Ndalama, Finance
Kuika akale zaka penshioni oyambirira
Old zaka penshioni ndi chuma ambiri okalamba mu dziko lathu. Kutheka phwando ake amuna ndi akazi amene anawoloka pakhomo la zaka 60 ndi 55 zakubadwa, motero. Pa nthawi yomweyo ayenera kuti ntchito osachepera malamulo ndi kuchuluka kwa mfundo penshioni si zosakwana osachepera kuchuluka. Komabe, gulu osiyana nzika akhoza linaperekedwa kwa zaka zaka penshioni oyambirira. Mndandanda wa ntchito, ntchito ndi mafakitale, malo, ntchito ndi mabungwe, kutenga nkhani yomwe amagwira ntchito bwanji, wobvomerezedwayo mwa dongosolo la RF boma.
Kodi mwamsanga pantchito?
Zikhalidwe chopezera ndalama za penshoni, zimatsatira malamulo feduro. Malinga ndi magulu ena a nzika ali ndi ufulu oyambirira chilolezo cha penshioni kwa ukalamba.
Choyamba mu malamulo penshioni ndi pulogalamu amatchedwa chisomo. Madokotala ali ake, aphunzitsi, akatswiri a zojambulajambula ndi ena. Tsopano, ngati penshioni ya mwapatsidwa pamaso m'badwo mosavomerezeka, lamanja kuzitcha izo oyambirira.
Iwo linapereka zaka zisanu asanafike udindo wa penshioni ukalamba, kupatulapo ngati tasonyeza zolemba.
Zinthu kulembetsa
The mkulu tikaonetsetsa ofunsira malipiro oyambirira a penshoni amatamanda nyengo ntchito ikuchitika mosalekeza masana ntchito nthawi zonse. Pankhaniyi, nthawi awa malipiro inshuwalansi kuti ikhalebe.
Pamaziko kulembamo anapanga lolembamo, ndi mitembo RF PF kunena poika kapena kukana kulembetsa wa penshioni koyambirira. Nthawi zambiri, deta pa mkulu ŵakwenera amapatsidwa osati zilipo zonse kapena ayi chifukwa nthawi zina nkhani kapena za wogwira ntchito. Choncho, m'mabuku a pamaso pa zimene zinachitikira wapadera wa angalongosolere chikhalidwe wapadera wa ntchito ndi kantchito adzafunika zalembedwa.
mwamsanga pantchito ali oyenera kuti apereke nzika nthawi yolowera mphamvu ya lamulo penshoni kuntchito kale ntchito pa maudindo a ziwalo kapena mitundu ya ntchito oposa theka la ntchito limafuna. Nthawi zina udzakhazikitsidwa malinga ndi malamulo ndi malamulo a dongosolo akatswiri.
Kukula kwa oyambirira akale zaka penshioni zimadalira kuchuluka okwana ndalama za inshuwalansi.
zikalata zomwe ndi zofunika?
Posankha ntchito n'cholinga Fund ndi penshioni ya la Russia apatsidwe:
- yofunsira penshioni ya;
- pasipoti ndipo ngati n'koyenera, chikalata natsimikiza kulembetsa kwa malo okhala;
- SNILS, m'pofunika kuti kutsimikizira kwa inshuwalansi.
Insurance zinachitikira inakhala isanafike mudziwe mlandu pa munthu inshuwaransi dongosolo penshioni, anatsimikizira lolembamo. Iye ndicho chikalata zikalata mkulu. Ngati mudziwe zinafunika akusowa, mungathe kutsimikizira zinachitikira zofunika powapatsa:
- khadi la ogwira mlandu;
- nthawi pepala;
- chifukwa munthu malipiro;
- malembedwe aantchito.
Chifukwa chokana kulipira
Nthawi zambiri, akuluakulu penshioni kukana ntchito kwa penshioni oyambirira pa zifukwa zotsatirazi:
- Si anatsimikizira pa zimene zinachitikira ambiri ntchito;
- n'zosatheka kutsimikizira mfundo ntchito zonse;
- sangathe kukhazikitsa chikhalidwe wapadera ntchito;
- analembedwa lolembamo ntchito ndi udindo wa nzika, malinga ndi malamulo, osati amakulolani perekani kupuma oyambirira;
- ndikosatheka kukhazikitsa mfundo za kukagwira ntchito mu bungwe makamaka.
