Msungidwe wagawo - ndi ndalama tsogolo lanu

Njira imodzi kuchulukitsa Chuma chawo (kuti ndi mkhalidwe wachuma) - ndalama gawo phindu. Lero tikudziwa kwambiri zipangizo mu ndondomeko imeneyi, ndi imodzi mwa otchuka - Ndalama nonse. Iwo analengedwa kuti kulemba ndalama ndi ntchito ndalama angathandizire nayo ndithu kuti ndalama zake, kuonjezera ndalama zawo. Izi, ambiri amadziwa kuti maphunziro gulu, kaphatikizidwe ndalama za makumi, mazana, kapena ngakhale miyanda ma sheya hoda mu thumba ambiri, amene anasamutsidwa pansi pa ulamuliro wa Company Management. Zinali iye amene achita kwambiri ntchito - pakuika sheya ndiponso zinthu zina, kutenga gawo la phindu la (ntchito) yokha, ndi zina anasamutsa depositors. Kuti, muyenera kugula gawo. pepala ili (mwadzina), kutsimikizira ufulu wanu gawo la chuma cha thumba, kutanthauza kuti phindu lake.

Kodi maganizo amenewa anachokera kuti? Mu English mawu akuti "gawo" - ali mbali ya "chitumbuwa", zimene zimasonyeza ndendende phindu mu gawo ndalama. Inu kugula chidutswa cha mkate (padera mu Fund), ndiyeno madalitso a kugula, amapeza ndalama mtengo wake (kuchuluka kwa ndalama zanu). Mtengo wa izo zonse kusintha. Unit ndalama - uwu si mtengo amodzi ndi wachibale. Iwo akhoza kusintha tsiku lililonse, malinga ndi kusinthasintha mu mtengo wa masheya amene ali m'gulu la chuma cha Fund a. Mbali yanu kudzayesedwa ngati kuchuluka (malinga% zimene ya ndalama za kuchuluka okwana muli).

Kuwonjezera pa mfundo yakuti ndi kupeza wagawo ndi inu ali oyenera mbali zina za chuma ndi Fund ndi gawo la phindu pa malonda a chuma ake, inu ndi mwayi wina. Mwachitsanzo, mukhoza kugulitsa, aperekepo kapena bequeath gawo ndalama kwa munthu achibale, anzake, anzawo kapena anzake. kufala akutsimikiza Tingafinye ku chofukizira m'kaundula wagawo, amene wosindikiza kaundula wa.

Voterani Fund angathe kugwira ntchito njira zimene zimasintha mtengo wa gawo a. Kumene, ngati makamaka limakula, kampani kasamalidwe ukugwira ntchito bwino ndalama zogulira likulu. Ichi ndi chofunika kwambiri, makamaka yaitali. Ndipotu, mwini wagawo ndi salandira ndalama iliyonse kwenikweni, komabe gulu kuti thumba. Phindu (kapena imfa), iye sadzamva mpaka mumagulitsa izo. Pankhaniyi ndalama kulingalira wagawo ndi - kusiyana ndalama padera mu thumba, ndipo iwo amene analandira pambuyo malonda ake.

Kodi kudziwa mmene ndalama thumba zanu panthawi ya ntchito yake? lophweka. Pa oyamba koyamba kwa wina kuchuluka kwa nkhani nambala ya mayunitsi shareholder olembedwa, amene masamu ndi kugawa Uwerenge ndalama ake okwana thumba (angakhale fractional manambala monga 542,74 gawo). Pankhani ya zogulitsa, mtengo uwu kuchulukitsa ndi mtengo pa wagawo pa nthawi iliyonse, chifukwa ndi ndalama uli wakuti.

Choncho, gawo - wololera njira kuti ndalama miyambo ndi madipoziti. Kusankha moyenera thumba mwagwirizana ndi ntchito woyenera wa kampani yake kasamalidwe mukhoza kwambiri kuchulukitsa ndalama zawo ndi kukwaniritsa zotsatira anakhumba, kusunga ndalama ndi nyumba, galimoto kapena zolinga zina.