang'anitsitsa ndalama zomwe mumagula ndi phindu lanu, pangani ndondomeko ya ndalama, ndiye izi zingapewe. Ngati izi sizingatheke, ndibwino kuti muyankhule ndi akatswiri apadera omwe angakuthandizeni kuthana ndi vutoli, kapena omwe akudziwana nawo bwino kuti awathandize.

Zotsatira

Za mankhwala ngati khadi la ngongole "Promsvyazbank", mukhoza kulankhula kwa nthawi yaitali. Mmenemo muli zambiri zambiri kuphatikizapo, komanso pa chilichonse chogulitsira ngongole, zosungirako zoyembekezeredwa (chiwerengero cha chiwongoladzanja kwenikweni). Ndizosatheka kukondweretsa aliyense, ngakhale panopa mabanki atenga njira zonse zomwe zingathandize kuti wobwereka akhale ndi moyo, komanso kuti asawononge phindu lake. Kotero makadi a ngongole akusintha nthawi zonse, zofunikira zopezera kwawo ndi zokolola zimakhala zopindulitsa kwambiri kwa wogula. N'zotheka kuti posachedwa tidzatha kuona chinthu chotere kuchokera ku Promsvyazbank, chomwe chidzagwirizana ndi aliyense, sichidzakhala ndi zofooka ndikuthandizira kukwaniritsa maloto onse a wogula.