Mu nkhani ya Kulipira palibe pasanafike masiku asanu kuchokera tsiku la ziwalo njira PD ayenera awadziwitse wodandaulayu. zindikirani ayenera kusonyeza zifukwa chifukwa chokana ndi ndondomeko pempho lake. mfundo zonse zoperekedwa ndi zikalata thumba penshioni adzabwezedwa.
zinthu General ya kuikidwa
Lamulo lakale zaka penshioni oyambirira anasamutsa mankhwala, koma osati kwa tsiku kupeza ufulu kulandira izo. Tsiku ndi tsiku kulandira chithandizo kuchokera nzika ntchito ndi onse mudziwe zinafunika ndi zikalata.
Penshioni thumba imasonyeza kuti issuance wa malisiti kulandira zidziwitso.
Pamene kutumiza makalata ntchito ndi zikalata zonse chofunika othetsera tsiku ilo adzapatsidwa chiwerengero zasonyezedwa pa postmark za malo okwerera. Chiphaso zidziwitso akutumizidwa ku adiresi wodandaulayu kapena yemweyo adzaima pa manja anu.
Ngati nzika wachita sinabweretse zofunika, palibe pasanafike miyezi itatu onse, iye akhoza kubweretsa ena pepala. Mu tsiku la mankhwala kuwerenga tsiku chiphaso cha ntchito kapena chiwerengero zasonyezedwa pa positi sitampu boma la. Mndandanda wa mapepala akusowa anatsimikiza ndi thupi la Fund RF penshioni ndi zinafotokozedwa chiphaso-zidziwitso.
Statement ya mawerengedwe a mwamsanga pantchito ayenera kuonedwa ndi Fund ndi penshioni ya Dipatimenti palibe pasanafike masiku khumi pambuyo kugonjera ake. Pamaziko a mfundo za zikalata zonse agonjera chigamulo pa atasankhidwa. Kukula kwa oyambirira akale zaka penshioni sangakhale zosakwana osachepera ang'onoang'ono mlingo mu dziko.
Nzika ntchito m'munda ndi mavuto ntchito
Pali mndandanda wa mitundu ina ya ntchito mwakhama. Nzika ntchito mu maphunziro awa, ali oyenera poika penshoni oyambirira.
Amuna amene akhala akugwira ntchito kwa zaka zosachepera khumi ndi theka inshuwalansi zinachitikira zaka zoposa makumi awiri ndi asanu, kufika zaka 55 ali ndi mwayi ntchito. Ufulu yomweyo mwapatsidwa mwayi akazi zaka 50, kugwira ntchito ndi nthawi inshuwalansi ya osachepera khumi ndi makumi awiri, motero.
Ngati kupanga chochitika chapadera chosakwanira (koma osachepera theka), ndi inshuwalansi zinachitikira ntchito mu zonse, chilolezo mwina oyambirira a penshioni zaka zaka. Zikatero, iwo anayamba kuchepa mu m'badwo pantchito. kuchepetsa A chaka chimodzi chikuchitika iliyonse zaka ziwiri ndi theka amuna, aliyense awiri - akazi.
Nzika ntchito zinthu zomwe zinachitika pa dera la Far North ndi ukugwira m'maboma
Msanga ntchito penshoni linaperekedwa kwa anthu amene anakhala zaka khumi ndi zisanu mu dera la Far North. M'maboma ukugwira amatipasa adzakhala analipira m'mikhalidwe chimodzimodzi. Koma pa yemweyo kalendala chaka, tikambirana miyezi inayi ya ntchito kapena kumpoto kutali.
Pamene processing oposa theka pa nthawi chofunika nzika za ali ndi mwayi kupuma kale kuposa tsiku lomalizira zambiri unakhazikitsidwa. Ndiye, aliyense zonse Chaka chino wa zaka pantchito yafupika ndi miyezi inayi.
Nzika ntchito mosinthana, m'litali mwa nthawi, kuyatsa ntchito ndi masiku anakhala mu zopita penyani mmbuyo ndi mtsogolo. nthawi pakati pa ulonda si kuwerengedwa.
maola kutsegula kwa maso ali m'gulu mkulu pa maziko a zikalata anagonjera ku makampani omwe wodandaulayu ntchito. Iwo ayenera kukhala ndi mfundo zokhudza nthawi ya ntchito ndi kupeza njira penyani kumbuyo.
Akazi ndi ana ambiri, olumala, makolo ndi Atetezi kwa ana olumala
Kumayambiriro akale zaka penshioni inshuwalansi amayi ndi ana ambiri akhoza kulandira ana asanu kapena kuposa. Iwo ali ndi ufulu kupuma ndi zaka 50.
zinthu zazikulu kupeza:
- mayi mwana aliyense ayenera kulera osachepera zaka zisanu ndi zitatu;
- kupezeka kwa inshuwalansi pa zaka khumi ndi zisanu.
