Kuzindikira katundu amangawa. Ndondomeko kugulitsa katundu wokongolayo

Ngati nzika ndi dipo mwa chigamulo cha chigamulo Court, katundu wake adzakhala phunziro kwa kukhazikitsa. Kuzindikira katundu amangawa - ndondomeko kuvomerezedwa, cholinga lake mwachinsinsi ndi kukhuta zodzinenera angongole. M'magazini ake ndi njila iti?

Zifukwa kugulitsa katundu

Malinga ndi lamulo bankirapuse, ndi kugulitsa katundu amangawa 'n'chotheka pambuyo kukonzanso. Pamene kukonzanso kwa chimakula ndipo anavomereza dongosolo malipiro ake. The wamangawa mu gawo lino akhoza okha zochita zawo, ndi chuma chake si koma zitamangidwa. Ngati kukonzanso ndi sanathandize kuzimitsa ngongole zonse angongole, amayamba kuzindikira katundu amangawa.

katundu zogulitsa amasankha yekha m'khoti milandu iwiri:

1. Pa njira imene wokongolayo (chisankho pakuonetsa chothetsera pambuyo Kuzindikila bankirapuse pempho).
2. Pa njira imene bwana ndalama (ngati mu nthawi zotchulidwa sanalandire maganizo kulikonse pa mawu a alipire ndalamawo).

Judicial ndondomeko yopangira chisankho

Kubvomereza munthu akupsya ndipo ndondomeko chinanso kugulitsa katundu wake ku bwalo ndi zotheka ngati:

• bankirapuse trasti kapena ngongole ovomerezeka mabungwe sanathe kukhala ndi amavomereza dongosolo kukonzanso;
• dongosolo kukonzanso ndi losadziwika ndi msonkhano wa angongole;
• Court unilaterally zimafika kuphedwa dongosolo kukonzanso;
• mfundo linaphwanya mgwirizano ndi kuthetsa;
• pambuyo ndondomeko ngongole kukonzanso, choncho inayambanso bankirapuse.

Kukhazikitsa malo amangawa 'pambuyo analandira udindo wa zinatha anachita kuyang'aniridwa ndi bwana ndalama. Amangidwe katundu si tokha. Komabe, zochepa nzika ufulu kutaya katundu. zonse ntchito angathe kuchitidwa yekha kuyang'aniridwa ndi bwana ndalama.

Kodi kuti akuyendera

Popeza kuzindikira munthu zinatha, chuma chake tonsefe Sale kulipira pansi ngongole. Mndandanda wa zinthu katundu, amene sakhoza anazindikira akufotokozera m'nkhani 446 wa Civil Code. Pamafunikanso:

• nyumba ya ngongole, ngati yekha oyenera nyumba yake;
• dziko okha oyenera moyo;
• zinthu ndi munthu kupatulapo zodzikongoletsera zapamwamba;
• zipangizo kapena zida kuchita ntchito;
• chakudya ziweto, pavilions nyama ngati ali munthu aliyense;
• mankhwala;
• mafuta;
• mphoto ndi mphatso.

Sale katundu amangawa 'sangakhale pa mtengo wa rubles ake zosakwana 10 chikwi. Chirichonse chimene ndalama zambiri, akatenga yobetcherana.

Mphamvu za ulamuliro ndalama

Officer Financial kwathunthu disposes la cholowa cha zinatha. Motsogozedwa wake, ndi ntchito zonse, kuphatikizapo kugulitsa katundu amangawa 'pa ogulitsira malonda a. Kupeleka kuti imachitika panokha zinatha anazindikira opanda kanthu.

The Manager mulole:

• ntchito ndalama defaulter pa nkhani zake ku mabanki;
• kugwira ntchito pa nkhani zimenezi;
• kukwaniritsa mwalamulo defaulter ya;
• panopa ndiponso kutsagana mayesero (pano mulinso kumangidwa ndiponso kuphedwa wamangawa katundu).

Ndondomeko kugulitsa katundu wokongolayo

The ndondomeko ya kukhazikitsa kwa bankirapuse malo zikuphatikizapo magawo anayi.

1. Yopangidwa mndandanda ndi kuwunika malo. nkhani zonse kulanda ndi malonda pa amagulitsa nsombazo ndi Akunjenjemera. zinthu Kudziŵa kuti sangathe chidzakwaniritsidwa.
2. Motsogozedwa ndi ulamuliro ndalama Sue udindo pa kukhazikitsa zinthu chuma ndi mawu anavomereza malonda ndi ndalama.
3. Sale katundu pa yobetcherana. Childs, ndondomeko kumatenga miyezi 6, koma nthawi imeneyi akhoza anawonjezera bwalo. Katundu, amene imafalikira ndalamawo arrears kuyenela anagulitsa nthawi imeneyi. Katundu zinthu kuti ndalama zoposa 100 zikwi rubles, anagulitsa pa yobetcherana ya anthu onse. Ngati Ngopambana ndalama sangathe kugulitsa zinthu katundu, iwo kubwerera ku wamangawa ndi yokonza Kalata kutengerapo.
4. Ndalama analandira kuchokera kugulitsa zinthu chuma ndi kunditumiza ku angongole. Ngati izi si zokwanira alipire wodzala ndi defaulter ngongole salinso unkayenera kupereka iwo, monga dipo.

ntchito yayendera

Kufufuza chuma ngongole - sitepe yofunika kwambiri mu Kuthi malamulo. Pa zotsatira zake zimadalira mphamvu ya miyeso ndikukhazikitsa. Akupsya chidwi ndi kufufuza mkulu wa chuma, ndiponso okongoletsa - zochitika zenizeni.

