Insurance premiums wa wazamalonda munthu

Posachedwapa, boma la Chitaganya cha Russia kwambiri kuyambira kulingalirapo zinthu mosavuta mu dziko. vuto ndi amalonda munthu kulipira antchito awo malipiro mu envelopu. Ndipo chifukwa chachikulu ichi ndi kuti premiums wa wazamalonda munthu ndi mkulu. Ena mwa akuluakulu kutetezera zofuna za amalonda payekha, akhala akuganizira kuchepetsa mlingo wa logwirizana chikhalidwe. msonkho.

Ntchito yaikulu ya ku logwirizana chikhalidwe msonkho ndi kusonkhanitsa ndalama kulola nzika kulandira penshioni, chikhalidwe chitetezo ndi chithandizo cha kuchipatala. Komabe, lamulo la Russian Federation "Pa msonkho umodzi chikhalidwe" chinathetsedwa mu 2010, ndipo tsopano premiums inshuwalansi wa wazamalonda munthu uyenera kulipidwa pa Fund chomwecho penshioni (RPF), ndi Social Insurance Fund (SIF) ndipo, ndithudi, kwa Fund inshuwalansi lamulo zachipatala (HIF ndi feduro kapena dera lawo).

Pakuti opereka wa msonkho logwirizana chikhalidwe monga amalonda munthu ndi mabungwe kuti malipiro kwa ogwira ntchito zake mogwirizana ndi mgwirizano pa ntchito ntchito anachita.

The mawerengedwe a premiums ikuchitika ndi kulemekeza mfundo zina. Kukula mlingo zimadalira kuchuluka kwa phindu kwa nyengo zina za nthawi.

zopereka penshioni kapena premiums inshuwalansi kuti Fund ndi penshioni ya la Russia chifukwa cha 26% ya malipiro osachepera. Mlingo mwezi wa chopereka penshioni wofanana: malipiro osachepera (4,611 rubles), kuchulukitsa ndi mlingo wa chopereka penshioni (26%). Choncho, ife tikufika thumba 1198,86 rubles. zopereka penshioni ndi ndalama Fund ndi penshioni. Pa kudzikundikira awo anapanga PF bajeti. FIU amapereka penshoni anapuma pa ntchito Russian 40 miliyoni. 20 miliyoni. Amapindula. M'zaka zaposachedwapa kukhala wotchuka kwambiri sanali PF, amene ntchito tsiku ndi malonda. NPF ali wotchuka kwambiri mu United States ndi European Union (makamaka France). mabungwe awa kupereka mwayi dzi kupereka chuma pantchito ndalama kuposa boma PF.

FSS unakhazikitsidwa ndi cholinga soc mokakamizidwa. inshuwalansi, yomwe ndi ufulu yovomerezeka nzika za la Russia. The premiums wa wazamalonda munthu ku thumba la amalipidwa pa mlingo wa 2.9 Nchito% kuchokera malipiro ofanana osachepera. Ngati ife kuwerengera kukula kwa inshuwalansi umafunika mu FSS chiwembu cha mawerengedwe a umafunika kuti Fund ndi penshioni, ndiye ife tidzatenga 133,719 rubles. FSS adzalipira anthu chipukuta misozi ngati kulumala kapena mwambo ulova.

HIF lakonzedwa ndalama utumiki zachipatala. mabwana munthu kulipira zopereka mlingo wa 5.1% ya thumba. Pamene kuwerengetsa ndi mwezi inshuwalansi umafunika HIF tinalandira 235,161 rubles. Awa ndi premiums wa wazamalonda munthu alipo la Russia.

Yoyenera yake malipiro a misonkho onse ndi malipiro kukuthandizani bizinesi kupewa mavuto ambiri pa kayendetsedwe ka ntchito yanu.