Old zaka penshioni patsogolo ndandanda awerenge makolo, amene anaukitsa mwana wolemala chibadwire, osachepera mpaka zaka eyiti. Ufuluwu tingalandire munthu mmodzi, mayi kapena bambo. Mu chochitika ichi ntchito ayenera kukhala zaka zoposa makumi awiri ndi khumi ndi asanu pa amuna ndi akazi motero.
The Guardian ya mwana wolemala chibadwire, komanso amatha kupanga mwamsanga pantchito. Kodi mwansanga kuti angayambe kulandira izo zimatengera nthawi ya m'ndende. miyezi khumi chithandizo akhoza kuchepetsa ndi chaka chimodzi nthawi ya pantchito. Koma nthawi okwana mwina upambana zaka zisanu. Ndiko kuti, ngati nthawi m'ndende zaka zisanu ndi chimodzi, mkazi ali ndi ufulu penshoni oyambirira pa zaka 51, ngati asanu ndi anayi - 50.
Kuwonjezera pa makolo ndi opereka chithandizo pa kuphedwa oyambirira malipiro afika, ndi magulu ena a anthu olumala. Kumayambiriro akale zaka penshioni munthu wolumala Amasankhidwa, ngati gulu wakhala analandira chifukwa cha kuvulala nkhondo. Muyenera kukhala zinachitikira ntchito kwa zaka twente-faifi kwa amuna ndi makumi awiri - akazi.
Amuna ndi nthawi ayenerere wa zaka khumi ndi zisanu, ndi gulu loyamba la wolumala, akhoza kufunsira penshoni pa zaka 50. Akazi m'mikhalidwe yemweyo, ndi zimene zinachitikira zaka khumi, akhoza kufunsira penshioni pa kufika zaka 40 zakubadwa.
Nzika ndi matenda osowa, chifukwa iwo ali atumiki ndi Lilliputians amatipatsanso oyambirira penshoni. Munthu wolumala amasankhidwa pa zaka 45 ndi zaka 40 pamaso pa nthawi chofunika zaka makumi awiri ndi zaka khumi ndi zisanu.
Pamene ntchito kwa oyambirira pantchito chilolezo kofunika kutsimikizira kuli olumala. Chotero chikalata adzakhala kalata kutsimikizira mfundo imeneyi. Kuyenera chinanena zokhudza gulu anatumizidwa ndi munthu konzanso pulogalamu.
penshoni mwamsanga ukalamba ogwira ntchito zaumoyo
Kuti ogwira ntchito m'boma boma limapereka maofesi n'kotheka. Mukakumana ndi zofunika zotsatirazi ogwira ntchito zaumoyo, mosasamala kanthu za msinkhu, mankhwala amadalira anticipatory akale zaka penshioni:
- Kutalika kwa ntchito akatswiri akhale zaka zosachepera makumi atatu. Ngati mkulu anali atangotha ntchito m'midzi m'midzi ndi m'mizinda, kuposa zaka twente-faifi.
- Pakuti nthawi aphatikizidwa kuwerengetsa ndalama mkulu, inshuwalansi pofuna Fund Ndalama za penshoni.
Old zaka penshioni Woyamba inakhazikitsa kwa nzika za ofesi ndi dzina la mabungwe a limene iwo, ali m'gulu mndandanda wapadera, anayamba Boma la dziko lathu, chifukwa zachokera deta a boma RF PF mu zochita.
Tikumbukenso kuti antchito a mabungwe payekha zachipatala ndi ufulu zomwezo kulembetsa oyambirira, komanso ogwira ntchito za boma ndi mabungwe a boma m'deralo.
Mu chochitika cha ntchito mofanana anayesedwa mu ndandanda wabwinobwino, ndipo nthawi yafupika ntchito. Malinga ndi ulamuliro, nthawi ngongole anapanga kuti kalendala. Kuti ndi chaka chimodzi ntchito zikutengedwa chaka chimodzi utumiki. Pali kuchotserapo kuti lamulo ili:
- ngati pa ntchito yake akatswiri munthu, kuwonjezera m'mudzi, ndipo wagwira ntchito mu townships ndi m'midzi, chaka chimodzi ntchito m'madera akumidzi ayenera kutengedwa ngati nthawi chaka chimodzi ndi miyezi itatu;
- chaka chimodzi ntchito mu mzinda m'gulu ndi zaka theka 'mkulu kwa magulu awa a anthu ogwira ntchito zachipatala: madokotala, Anesthesiologists ndi odwala mwakayakaya akatswiri, pathologists, akatswiri azamalamulo;
- pamene deta ya anthu mu m'tawuni midzi kapena madera a kumidzi chaka cha ntchito yawo ntchito amawerengedwa chaka chimodzi ndi miyezi inayi.
