Invalids 3 magulu: penshioni, mabonasi, ubwino

Nkhani mwatsatanetsatane m'nkhani ino, zonse ndi zolowana kuti penshoni wolemala siyana 3: ndondomeko kuwerengetsa ndalama, zigawo zawo, kulandira mabonasi, ankamvetsa ndi ubwino, komanso kukula kwa izi mu 2017. Tiyeni tiyambe ndi malamulo lolamulira polandirira msonkho olumala ndipo, chotero, pa pantchito yake mu dziko lathu.

Mu chimango malamulo

Musanayambe kwabasi, kodi kwakukulu wolumala penshioni 3 magulu Lembani malamulo zofunika kuti amalola kuti anthu Udindo mu gulu ili ndi kuzipanga izo woyenera kulandira entitlements:

• Order №95 wa Boma la Chitaganya cha Russia: a mawu omveka bwino a zikhalidwe, kugwilizana ndi chimene chili chofunika kupeza chilema.
• Itanitsani №17 kwa Utumiki wa Labor ndi Development Social: kufotokoza mmene zinthu kulola mankhwala ndondomeko Kupenda wofunikila gulu kulumala.
• Maonekedwe №317 kwa Utumiki wa Health: malamulo ndipo mawu a medosvidetelstvovaniya.
• Watsimikiza №1 kwa Utumiki wa Labor ndi Development Social: mndandanda wa zipatala zachipatala kuti ali ndi ufulu kuchita medosvidetelstvovaniya ndondomeko kupeza chilema.
• Chilamulo Federal kupereka ufulu kwa munthu aliyense olumala kulandira thandizo la ndalama ndi chikhalidwe ndi boma.
• FZ la Chitaganya cha Russia kulemba phindu lonse zilipo olumala.

Amene ndi olumala gulu 3

Pa penshioni osachepera kukula yosagwira magulu 3 angalandire nzika kukhala ndi matenda enieni, zomwe zikuphatikizapo zosiyanasiyana olumala ndi imfa Chifukwa cha kuntchito. Munthu wa gulu lachitatu la kulemala:

• Amatha kutumikira yokha yekha popanda thandizo la extraneous (anapereka ntchito zothandizira wapadera).
• Zingathandize paokha, koma kuyenda liwiro lake ndi mtunda, zomwe iye anawoloka popanda kupuma, ndi kwambiri kutsika pansi mitengo kwa munthu ndi wathanzi.
• Pa kuphunzira limafuna kupumula zina, ndi mode wapadera, pogwiritsa ntchito zipangizo zina zapadera.
• Mu ndondomeko ya kuntchito muyenera kuchepetsa chiwerengero cha zolimbitsa thupi.

Zosiyanasiyana Category 3 penshoni olumala

Penshioni chilema wa gulu lachitatu - mtengo, zigawo zikuluzikulu zitatu:

• ena;
• Insurance (ntchito);
• boma penshioni.

Mu dziko lathu indexation (kuwonjezera kukula kwa ndalama, malingana ndi kufufuma pachaka) penshoni olumala ali kale unachitikira ku chiyambi kwa chaka. kukula kwake - peresenti 1-6. Ndipo tsopano kukula okwana penshoni chaka chino ndi bwino mbali zokambidwa mwatsatanetsatane.

Kukula kwa yosagwira magulu penshioni 3 2017

Pakuti mayiko, ife popereka mauthenga a penshoni mu mawonekedwe a tebulo.

Mwana kulumala penshioni magulu 3 anapanga m'chaka zikusinthira (kuphatikizapo EDV) 14,609.12 rubles.

indexation otsiriza a penshoni chikhalidwe unachitikira mu April 2017. Mu zotsatira zake, ndalama chinawonjezeka ndi 1.5%, mwachitsanzo. E. About 129 rubles. Mpukutu pamodzi ubwino ndalama chinawonjezeka ndi 5.4%.

Features sotspensii

Mu Russia, kukula kwa chilema penshioni 3 magulu zokhudzana ndi gulu chikhalidwe, sikudalira kutalika utumiki wake. boma la Russia amakhazikitsa atathana ake limodzi kukula kwa anthu onse olumala mu gulu ili mu chikhalidwe.

The kuipa penshioni ya chikhalidwe, monga mmene uonela nokha kuchokera m'ndime ndi kukula kwake yaing'ono.

