Sberbank: Visa Gold monga chizindikiro VIP utumiki

Palibe mlendo kukhala gawo umafunika msika zoweta ndi Russian Sberbank. Visa Gold bwino kuti mpweya m'mayiko ambiri. Angathe VIP utumiki palpable: kufunika kwa makadi golide kuposa azipeza. Komabe, ife adzatsogolera pa nkhaniyi. Kodi kulera sikisi nyenyezi kalasi zoweta utumiki umafunika? Kodi mukudziwa kasitomala pamaso chikwama lake uli ngongole Visa Gold?

Sberbank, yaikulu ndi yodalirika osewera mu msika zoweta chuma, ali yaitali ndi mwadongosolo zochimwazo kumathetsa mavuto awa kuchita.

Choncho, tione mwachidule ndi kupanga mfundo zowombetsa mkota wa zonse imodzi mankhwala banki ya phale osiyanasiyana a boma ndi malonda makampani ndalama Bank - Visa Gold. Panopa, magombe opereka makhadi: Visa Gold, Visa Gold «Perekani moyo», Visa Gold «Aeroflot» m'nyengo ya n'loonadi - zaka 3. Iwo "womangidwa" Nkhani ruble. Mawu kuchuluka - 17,9% - 23%, chikuyembekezeka chisomo nthawi - masiku 50. Pachaka amalipiritsa utumiki - 3500 rubles chaka. Commission ndalama - 3%.

Visa Gold «Aeroflot» zikutanthauza accrual makilomita bonasi. The mawerengedwe ndi motere: 1000 mailosi - bonasi pamene mumatsegula khadi, kuphatikiza 1.5 mtunda iliyonse ntchito ndalama / yuro kapena 30 rubles. Aliyense khadi Visa Gold «Moyo" akupereka ntchito yabwino - zolipirira eponymous lachifundo maziko.

Mwatsoka, atolankhani si umboni wapadera njira yamakono ya ntchito a mabanki mu gawo umafunika msika zoweta, "yosakongola". utumiki VIP-, mwatsoka, nthawi zambiri linkakhala osati pa dongosolo, ndipo akupeza asangalatsi, chinthu chachikulu - dongosolo. Osunga ndalama kudziwa kuti ntchito ritelo kawirikawiri wochitidwa ndi wosaphunzitsidwa "kuukira anakonza" pa gawo umafunika pamodzi ndi yobereka wochuluka makadi ... Kodi chifukwa asamakhale ndi chidwi unyinji wa exclusivity? Iron Katani zaka 80 kuti ndisiye wa kupitiriza, osauka ife kumvetsetsa zigawo mtengo. Ndipo zimenezi zikugwira ntchito, makamaka, ndi makasitomala. Mwachitsanzo, makadi golide amene limatulutsa ndalama Bank - Visa Gold, - kawirikawiri amaona ndi anthu Munthu wolemera ndi madipoziti lalikulu, malinga ndi muyezo wa "tingachipeze powerenga". Ngakhale mankhwala ndi mfundo yofunika kwambiri pa yekha kupereka munthu ali ndi udindo wina chikhalidwe.

Kumlingo ntchito zokhudza maphunziro awa chikhalidwe makasitomala ogula kuchita Sberbank. Visa Gold - mmodzi wa mankhwala amenewa "maphunziro". Mu Russia, mfundo "umafunika kalasi" kutanthauziridwa osati anabadwira mumzera, monga ku Ulaya, iwo amagwirizana ndi mkulu utumiki khalidwe ndi njira payekha kwa kasitomala. Choncho, kuthekera makasitomala ndi gulu lina la anthu lomwe lili ndi boma ang'onoang'ono, koma luso umalimbikitsa kwa khadili mwayi awo. Anthu amenewa pochita, amatha kupeza ndi kuwerenga ndalama zawo mosamala chidwi tsatanetsatane wa utumiki ndi tariffs banki Sberbank. Iwo kuwerengetsa zolowa mwawo ndi nkhani ya muyeso wa pachaka wa ndalama zokwana $ 6,000, yesani kupeza khadi golide pa dongosolo yafupika tariff, leveraging ubwino tariff Visa Gold.

Sberbank, kupereka makasitomala ndi "khadi golide", komanso amatipatsa ubwino sanaoneke mu tariffs pa. Weruzani nokha: pa ndege US, mahotela, pamene lendi galimoto, kusamalira thanzi lawo ndi zina, udzapeza weniweni phindu lina. Komanso, kalasi umafunika kupereka, ngati n'koyenera, nthawi iliyonse tsiku Kuweluza "Itanani Bwenzi" pa utumiki concierge, okonzeka kuthandiza ndi zosungitsa hotelo ndi matikiti kugula, komanso kuthandiza "razrulit" mikangano.

Komano, Ndikufuna kuukitsa nkhani ya kusintha kwa khalidwe Luso la Sberbank wa ogwira kutumikira VIP-makasitomala. Ndipotu, mu gawo umafunika la zinthu pamene onse atatu - seveni makasitomala kubweretsa kupatukana yaikulu ndalama kubanki. Monga mmene kumapeto, pamene yokonza Visa Gold makadi akhoza zofunika si aukali malonda msonkhano, ndi mfundo ya exclusivity.