Maofesi kupanga woopsawo

Ngakhale pa malo ano kwambiri ulimi, mwatsoka, milandu ngozi mafakitale. Pewani iwo (kapena kuchepetsa) amathandiza chitetezo mafakitale, anayamba ndi Labor Mayiko Organization mu 1993, chaka. Mu Russia, izo kunaonekera m'Chilamulo Federal № 116-FZ wa 21.07.1997 ndipo lilipobe mpaka pano. Malo woopsawo ndi pansi Article № 2 mbali ndi masitolo, amene kusungidwa, ntchito, kukonzedwa kapena chopangidwa kuphulika, poizoni, zinthu inflammable; ndi ntchito pansi; zida applicable zikugwira ntchito pa kutentha ndi mavuto; ntchito kunyamula zipangizo. Anthu omwe amagwira maofesi amenewa ayenera kukumana ndi maphunziro nthawi zonse.

Pa ambiri miyeso PB (mafakitale chitetezo) amanena m'chilamulo nambala 166 la Chilamulo Federal. Maudindo a mabungwe omwe ntchito zipangizo kupanga woopsawo monga:

- litsatidwe malangizo ndi zikalata luso;
- chilolezo;
- imene boma zonse;
- kupeza ntchito kokha anthu kwambiri oyenerera amene alibe contraindications zachipatala
- kuchititsa appraisals osadalira pa antchito awo;
- kuwunika kugwilizana PB;
- wozengereza yoyendera ndi kuyezetsa zida ntchito ndi zipangizo ntchito;
- kuchotserapo kupeza malo ndi anthu wosaloleka.

Kuwonjezera apo, ogwira ntchito, akuyenera kukonza zofunika kusunga kupanga ake.

Poyankha, antchito anavomera pa malo woopsawo kupanga Ayenela:

- kutsatira zofuna za ngozi, monga momwe zikalata zolimbana luso ndi zochita malamulo mu mphamvu pa nyumbayo;
- zimaphunzitsidwa (maphunziro) adatsatana chitsimikizo;
- yomweyo afotokoze zochitika ndi ngozi kasamalidwe.

amafuna Zomuyenereza unakhazikitsidwa kufotokozera ntchito ndi zikugwirizananso mu akalozera tariff-ayenerere. Antchito anavomera pa malo woopsawo kupanga zofunika kuti contraindications maganizo makamaka m'mwamba.

Atsogoleri a maofesi zonsezi zifunika kukhala umakondwera ndi dongosolo la kutanthauzira ngozi zotheka ndi zochita kuthetsa mavuto awo. Udindo wa anthu ogwira ntchito monga kuphunzira mokakamizidwa dongosolo, komanso chitsimikizo. Zochita analimbikitsa ndi ngozi yoyerekeza, imene anapeza nawo ntchitoyo ndipo wotetezedwa anaphatikizana.

Koyenera Ndondomeko mabwana ndi eni zinthu zimenezi ndi kuvomerezedwa inshuwalansi ya zinthu zoopsa. Ndi mbali ya kasamalidwe kusatetezeka kwa thanzi ndi moyo wa antchito awo (komanso kuwononga katundu) ndi udindo ndi mwini. Chilamulo analowa mu mphamvu pa 01.01.2012 (№ 225-FZ).

Aliyense opangidwa tsoka akanakhoza kukhala zotsatira sizingasinthe. Ndipo umboni wa zimenezi ndi zokwanira. Ndalama pa kubwezeretsa kuwonongeka kwa ambiri a eni mabizinezi mafakitale wokwera. N'chifukwa chake boma anayambitsa inshuwalansi mokakamizidwa zinthu zimenezo zimene zinthu zomwe kowopsa kwa anthu ndi kwa chilengedwe.

Maudindo a policyholder ndi malamulo inshuwalansi mgwirizano zodziwika bwino ndi yovomerezeka mu zonse, popanda yekha, kampani ya inshuwalansi lapansi. Mabizinezi ndi udindo wa "loopsya" amene simunalandire inshuwalansi, musataye chilolezo ntchito ndipo sudzaperekedwa chilolezo. Kulakwila lamulo udzathera mu chabwino chachikulu.

The inshuwalansi lingathe kukopedwa pa chilichonse (optional mwini malonda) kampani ya inshuwalansi. Kupanga inshuwalansi n'chotheka pambuyo ziyenera Katswiri (pafupifupi ngozi chinthu) ndi makonzedwe a zikalata zonse zofunikira.