Kodi kukopa ndalama. Palichitsanzo chamachitachita

Ndalama - ndi chinthu chotero, chomwe chiri chonse m'dziko lathu ndi zofunika zonse, popanda yekha, chifukwa kuti moyo popanda iwo sangathe. Munthu aliyense akhoza kuona izi, ngati kokha mwa nyumba pa malonda, kuiwala chikwama.

Komabe, anthu ambiri mu chikumbumtima ali malo kuti ndalama - ndi zoipa ndipo ganizirani iwo chabe manyazi. Zikhulupiriro zoterezi ndi ambiri nzika, amene anakulira Soviet Union, pamene iwo onse ofanana ndipo loto la chuma chabe manyazi. Ndipo ena mwa achinyamata anayenera kungotengera zikhulupiriro izi kwa makolo awo ndi achibale achikulire.

Kuwonjezera pa kukana ndi manyazi, mwina munthuyo lisanathe mantha lenileni la ndalama, kukhala mwamphamvu kukhulupirira kuti ndalama Sindizakubweretsanso wabwino kwa iye. Ndipotu, iwo ayenera mwina kusungidwa kuti tikhoza kutaya iwo, ndipo ungasoŵetse munthu wolemera. Choncho, anthu ndi maganizo amenewa sadzakhoza kupeza chuma, pambuyo ndalama zonse zimene anali nazo chifukwa kusapeza.

kutengeka wina amene ali chuma kubweza ndalama basi - ndi nsanje. Ngati munthu ali zonse nsanje chuma ena, ndi kuwona chinthu mtengo, amakwiya, iye sakanakhoza kugula izo, ndalama si nthawi yaitali kuti "kukhazikika" chikwama chake.

Chifukwa cha zimenezi, patsogolo kuganizira za mmene kukopa ndalama, muyenera mosamala "kuyendera" maganizo anu chikumbumtima kufufuza ngati pali maganizo olakwika anali olemera. Ngati aliyense akutsutsa unsembe wa chuma aonekera, musakhale kukhumudwa. Kotero tsopano mukudziwa zimene mumalephera kuti ndalama komanso athe kuthana nazo. Inu muyenera kuti paliponse pamene pali lingaliro zoipa, nthawi yomweyo m'malo kwa pandunji. Mwachitsanzo, m'malo monena kuti: "Nthawi zonse ine analibe ndalama zokwanira," Inu muyenera kuganizira: ". Ndalama Ine nthawi zonse ndalama chofunika"

Choncho mukufuna kuphunzira mmene kukopa ndalama, ndi ofunika kuti afufuze kodi kusunga Cuma canu lero. Yenderani wanu chikwama. Ndi wokongola ndi chinthu chatsopano? wanu chikwama kapena kukulumbutsuk, zauve ndi zikuwoneka ndithu zooneka bwino? Ndipo, mwina mulibe kachikwama, komanso ndalama mumayenda mu thumba lanu, ngongole ankangodzigwera, ndi kufalikira pamwamba pa asatipusitsenso?

Ine ndikuganiza za momwe kuti apeze ndalama, ayenera kulabadira awo "nyumba" ie chikwama. Mosiyana ndi zimene mfundo ya ndalama kupita kumene moona salemekeza? "Lolondola" chikwama ayenera kukhala chuma zachilengedwe, monga synthetics chopinga otaya ndalama. Mtundu - bwino kuposa mthunzi uliwonse wa bulauni, ofiira kapena zobiriwira. Njira zikachitika - buluu thumba la ndalama, ndi mtundu wa madzi, ndipo akhoza "kusamba kuchotsa" ndalama.

chikwama kukula ayenera kukhala wotero kuti ngakhale bilu lalikulu akhoza kuika kumbuyo mu mawonekedwe kukodzedwa. Musanyamule ndalama adagulung'undisa kwambiri osafunika. Komanso m'matumba ayenera chipinda makobidi, zimene ziyenera kusungidwa mosiyana ndi ngongole.

Koma zithunzi okondedwa sayenera kukokomeza wanu chikwama, chifukwa ife vuto la momwe apeze ndalama, kotero musati "implicate" apa ndi mphamvu ya chikondi. Koma kusiya mu dontho la mafuta a patchouli chikwama kapena uzitsine sinamoni ndi zothandiza, monga izi "ndalama" kununkhiza, zimene amatha kukopa ndalama.

Ambiri amaganizira funso mmene kupeza ndalama, kuti zimene mungachite ngati kupeza ndalama panjira. Ndikwabwino kukatenga ndalama? Ndipotu anthu ambiri ndamva kuti pali matsenga mwambo, pamene ndalama zapang'ono kuchita hex achire ya vuto. Ndiye ndalama awa anaponyedwa dalaivala, ndi amene kukatenga khobiri latheka, ndi "kutenga" mavuto ake. Choncho ndi bwino kukatenga ndalama kapena kuchita icho ndi magolovesi. A nyumba kopindulitsa ndalama zimapezeka mu mbale ya madzi mchere umene uli excellently ayeretse negative.

Pali njira zosiyanasiyana za matsenga amene akufuna kuphunzira mmene kukopa ndalama. Komabe, "kupeza" iwo pokhapokha ngati inu kuphunzira ndiponso kukonda ndalama. Choncho, n'kofunika kuti amasule malingaliro chikumbumtima makhalidwe oipa, ndiyeno mwinamwake, ndipo simusowa kuti amachita zamatsenga.