Chiphaso cha ndalama: mmene kuonetsetsa kubwerera kwa ngongole ndiponso mmene musakodwe mumsampha ngongole

Chiphaso cha ndalama kwa pangano la nyumba galimoto pasadakhale anagulitsidwa kapena chabe za ngongole ndalama - muyezo mgwirizano, amene nthawi zambiri pakati pa anthu. Komanso, Russia anawagawa mitundu iwiri: ena amafuna chiphaso, pamene ena manyazi kupempha kupereka ngongole chitsimikizo ngongole, ngakhale miliyoni rubles. Yotsirizira zambiri kulimbikitsa kusafuna kwawo chakuti anthu akuwopa kupweteka kusakhulupirira kwawo. Nthawiyi, polandirira msonkho ndalama ndi guarantor ndi ngongole ndi ngongole: chimodzi bwino ndi kuchuluka kwa ngongole, ndi kuzindikira kuti iwo sangakhoze Umafuna zambiri kwa iye kuchuluka anagwirizana, ndi ena amadziwa kuti ndalama adzabwerera ku izo mwa njira iliyonse. Ndipo ngakhale wobwereka kusintha maganizo ake kubweza ndalama, iwo nthawi zonse kufunsa bwalo, natsimikiza n'loonadi polandirira msonkho zonena zawo.

Limafuna

Chiphaso cha ndalama kukhala kunja kwa ngongole ya ndalama iliyonse owonjezera rubles chikwi (10 zina malipiro osachepera). Izi zofunika za chilamulo cha la Russia. chiphaso mtundu - ndi umasinthasintha. Ngati Loan (kulandira) ndalama zambiri analimbikitsa chikalata notarized kutsimikizira - ichi adzakhala guarantor zina.

Pali wavomerezedwa palibe mwalamulo mawonekedwe malisiti, kotero inu mukhoza kulemba pa chidutswa chirichonse cha pepala. Komabe, muyenera mwachindunji chikalatacho angapo kuvomerezedwa zinthu: dzina Full ndi pasipoti tsatanetsatane wa wobwereka, dzina ndi pasipoti tsatanetsatane wa wobwereketsayo, kuchuluka ngongole mawu, nthawi alipire (ngati ngongole), chidwi kapena mulembe kuti ngongole ndi chidwi-free, malo kulemba, tsiku ndi siginecha ya payee lapansi.

Chiphaso cha ndalama mu ngongole: katswiri malangizo

Pakuti borrowers:

1. Lembani chiphaso ndi dzanja lake. Ngati kumene m'pofunika kulemba malemba mabuku, musatisiye danga pakati pa lemba ndi siginecha.

2. Mosamala kuwerenga lemba mabuku, makamaka mudziwe kuchuluka kwa ngongole, mawu a alipire, ndi chiwongola dzanja ndi zilango.

3. Yesetsani siginecha wanu m'malo angapo ali pa lemba ankayimira.

4. Aisiraeli buku chiphaso ndi siginecha ya chilolezo kwa ngongole kuti mawu. Izi zingathandize kupewa kuwonjezapo ndi kusintha kwa bukuli si mu mtima wanu.

Pakuti obwereketsa:

1. Tengani yekha chiphaso pamanja.

2. chiphaso akadalembedwa ballpoint m'malo cholembera gel osakaniza (ichi akukhudza katswiri pokhazikitsa lodalirika).

3. Lembalo ayenera zigwirizana osachepera 4-5 ziganizo, onetsetsani kuti chiphaso olembedwa, mu kukhalapo kwanu pa lathyathyathya pamwamba, ndi dzanja lamanja (ngati wobwereka ndi lamanzere, kumanzere).

4. Chongani siginecha mu pasipoti ndi siginecha pa chiphaso cha.

Kusangalala ndalama

Chiphaso cha ndalama, basi ngongole, ali mawu a malire. Iye ali zaka zitatu kuchokera tsiku chiphaso cha ngongole ndi. Ndipo tiyenela kuiganizila nthawi imene wamangawa wanu anapempha amodzi: ngati inu mukufuna kuti awapatse iwo, kusamalira kukafola chikalata latsopano choncho kumene lamulo zofooka za malisiti ndi zaka pafupi kutha.

Ngati ngongole zanu sangosonyeza kufuna kubwerera ndalama, kulemba mawu kukhoti. Zotsatirazi chisankho mu mtima wanu inu ndidzadutsa pa malemba kuphedwa kwa utumiki bailiffs 'm'deralo, amene Adzasonkhanitsa ngongole wobwereka mu mtima wanu.