Insurance (ntchito) penshioni

Popeza yosagwira wa gulu lachitatu osati choletsedwa ndi ntchito ntchito, nkhani yake ntchito ndi kupeza mfundo Fund ndi penshioni kwambiri bwanji kufunika kwa malipiro ntchito penshioni. Kuwonjezera koyefishienti pamoyo, ndipo yotsirizira zimadalira gulu kulumala.

Good mtengo inshuwalansi gawo amapereka osachepera zaka 20 mkulu ofunda. Pa osachepera ntchito penshioni wolemala magulu 3 (2402.56 rbl. Pakuti 2017) angayembekezere kwa nzika zonse.

boma penshioni

The mawerengedwe a mtundu umenewu penshioni zimadalira mmene chuma chikuyendera m'dzikolo ndi mlingo pachaka kufufuma. Pankhani kwambiri wamkulu wa pa kukula yosagwira penshioni 3 gulu kuchita masamu mfundo: Social pantchito mtengo kuchulukitsa ndi 100%.

Makamaka penshioni accrual

Penshioni chilema gulu 3 ndipo alinso amadalira zomwe gulu ndi nzika:

• anthu lova olumala mu gulu ili zambiri simulandira supplementation iliyonse. Features mu mawerengedwe a penshoni yawo kumeneko.
• Kukula kwa penshioni ndi yosagwira kuyambira ali mwana 3 gulu chili ndi kosamugonjera recalculation. Iye angakhoze kokha kuonjezera pachaka kukonzanso indexing.
• Pa ntchito olumala penshioni ndi recalculated pachaka mode basi. Iwo zimakhudza zinthu ziwiri - kukula kwa malipiro lovomerezeka ndi kuchuluka kwa ndalama kulumala kwa Fund ndi penshioni, kufika bwana wake. Ndi kukula penshioni ntchito sakuyenerera kuchepetsa malipirowo, koma ngati s / N utachepa kapena anakhalabe pa mlingo mofanana chaka chatha, malipiro penshioni achuluke.

Titsate olumala siyana 3

Aliyense kulumala gulu 3, adzakhala lakuti kuti alandire gawo mwezi pafupifupi 1000 rubles. Chonde dziwani kuti chilipo mwalamulo lova anthu olumala - panagona mukufuna kusonyeza ntchito yanu mbiri. Kupeza bwanji lankhulani Fund ndi penshioni ndi ntchito yoyenera.

Popeza olumala gulu 3 akhoza mosadalira kusamalira okha, kusamalira gawo adzakhala sonyezani kwa iwo. Koma munthu amene amasamala za nzika ngati pa nthawi ya matenda otsiriza, provomochen kulandira malipiro a imfa zosakhalitsa ntchito. phindu kuchita masamu zochokera malipiro boma kwa miyezi isanu ndi umodzi wotsiriza.

ankamvetsa zoonjezera olumala

anthu onse olumala, kaya gulu, ali oyenera kulandira phindu ndalama ili pansipa. Kukula wolemala magulu 3 kuwonjezeka penshioni ngati adzasunga zinthu zonse akuwayang'anira:

