Kodi m'manja ndi asatipusitsenso nsonga yosavuta

Pafupifupi wokhala dziko lathu nyumba lalikulu kwinakwake zobisika Piggy banki, mtsuko kapena thumba la ndalama yaing'ono. Zikuoneka chilakolako uyu wakhala ndi ife kuchokera kwa makolo amene anazolowera Umbombo ndalama za golidi, ndiyeno m'manda mu nthaka. Koma ngati inu kuchita kuzikwirira chuma mapulani anu sakuphatikizapo, ndipo ndalama ndi kudziunjikira, posapita nthawi ndi kuchotsa izo. Popeza timbewu ntchito ulemerero, ndi kuchuluka kwa 5,10 ndi 50 khobidi ndalama ikukula zonse, posapita nthawi funso n'lakuti - ndi chochita ndi onse chuma? Kubwereka asatipusitsenso, ngakhale kwambiri kapena zochepa lalikulu, ndi mabvuto ndithu ngati sakudziwa zidule pang'ono mungagwiritse ntchito kuchotsa ngakhale yosangalatsa kwambiri "mimba zikuluzikulu" mu nthawi yochepa.

Chinthu choyamba chimene chimabwera m'maganizo - ndi kusinthitsa nkhani za mabanki Piggy pa pepala banknote mu shopu. Kumene, njira imeneyi kungakhale kothandiza kwambiri, koma pa confluence angapo a zinthu.

Choyamba, kuti ndodo ya shopu aliyense anaganiza kuti azisinthanitsa kusintha kwanu pa ndalama zambiri, iwo ayenera kuonekera m'kusowa kwa udindo mwachindunji kutero alibe. Kachiwiri, pamene inu kusankha funso kumene kudali ndalama, ndi zothandiza zimene zingachitike ngati muyamba thumba anu obisika kwa anawapatsa ndalama pa nthawi imene kuchuluka kwa alendo ndi zoopsa. Ambiri mwina, inu mwaulemu (kapena bwino - izo zikhoza kukhala monga mwayi) analangiza kukaonana ndi asatipusitsenso komwe. Ndipo chachitatu, ngakhale muli ndi kugonjetsa zopinga zonse ndi anawapatsa ndalama anatenga chisoni inu - kwambiri a zinthu simusintha, chifukwa nambala yaikulu masitolo ake chabe safuna. Kotero, ngati inu anasonkhanitsa ndithu kuchuluka kwambiri ndalama, muyenera kuganizira kumene kudali kusintha kuyang'ana njira ina.

Choncho, ngati sitolo mwa kuyenda mtunda anasandukadi angaloŵe linga, ndi chuma chanu adakali zabwino mphete m'chikwama changa, mungayesere mwayi wanu pa gombe. Koma musanayambe kuchita izi, kuwerengera kusintha nokha ndi kuziyika izo mu envelopu pa ndime. Izi osati tisaletse moyo okha ndi processing woyendetsa ku banki, koma kungachepetse mosavuta zolakwa kusinthika. Nthawi yomweyo mtengo munene kuti kupita ku banki pakati pa tsiku kapena kumapeto kwa kusintha sikuthandiza, chifukwa chinthu anu aang'ono otero, ndipo chidzachitika chilungamo pa nthawi imaeneyi.

Komabe, koti anadutsa asatipusitsenso, nkofunika kukumbukira kuti banki ndi salamulidwa kuti ntchito kuti apeze ndalama. utumiki izi zikhoza anapereka kwa iwo, koma kwa amalipiritsa (kutumidwa akhoza dongosolo la 3% ya ndalama, koma osachepera malire zina). Pofuna kuti avutike funso kumene kupulumutsa kusintha, ndibwino kuika ndalama nkhani kulipira iwo kubanki malipiro kapena kusamusa kuchuluka kwa khadi pulasitiki. Zikatero, mudzatha kuti awo aziti iyeyu n'ngwabwino ngongole khirisipi pasanapite nthawi, kuchotsa kuchuluka chofunika kupyolera osachiritsika a.

Kodi mungachite chinthu chaching'ono chirichonse? Amayesetsa kufufuza mankhwala. Polingalira awo mwachilungamo yeniyeni mitengo malamulo, imbaenda zimene amaonetsa pa pafupifupi pamtengo osati ruble, koma khobiri latheka, ndi asatipusitsenso, ngakhale ndi phindu zing'onozing'ono mwadzina, anali akuwakonda. Koma apa mungathe msampha zingathe kukhala mu sitolo - ndalama zambiri inu sadzavomereza, chifukwa zinthu zazing'ono kuwasandutsa ogulitsa mankhawala si chachilendo.

Chabwino, wina njira chidwi kwambiri - wabwino wakale Russian Post. Kuwonjezera utumiki mwachindunji dera positi, pamafunika yobereka ndi za penshoni, malipiro a ankamvetsa zosiyanasiyana ndi phwando la ndalama boma, kotero kuli kofunikira kwambiri mwatsatanetsatane zokwanira pano. Koma musanayambe thumba zonse mwakamodzi, m'pofunika kukaonana ndi woyendetsa, akugwira ntchito ndi ndalama, ndi kuwafunsa mmene ndalama zambiri ali wokonzeka kulandira inu. Panonso ngati momwe zinalili ndi banki, si koyenera kuti abwere ku mapeto a tsiku - kuwerenga ndalama mu makalata, monga kuyenera banki, adzakhala ndi dzanja, kotero mumathera lonse madzulo woyendetsa n'zokayikitsa kugwirizana.