Chifukwa magombe atsekedwa? Chifukwa "Mtumiki Bank" nthambi kutseka?

Chifukwa magombe atsekedwa mu dziko lathu? Ndithudi nkhani yokhudza nambala yaikulu kwa nzika zonse. Masiku ano, ku Russia anali mu mabungwe ngongole za rubles zankhaninkhani, khumi ndi zisanu. Sizinanditengere nthawi zambiri kuti nthawi imene Bank ku Central anayamba mwachangu kuyeretsa mabungwe ena azachuma, amene lero. Ndi bwana mantha nthawi zonse wokanayo ziphatso bungwe ndalama. Kumene, ndi mkhalidwe wa mwathu muno ali ndi nkhawa: chifukwa magombe atsekedwa? mwanjira ina, koma popanda chilolezo aliyense ulemerero bungwe - ndi mwayi wapadera wa Bank wa Central. anali chifukwa chimene mfundo kuti wakhala anayambitsa cheke chachikulu mabungwe awo? Chifukwa mabanki ali pafupi Russia? Tiyankhe mafunso amenewa mwatsatanetsatane.

zifukwa

Tikumbukenso kuti pali zifukwa zingapo tsentrobankovskuyu kuyeretsa.

Pakati pawo poponya yowopsa mfundo ku dera la crediting, kupereka mawu abodza, akuchita wotuluka zokayikitsa nawo ziwembu ndalama legalization, atuluka upandu. Ndicho chifukwa mabanki ndi owayang'anila chatsekedwa.

Komanso sitiyenera kuiwala kuti zimenezi kumathandiza kuti kuphatikiza kwa gawo la banki, kuchuluka mpikisano, komanso kumangika malamulo poyerekezera ndi likulu.

katswiri maganizo

Ambiri ofufuza chuma maganizo kuti ndondomeko ya "kuyeretsedwa" mabungwe banki akadali kutali chomaliza. Pewani kukhudzana ngati revocation chiphatsocho kuti mabungwe ngongole ndi chodziwikiratu. mwanjira ina, koma ndalama ndalama ndi kusintha kwa khadi kopeleka malipiro - ichi ndi chokhacho chitetezo khushoni kwa anthu, amene amathandiza kuti apulumuke mavuto mu gawo la kubanki.

Mulimonsemo, ku Russia ndi zosankha zochepa, ndipo adzakhala posapita nthawi kuti adzathe amamasulira kukhulupirira mabungwe kubanki. Mokulirapo inakwaniritsidwa makampani malonda amene ankayendetsa zachuma kudzera kutengerapo banki. Komabe, anthu wamba, chifukwa chakuti nkhawa funso lakuti: "N'chifukwa chiyani mu Russia, kutseka mabanki" - zimavuta kukusungani ndalama zawo pansi pilo lapansi. Iwo akhoza analangiza kusankha dongosolo ndalama kwambiri.

zaka zisanu zapitazo ulamuliro supervisory anali wokhulupirika kwa ntchito akatswiri a mabungwe ngongole. Ndiye n'chifukwa magombe atsekedwa nthawi zonse tsopano?

kumangika miyeso lero umalimbana makamakanso kupambana kukhulupirira anataya wene.

Kodi njira kukayendera chiphatso cha

Onetsetsani kuti banki Kodi kuchotsa chilolezo pa nduna ukonde zipata za Bank wa Central.

Inu muyenera kuti musankhe dzina la banki mu chingwe kufufuza gwero - ndi dongosolo angakuuzeni zambiri zosangalatsa. Ndi kuvomerezedwa kulongosola nkhani yoti banki ndi mbali ya dongosolo gawo inshuwalansi. Ngati yankho, mu vuto chochitika inshuwaransi, boma compensates inu kwa rubles miliyoni 1.4.

chiwerengero cha ziphatso lakana Chimakula

The ndondomeko ya "kuyeretsedwa" la nchito za banki analowa koyamba gawo pa nthawi imene malo mutu wa Bank Russian chapakati anatenga Elvira Nabiullina. Only zotsatira za chaka pamaso ziphatso anathetsedwa ku 32 mabungwe a zachuma. Chifukwa cha ichi anali kuyan'anila zambiri za chimango zolimbana. Anasiya banki mabungwe monga "Investment Bank", "Rublevskiy" Bank AB "Pushkin", "Master-Bank", "Bank ntchito ndalama."

zone chiopsezo

Kuti panalibe udzu utsogoleri chapakati laletsa antchito ake kuti afotokoze zambiri pa nyumba banki pa chiopsezo. Ngakhale, mu ankalamulira zonse akaonekere "wakuda mndandanda" mabungwe a zachuma. Komabe, akuluakulu akulangizidwa kudalira zimenezi, tingadziwe kuti woyang'anira mu gawo la banki sinafike kupereka Zoneneratu aliyense pa nkhani imeneyi.

Kodi kuchita ngati chiphatso banki lakana

Ngati pa zifukwa kapena bungwe lina ngongole anataya chilolezo chake, makasitomala kungakupatseni kubwezera zonse kapena tsankho zopereka zawo.

Monga tanenera kale, ndi ndalama kuti rubles miliyoni 1.4. Ngati gombe ndi pa mndandanda wa mabungwe omwe kupereka gawo dongosolo inshuwalansi, ndi ogwira ntchito FAA kwa masabata awiri pambuyo kufalitsa mauthenga revocation akufotokozera kasitomala chiphatsocho, kumene ndendende adzatha kutenga ndalama zawo. Ngati ndalama ndi kwambiri kuposa kuika malire, gawo limodzi akhoza zopezera pasanapite nthawi, ndi zina - mu njira ya kuchotsa malamulo a ntchito banki a. Onse awo "magazi", akatswiri amalangiza kusunga ndalama ku mabungwe ngongole posachedwapa kukatenga.

Vuto "Mtumiki The Bank"

miyezi ingapo yapitayo, atolankhani inanena kuti amasiya ntchito dipatimenti "Mtumiki". Izi anali ananenanso pa intaneti za bungwe ndalama. Wapampando wa gulu Eugene Davidovich anapereka ndemanga pa chifukwa "Mtumiki Bank" nthambi yatsekedwa.

Iye ananena kuti m'nthawi yovuta chuma masiku ano, mabungwe ndalama kuyesetsa kuti kuchepetsa ndalama zawo. "Mtumiki" - yotero. Anaganiza kuchepetsa chiwerengero cha nthambi, kenako mwaulere ndalama kuti anathera pa lendi malo ofesi, malonda, malipiro a ogwira ntchito. bungwe makasitomala mungasangalale njira yonse kudutsa mu "Internet banki" ndi "Mobile banki".

Nthambi za "Mtumiki" zidzatha zogwirira ntchito mwamsanga lonse zovuta kwa njira umalimbana Kupha kwawo kudzachitika.

mabanki Russian akusiya kukhulupirira

Anthu ambiri amadzifunsa kuti: "N'chifukwa chiyani pafupi banki nkhani nzika za dziko lathu" Vuto limeneli walimbikitsa zisakuyenda bwino. Kumene, chifukwa ndicho kuti Russia ndi mantha chifukwa chitetezo cha ndalama zawo mu mabungwe banki zoweta. Malinga ndi ziwerengero za $ biliyoni 60 ali mu mitsuko galasi kapena glued ndi silikoni zomatira kwa mapepala khoma. Mu nkhani ya mavuto a zachuma, malinga ndi ku Russia, chiopsezo kutaya ndalama zawo ndi chinawonjezeka ndi kangapo.