Chiwerengero cha zinthu chuma defaulter malinga ndi Article 85 Chilamulo "Pa Kupatsila Zokambirana" anachita ndi bailiffs malinga ndi mitengo panopa msika. Bailiffs zambiri anakopeka appraisers, monga ngongole nthawi zonse, ndipo vzyskatelja samagwirizana ndi zotsatira za ndondomeko. Mbali kuti mikangano ndi zotsatira za ntchito, amalipira ndalama zonse za mabungwe a appraisers.

Kuwerengera wa masheya anachita ndi querying ndi bailiffs kwa okonza malonda pa msika zogwirizana. Mtengo wa mukuchita ndalama ndalama anatsimikiza ndi mtengo wa pempho kwa yoyang'anira bungwe.

Kumuuza zogulitsa a amangawa ndi dongosolo lawo la

Pambuyo kufufuza ntchito wayamba kukwaniritsidwa kwa chuma cha zinthu wamangawa pa yobetcherana ya anthu onse, amene kutenga malo mu yobetcherana mtundu.

Aliyense "sitepe" kumawonjezera yobetcherana mtengo wa maere. Kukula kwa "mapazi" anapereka yobetcherana kulinganiza zinthu, monga ulamuliro, si oposa 10% kufunika koyamba nkhaniyi. Nawo yobetcherana angakhale nzika ya Russia. Wopambana ndi amene amapereka ndalama.

Udindo tendering yoikidwiratu Ngopambana ndalama kapena makampani lachitatu chipani. ntchito m'gulu kwa ogulitsira malonda ndi analipira ku chuma cha defaulter lapansi.

katundu amangawa 'ntchito akuzindikiridwa yosagwira ngati palibe wogula angathe Sichinatsitsidwe anakasuma mlandu nawo. Ngati ntchito wakhala wopita wogula, amodzi ndipo anatchulidwa kuposa ndalama choyambirira cha maere, bwana ndalama za gulu zinatha amagulitsa chuma.

Ngati yobetcherana ya anthu onse sizinachitike, iwo akutsatiridwa kachiwiri. Mtengo wa zambiri adzakhala m'munsi mwa pafupifupi 10% ya mtengo pachiyambi. Ngati ulendo wachiwiri sichitha, kulemera mpikisano anagulitsa likuvutika nsembe anthu. The mtengo ndi nthawi ya nsembe anthu yolingana ndi nthawi yafupika kugulitsa katundu.

malo malonda

Pa nsanja pakompyuta malonda ndi kuzindikira katundu amangawa. "Sberbank Ast" ndi otchuka pakati pawo. Pali ena Intaneti:

• "Fabricant" (webusaiti zipangitsa chilungamo ukuchita, amapereka mitundu yopitirira 30 yogula ndi malonda njira).
• "Center kwa implementation" (bungwe malonda pa kuwuka kapena kugwa).
• "Loti mzere" (konsekonse nsanja kudzera amene kugulitsa zinthu, katundu ndi ntchito).
• "YuTender" (makina kwathunthu nsanja, zomwe zimasunga zokhudza yobetcherana kwa zaka 10).

"Sberbank Ast": Features

Monga tanenera kale, mmodzi wa nsanja kutsogolera pakompyuta malonda mu Russia, kumene kugulitsa katundu amangawa '- "Sberbank Ast". The acronym zinthu umaimira "dongosolo yodzichitira malonda."

Zikuoneka mu June 2009 kuti boma la Russia ngati woyendetsa kwa malonda a pakompyuta, pa kuchuluka kwa womwenso boma pangano mwa kundipatsako kwa katundu ndi ntchito zofunika dziko.

Lamulo la ntchito yake kwathunthu kumatsimikizika ndi Chilamulo Federal nambala 94.

Mwa dongosolo la Utumiki wa Development Economic mu 2009 "Sberbank Ast" anatisankha wopambana zochokera zotsatira za mpikisano pakati nsanja amagetsi. Mu chaka chomwecho, bungwe walandira boma kuvomerezeka kwa zaka zisanu.

"Sberbank Ast" ndi chinkhoswe mu malonda pakompyuta pempho amakampani zosiyanasiyana malonda waperekedwa ndipo nsanja makasitomala lalikulu ntchito. zogula Komanso apa zosoŵa za "Sberbank la Russia".

Kodi ndi mitundu iti ya ngongole sangathe zimafika

Ngakhale kugulitsa katundu weniweni ndi njira kukumana zonena za angongole, bankirapuse sangathe kuletsa mitundu ina ya ngongole:

• alimony;
• malipiro ndalamawo kwa malipiro a zakuthupi ndi makhalidwe abwino zawonongeka, kuphatikizapo ulemu wa kupweteka ndi moyo;
• kukhoma;
• ndi kukhoma ubwino kuchotsa;
• udindo pa yachiwiri ;
• chipukutamisozi zomvetsa yuridichekomu zinatha munthu m'modzi wakale umene unali;
• chipukutamisozi kuwononga zinthu;
• sonyezani kuti zotsatira za wotuluka zonyozeka.

malonda kalembera wa zinatha - njira Mipikisano siteji, napempha okhudzidwa mabungwe ambiri odzipereka. Amaona anamaliza pokhapokha kulanda ndalama ndalamawo. Koma chiwembu ali moyo weniweni opanda ungwiro. Zochita milandu, nthawi zambiri ntchito ndi miyeso zina kugulitsa oyambirira a bankirapuse munda, kuphatikizapo nkhani ya maloya oyenerera kuwayang'anira patsogolo ndondomeko lonse.