Bwererani kubweza chidwi. Momwe obwezeredwa wa analipira kubweza chidwi

Kukhala chuma chanu ndi muyeso wa phindu. Zaka 30 zapitazo njira yothetsera vutoli anali boma. Tsopano, nzika ayenera kupereka malawi awo. Koma ena thandizo angathe kuwerenga. Mwachitsanzo, kubwerera chidwi kubweza lapansi. Pa chofunikira ndi mfundo za ndondomeko izi werenganibe.

Mafotokozedwe mfundo

Kubweza - njira kupeza nyumba zawo. Ngati si chifukwa cha chidwi kwambiri utumiki uwu, muli iliyonse Russian kalekale kuti kanema awo lalikulu. Komabe, boma limapereka kuthekera ndalama tsankho chipukuta misozi. Choncho, chimene chimapanga kubwerera chidwi kubweza kwenikweni.

1. The State limanena kuti kugula nyumba - ichi ndi chinthu chofunika kwambiri pa moyo wa nzika Choncho, asintha kwa Tax Code.
2. Kutha ndalama malo kupeza zimachitika ndi kuchepetsa m'munsi msonkho umene nzika za amalipira 13% NFDL. Mwachitsanzo, ngati munthu ali ndi mlandu ndi malipiro apamwezi 30 chikwi. Pakani. Chaka The analandira 360 zikwi. Pakani. Ngati ndalama zimenezi wamaliza kugula chuma, m'munsi msonkho yafupika ndi nambalayi. Kuti, boma ayenera kubwerera: 360/100 × 13 = 46,8 zikwi rubles .. gawo ili la msonkho accrued mu chaka chimene kugula anali kuimaliza kukonza. The mawerengedwe amatenga kuchuluka kwa ndalama accrued koma salipidwa.
3. Chiwerengero cha anthu amatha kugula nyumba pa nthawi, pang'ono. wotuluka zambiri zopangidwa pang'onopang'ono. boma zachitika pulogalamu yomwe m'munsi amaperekedwa kuchepa kuchuluka chidwi kuti anthu kulipira mu mawonekedwe a ndalama. Chifukwa ntchito ya gombe - mbali yaikulu ya kugula mtengo nyumba. 13% ya ndalamazo, ndipo ayenera mudzabwezedwa.

Ndani ali ndi ufulu deduct

Nzika amene ali magwero a ndalama msonkho msonkho munthu. Choyamba anthu onse amene ntchito ndi kupeza "woyera" malipiro. Ngati ndinu ntchito "imvi" chiwembu, ndiye yembekezerani malipilo ndi ndalama zaboma. Ngati nzika alandira ndalama kudzera m'njira zosiyanasiyana (ntchito ziwiri kapena zambiri, lendi, akupeza ku kugulitsa masheya, etc.), Iwo akhoza kugwiritsidwa ntchito kwa kuwerengetsera lapansi.

Ngati wobwereka ndi wazamalonda amene akugwira ntchito pa "dongosolo msonkho chosavuta" Iye samachita kulandira phindu oterowo. N'chimodzimodzinso pensioners.

Akazi akhoza kufunsira obwezeredwa chidwi malipiro kubweza pambuyo pa tchuthi umayi. Ngati okhala ndi Anagula pamaso pake, atengedwa mu revenues chifukwa kuti "yopuma." Ngati iwo kuti anaphonya, ndiye yotsala akhoza analandira pambuyo maholide.

Anthu amene akugwira ntchito mwalamulo mu Russia kwa miyezi yoposa 6 pachaka, koma ndiribe nzika, alandire obwezeredwa chidwi kubweza lapansi.

The wosamasula sizikhudza ngati iwowo ali anaphedwa pakati pa achibale, anzake a zipani zina.

Kuchuluka kwa deduction ndi

Maziko mawerengedwe ndi ndalama ntchito pa ntchito yomanga, kugula malo. Ngati iwowo kumaoneka ndi ngongole mwapadera cholinga, chidwi n'komwe izo. Koma mu mgwirizano ziyenera ananena momveka bwino kuti ndalama anapatsidwa "kugula nyumba." Osiyana mawu zosavomerezeka.

Ngati nyumba popanda kuwamaliza wakhala chikalata zanyumba kubwerera kwa cent 13 pa adzabwera kuchokera mawerengedwe kuchuluka kwa akuluakulu ndi chidwi pa ngongole ndi, ndalama chitukuko ntchito, kupeza zipangizo, akumaliza malipiro, kugwirizana kwa Intaneti magetsi, madzi ndi mpweya. Mtengo cha kutsiriza angathe kumwedwa mu nkhani ngati limati mgwirizano kuti anagula nyumba yosatha. Ngati zooneka ndi zanyumba ndalama, ndalama zonse amamasulidwa pa mlingo kuwombola pa tsiku la malipiro.