• ndalama (EDV) - M'malo phindu zachilengedwe ndalama. Pa 02/01/2017 ndi 2022,94 rubles. Olumala lachitatu gulu. Kupeza, muyenera kukaona FIU pa malo awo okhala kapena kukakhala chilolezo. Kufunsira pasipoti chofunika, SNILS, zikalata zosonyeza kuli chilema (satifiketi kulumala, mapeto medekspertnoy ntchito ndi zina zotero.).
• Ikani sotsuslug - EDV chigawo. Zikuphatikizapo pamwezi: makonzedwe a mankhwala ozunguza bongo, ndawalemba ndi dokotala kupezeka: Kumatanthauza kupeza matikiti kuti malangizo zogwirizana a chipatala chaching'ono ndi dokotala (807.94 pakani.) (124.99 pakani.) ufulu kuyenda kwa malo a chithandizo (116.04 pakani.). Kuletsa NTSU equidistant ndi kulandira chipukuta misozi ndalama, muyenera kupeleka madandawulo Fund ndi penshioni - anadyetsa kamodzi, adzikonzenso chaka chilichonse chofunika. Zofanana NSO 02/01/2017 - 1,048.97 rubles.
• Zowonjezera. pamwezi thandizo la ndalama (pachiwonetsero). 1000 rubles. anapereka kwa olumala 3 kateogrii kukhala anamenyela nkhondo; wolemala chifukwa choipa pa usilikali; kale anali akaidi, ana (pa 18) ndende. 500 rubles. kulandira mayunitsi usilikali akhala nawo nkhondo za asilikali amene anawerengedwa mu pokha pa Nkhondo Yachiwiri ya World; mkazi wamasiye wa WWII anamenyela amene anamwalira ali kutsogolo; okhala anazinga Leningrad; wamkulu akaidi a m'misasa ya ukaidi. Pakuti malipiro onse a magulu ayenera amatchula FIU ndi ntchito yoyenera.
• sotsdoplata Federal (FSD) wapatsidwa osakhala ntchito olumala gulu 3, amene okwana ndalama mwezi m'munsimu dera ang'onoang'ono osachepera. Pamene ochuluka ananena penshioni yokha, EDV, pachiwonetsero, NSO, ndi ubwino kulipira maulendo, zofunikira ndi ntchito telefoni. Kuti FSD, mufunika kumbwera kwa Fund ndi penshioni ndi ntchito yoyenera, fotokope pasipoti yanu ndi mbiri ntchito.

Madalitso kwa olumala wa gulu lachitatu

. Popeza kukula kwa penshioni chikhalidwe wolemala magulu 3 ndi yaing'ono, iwo anaika angapo ubwino:

• Anthu olumala kuyambira ubwana - ndi asandilembe msonkho pa katundu wa anthu.
• Anthu olumala kuyambira ubwana - ndi asandilembe chindapusa kwa issuance wa chilolezo kwa nyumba.
• Anthu olumala kuyambira ubwana - asandilembe amalipiritsa chonse kwa anthu kuyambira bizinesi.
• Asandilembe msonkho kwa mphamvu galimoto ya malita zosakwana 100. a. kapena mwapadera galimoto.
• 50 peresenti kuchotsera pamene kugula mankhwala, mankhwala dokotala.
• Ŵakwenera chipatala chaching'ono konzanso.
• Zosadziwika makonzedwe a zida zina zofunika luso kwa konzanso, mu Vol. H. katundu mafupa.
• 50 peresenti kuchotsera kwa malipiro a nyumba, zofunikira malipiro ndipo ngati n'koyenera, kugula mafuta ndi kutenthetsa kwanu.
• Ndi ufulu kukhala ndi moyo malo mwa chipinda (onani. Amafuna kuti mndandanda wa matenda wovomerezeka ndi boma).
• Kupeza dongosolo loyamba la dziko kwa munthu yomanga nyumba ndiponso kukonza minda.
• Chilengedwe cha zinthu yoyenera olumala kuntchito.
• tchuthi chapachaka okwana kalendala masiku osachepera 30.
• Kupereka bwana popanda zotsatira kwa olumala ntchito yosalipidwa kuchoka kalendala masiku 60 pa pempho la masika.
• Ntchito usiku, azisangalalo, yowonjezera zimatheka ndi chilolezo olembedwa a munthu wolumala.
• Wosamasula pa zopereka inshuwalansi kwa ndalama: OMS, penshioni, zotchinjiriza moyo, ntchito.
• Mobwerezabwereza kulandira ufulu kuphunzira ntchito motsogozedwa ntchito Civil Service.
• Kubweranso kwa 50% Uwerenge inshuwaransi analipira MTPL mgwirizano.
• Nzika kulandira olumala chifukwa cha kubwera kwa katemera anawatulutsa zoipa, ali oyenera kulandira chipukuta misozi pamwezi mu osiyanasiyana rubles 1000.
• Anthu olumala kuyambira ubwana - kubwerera kwa 500 rubles mwezi kwa malipiro a msonkho wa anthu.
• Kwa anthu omwe anakhala wolemala pa usilikali, - adzabwerenso rubles 3000 pa mwezi kwa malipiro a msonkho ndalama za anthu achilengedwe.

Kulumala Category 3 zikuphatikizapo osati kupereka penshioni dziko, wopangidwa mwa chikhalidwe, inshuwalansi ndi boma gawo, komanso chiwerengero cha ubwino zina ndi maudindo yekha.