Ndi udindo wa zachipatala pa maziko a malamulo a m'dziko lathu zikuphatikizapo ponso Choyenereza awo. Choncho, nthawi imeneyi ayenera m'gulu m'litali, amene anatumizidwa ntchitoyo ndi oyambirira.
Nzika kuchita zinthu chiphunzitso
Features kusankhidwa penshoni ndi malamulo ena a boma. Kumayambiriro penshoni aphunzitsi anatumizidwa kaya akhale a msinkhu. Chinthu chachikulu ndi zimene zinachitikira ntchito akatswiri anali zaka zoposa makumi awiri ndi asanu.
Mu kukhazikitsa ntchito mu bungwe, dzina limene sikuphatikizidwa mu mndandanda wa posts ndi mabungwe kuphunzitsa, nthawi ya ntchito akatswiri pa zinthu zonse zimene penshioni si kuwerengedwa.
ntchito Professional ikuchitika nthawi mpaka September 1, 2000, adzakwapulidwa anayesedwa mu utali osayang'ana zikhalidwe za kukhazikitsa ntchito nthawi muyezo pa nthawi ino. Pambuyo pa tsikulo, - pansi pa ntchito yaikulu ya malo chachikulu cha ntchito ndi ena malamulo ntchito nthawi ngati mlingo malipiro.
The mkulu chiwerengedwa pa intervals ntchito kupeza chilema kwakanthaŵi, komanso maholide pachaka analipira, kuphatikizapo zina. Mu nthawi imeneyi, si chiphunzitso ndondomeko (nawo misonkhano semina, kuphunzitsa maphunziro, kuphunzira, utha kuchoka popanda malipiro, kujombajomba wosaloleka, childcare tchuthi, etc.), apo si kuchepetsa. Kupatulapo ndi kuchoka kwa mwana kusamalira kwa zaka zitatu, umachitikira pamaso October 6, 1992.
Kumayambiriro akale zaka penshioni lova
zithandiza kukhala nzika angathe ntchito, koma alibe ntchito ndi zasungidwa anawerengedwa pakati ntchito kuti tipeze ntchito tagwirizana. Anthu amenewa, nkhani amafuna zofunika afika kwa woika oyambirira akale zaka penshioni.
zinthu Kusankhidwa:
- munthu ayenera udindo boma lova ndi kusowa mphamvu ya chipangizo misonkhano ntchito;
- nzika ya zaka sayenera wamng'ono kuposa zaka ziwiri kuika zaka zopuma pantchito onse;
- maziko a anthu zipolopolo kuchokera ntchito m'mbuyomu ayenera kukhala kaya liquidation kapena kutha kwa ntchito ya wazamalonda munthu, kapena kuchepetsa chiwerengero cha deta mabwana boma;
- "Pa penshoni pobereka" ayenera kuti akudziwa, akhoza kupanga akale zaka penshoni, pansi pa lamulo la feduro.
Features:
- enumeration ya malipiro anasankha ulova adzapatsidwa mpaka penshioni ndi;
- ali ndi ufulu kusankha kusintha kapena neperehoda akufuna iye penshioni oyambirira;
- inshuwalansi akale-adakali penshioni akhoza chikalata imodzi ndi phindu kumatanthauza kuti zaka za utumiki malinga ndi lamulo;
- malipiro phindu zithe ngati munthu zimabwerera ku ntchito kapena kuyambiranso iwo ntchito iliyonse, chiwerengedwa mu nthawi inshuwalansi ya;
- kulephera kamangidwe ka oyambirira pantchito ulamuliro m'dera la Fund ndi penshioni afunika kuyambanso pakati ntchito mwalamulo pantchito ndi kupitiriza kufunafuna ntchito kwa nzika ya.
Mawerengedwe a oyambirira akale zaka penshioni kwa lova mwalamulo anapanga mofanana mawerengedwe a ubwino yachibadwa pantchito.
Nthawi zinachitikira ayenerere
Posankha mwamsanga pantchito pa ndime ndi nthawi ya ntchito mu moyo ntchito zikuphatikizapo:
- nthawi imene kulanda anapangidwa kwa kwakanthaŵi kulumala;
- pachaka analipira tchuthi;
- umayi tchuthi.
Similar articles
Trending Now