The ndalama kopindulitsa kwambiri mu Omsk. Miyala ya gombe lalikulu

gawo A - izi ndi imodzi mwa njira malamulo kupeza ndalama wabwino. dongosolo banki Modern Russia a kupangika bwino kuti sanali kukhulupirira mabanki nzika palibe zifukwa zomveka. Tiyeni tikambirane kwambiri ndalama lipindulitsa pa Omsk.

Madipoziti kwa miyezi 3

Analysis wa zotsatsa osiyana banki mu Omsk limatiuza kuti chiwongola dzanja pa madipoziti mu rubles ranged kuchokera 7,8 kuti 10,7%. Chifukwa kusintha kuli kovuta kufotokoza. Chinthu chokha akatswiri 100% kuti: onse mabanki lero odalirika.

Osachepera zokolola akuperekanso "BMbank". Popeza padera okwana 10 000 rubles kwa miyezi 3, makasitomala adzalandira mwa ndalama 91 tsiku 196 rubles. "Ulimi Bank" amalandira ndalama kwa anthu ndi 8.4%. Choncho, Investor phindu pambuyo pa miyezi 3 adzakhala zopanda 209 rubles. Mmodzi wa yaikulu mabanki Russian - VTB - amapereka ogula njira ndi zokolola za 8,55%. Kasitomala adzalandira kuenjezera likulu lake ndi 213 rubles. Inde, tikuona kuti kusiyana kwa pang'onopang'ono umafuna zokwanira, makasitomala kenako kusankha banki, kale chifukwa cha zokonda.

Wamkulukulu zothetsera

Kodi ndingapeze chidwi kuposa madipoziti? Omsk - ndiwo mzinda waukulu, choncho ntchito kwambiri nthambi banki. Zokolola yaikulu pa madipoziti miyezi itatu - mu "Uralsibbanke" (10.7% pa). Pamene chopereka 10 000 rubles kasitomala adzatenga 91 masiku 10 267 rubles. Izi si njira yabwino, chifukwa ndalama kuchokera mayikidwe a madipoziti chabe, womwe ndi Investor si kuika khama kuti ndalama.

Omsk Banks: madipoziti kwa miyezi 6

Tiyeni tione zimene mungachite mabungwe a zachuma kupereka alipo ndipo makasitomala awo kuthekera kwa miyezi sikisi. Onani kuti ndalama kopindulitsa kwambiri mu Omsk imeneyi chimbalangondo chidwi mpaka 13% pa annum. N'chifukwa chiyani gawo kwa miyezi 6 ndi yabwino koposa mu 3? mfundo ndi yakuti kuti alipire ndalama kuti kasitomala, banki ayenera kupeza ndalama kuchokera kukongoza boma ndi makampani. The ndalama analandira mwa gombe kwa anthu monga gawo la - gwero lina la ndalama kukongoza.

Choncho lingalirani za embodiments yeniyeni. The osachepera chiwongola dzanja kupereka "BMbank" ndi "Rosselkhozbank". Izi mabungwe a zachuma kupereka makasitomala ndi 10,1%. Koma yopindulitsa kwambiri kuti apereke chopereka "BMbanke" chifukwa pulogalamu gawo lakonzedwa masiku 182, ndipo ndalama okwana pa ndalama 10 000 rubles adzakhala 514 rubles. Mu "Rosselkhozbank" gawo ndiyopangidwa pa masiku 180, ndipo makasitomala adzatha kutenga manja anu owonjezera rubles 498 basi.

Ya kupereka pafupifupi, mwina mapulogalamu chidwi kwambiri kupereka "Uralsibbank" ndi "Home Mawu Bank". The "Uralsib" njira anayikidwa pa masiku 181 pa 11% pa annum. Mu chopereka muyezo wa 10 000 makasitomala adzalandira ndalama 545 rubles. "HKbank" zachitika pulogalamu gawo ndi zokolola za 11,5% pa annum. chopereka ndi pa masiku 182. Ogwiritsa ntchito misonkhano banki, mwapereka gawo amenewa adzalandira 573 rubles. Chopereka kwambiri kwa miyezi 6 Omsk - pulogalamu "Ural Bank kwa kumanganso ndiponso Development". Gawo ali linapereka masiku 182 pa 13% pa annum. Phindu Investor adzakhala 640 rubles pa lililonse 10 000 anaikidwa banki.

The ndalama kopindulitsa kwambiri mu Omsk chaka

Kusanthula bwana Omsk mabanki pa madipoziti kwa miyezi 12, muona kuti mwa kuika ndalama kamodzi pachaka, mukhoza kupeza osachepera kawiri pa miyezi isanu ndi umodzi. chiwongola dzanja osiyanasiyana monga 5,75 14% pa annum.

Mlingo osachepera anapereka gombe "Russian Standard". Ikani 10 000 rubles, makasitomala amapezera rubles 575 okha. Pakati pa options mukhoza kulabadira "nkhokwe" madipoziti (10.6% pa annum), "Promsvyazbank" (11% pachaka), "HKbanka" (12.25% pa annum). The ndalama kopindulitsa kwambiri mu Omsk amapereka "The Bank Ural kwa kumanganso ndi Development". Pachaka kasitomala adzakhala apereke dipo pansi 14%. Nditakhala ena kuwerengetsera yosavuta masamu, tikuona kuti ndi zopereka osachepera 10 000 nzika rubles ndalama adzakhala 1400 rubles.