The pazipita kuchuluka kwa deduction ndi zokhazo 2 mln. Pakani. pa kubwerera kwa wamkulu ndiponso 3 mln. opaka. - pamene akubwerera peresenti. Makonzedwe yamasika amangonena za mapangano anamaliza pambuyo 2013. The deduction msonkho sangathe monga ndalama anapalamula masuku ang'onoang'ono, likulu umayi ndi malipiro ena okhudzidwa.

Bwererani kubweza chidwi: zikalata kuti kalembera

• Mgwirizanowo kugula malo kapena ufulu kupeza mu nyumba yomangidwa kumene.
• Kuvomereza HIV.
• Documents kutsimikizira ndalama (chiphaso dongosolo, polandirira msonkho wogulitsa, kubanki, malisiti zogula zipangizo).
• Documents kutsimikizira umwini.
• Mawu a pangano.

Popanda kalata ya umwini simungapeze deduction msonkho. Ngati anagula mu nyumba yomangidwa kumene, chifukwa chonse cha ubwino muyenera kudikira ndintchito ya phwando ndi HIV. zikalata zonse ayenera chikalata pa munthu amene ati alandire malipiro. Apo ayi inu muyenera kulemba ulamuliro mu samalipira weniweni.

The phukusi la zikalata muyenera kupereka kwa msonkho pa malo okhala, mosasamala kanthu za komwe chuma utapezeka. Kusankha nthawi - 3 months. Ngati yankho ndi inde, ndiye muyenera kulemba fomu yofunsira, kutchula chiwerengero cha ndalama ku banki kusamutsa ndalama. Ndalama ayenera kulandiridwa mwa mwezi umodzi. Ngati kuphwanya ulamuliro msonkho kulipira chidwi tsiku lililonse kusakhulupirika pa mlingo refinancing. Ngati ntchito ya obwezeredwa chidwi malipiro kubweza ndi anakanidwa, inu angagwiritse ku khoti.

Akuphedwa ndikupeleka kudzera bwana

Osati anthu onse conveniently tinker ndi msonkho. Choncho, kubwerera akhoza anakonza pa ntchito. Pankhaniyi, wantchito adzakhala amalandira malipiro aakulu ngati msonkho bwana adzakhala zosokonekera. Kuti kalembera wa opaleshoni m'pofunika kuchitapo kanthu za deduction msonkho dzina la kampaniyo. pepala ili pamodzi ndi kugwiritsa ntchito m'pofunika kugonjera abwana ake.

msonkho Personal sati mlandu kwa mwezi zotsatirazi polandirira msonkho chikalatacho. Ngati kuntchito akufuna kusintha malo awo a ntchito, ndi bwino malipiro mukhoza zimapezeka kokha mwa msonkho. Zindikirani chikalata kamodzi pa chaka.

Ngati kuntchito ali ndi malo ntchito, mudzalandira obwezeredwa chidwi kubweza, zikhoza osati apereke amachotsera zina bwana uyu.

Ndondomeko malipiro

Choyamba kuzibwezera ndalama ntchito pa kugula malo (ku rubles 260 zikwi = 13% * 2 miliyoni ...), Kenako - chidwi analipira. Koma kulengeza m'pofunika mwachindunji chiwerengero cha adzakhala nkhani malipilo. The phukusi la zikalata ayenera kuwonjezeredwa pa miyezi 12.

Ngati kuchuluka kwa ndalama sifikira kuchuluka kwa amachotsera, akhoza anasamutsa kwa chaka chamawa. Mu njira ndi malipilo "imvi", pali milandu kumene ngongole yaperekedwa kutali kale, ndi malipilo ndi kudikira angapo zaka.

Pomaliza

Munthu amene amapeza chuma pa ngongole ku Russia, ali ndi ufulu kulandira obwezeredwa a msonkho munthu. Chidwi pa zanyumba amalipidwa kuchokera nthawi yomweyo, koma osachepera kupereka ngongole ku banki. Opaleshoni wopangidwa mwa msonkho. Documents kwa deduction muyenera kusinthidwa chaka chilichonse. Ngati ndalama wakhala chikalata zanyumba, malipilo ndi masamu ndi kuchuluka kwa ndalama kwa n'kukhala rubles pa mlingo kuwombola pa tsiku la malipiro.