"Visa" ndi "MasterCard". "MasterCard" ndi "Visa" mu Russia. Visa ndi MasterCard

"Visa" ndi "MasterCard" - dongosolo malipiro kuti mabanki ambiri padziko lonse amagwiritsa ntchito kuwerengetsera pa makadi yoperekedwa kwa anthu ndiponso mabungwe alamulo. Kuti mudziwe zambiri za kachitidwe, mbiri ya moyo wawo unayambira, kuti zosiyana, ayankhidwa mu nkhani ino. Ifenso kuyankha funso chochita ngati khadi yanu ndi "Visa" ndi "MasterCard" yatsekedwa.

A mbiri pang'ono

Zonse zinayamba ndi chakuti mu 1958 banki US akuti Bank of America, Chatuluka khadi malipiro, ndi njira, zachilendo kwa nthawi. Pambuyo mtsinje wa makasitomala amene akufuna kuti "chidutswa cha ndalama pulasitiki" wakula kwambiri kuti tinayenera kuchita osiyana m'gululo, wotchedwa Bank Americard Service Corporation - anali zinachitika kwa dongosolo malipiro Visa. dzina lake losaiwalika iye analandira ina. Ndipo si acronym, koma m'lingaliro lenileni la mawu - "Visa", kanthawi ndipo mosavuta waikamo mu dzina kukumbukira. khadi Choyamba ndi yowala buluu chizindikiro zinasindikizidwa mu 1976. Monga kwa Ambuye Khadi, idamangidwa penapake ina (kudzitengera chaka m'munsi kuti "Visa" 1958 TH), kutanthauza m'chaka cha 1966. GEORGE, kachiwiri, magombe US ndi anasaina mgwirizano pa kutuluka kwa dongosolo wosakwatiwa malipiro, amene anali ndi dzina la Interbank Khadi Association. Pambuyo pake anasintha ndi capacious ndi laconic - Master Khadi.

The pamsika wa kachitidwe malipiro

Popeza "Visa" ndi "MasterCard" ndi machitidwe otchuka kwambiri, mmodzi wa Logos amenewa amapezeka pa 83% ya makadi malipiro mu United States ndi mayiko ena otukuka. Makamaka, "chitupa cha visa chikapezeka" wotchuka kwambiri kuposa odana wake, ali padziko lonse pamsika pafupifupi 57%, amene chimachititsa mbali yaikulu ya izo. Koma "MasterCard", pali kanjedza ndi penapake zambiri wodzichepetsa - 26%. Today makadi amene amachitira wina wa Logos awa lovomerezeka m'mayiko oposa 200. padziko lonse. Onani kuti "Visa" ndi "MasterCard" - dongosolo la malipiro limene poyambirira zochokera dola. N'zosadabwitsa, chifukwa iwo ali kunyumba kwa United States. Koma, mulimonse, kuti pulasitiki kungakhale pafupifupi aliyense ndalama za dziko, mabanki ambiri ntchito ndi iwo.

Makadi ndinasintha osiyana "MasterCard" ndi "Visa"?

Kwenikweni, ngati muli mu Russia ndi kupempha mkulu wa boma kapena banki payekha, ndiye inu zimavuta kupeza yankho lolozeka. Kwa Russia, kusiyana yokulirapo kuti kungakhudze kwambiri kusankha dongosolo, palibe. Banks okha zina kukonza kukwezedwa ndi yokopa malonda kusankha kapena dongosolo lina, koma, mmalomwake, zikutanthauza kuti zinthu zawo mogwirizana ndi abwino kwambiri. Nkosafuna kunena kuti dongosolo malipiro, "Visa" ndi "MasterCard" zimasiyana ndi mzake. Choyamba, ndalama kuthetsa kwa dongosolo Visa chabe dollar, ndipo izo zikutanthauza kuti ndalama zonse zimene zimafuna ndalama kutembenuka mtima (mwachitsanzo, inu kulipira khadi "Visa" ogulidwa TV ku China), adzapatsidwa kudzera dola. The "MasterCard" dongosolo pali ena kusankha, chifukwa ntchito osati kuti dollar komanso yuro. Nthawi zina, zingathandize kwambiri. Komanso, mu Russia kwa kuwerengetsera amatigwiritsa ntchito nkhani mtolankhani ndi mumauro.

Kodi kusankha khadi: ndi "Visa" kapena "MasterCard"?

Nkosafuna kunena kuti chidutswa cha pulasitiki - khadi banki - si ndalama, koma njira, fungulo kwa izo. Ndipo iye, mu Russia akhale rubles, mayuro kapena US ndalama - dollars. Nthawi zambiri, monga tanenera kale pamwambapa, kusankha makadi womangidwa kwa dongosolo makamaka malipiro kulabadira pamene inu nthawi zambiri kupita kudziko lina kapena kugula m'masitolo achilendo Intaneti. Ngati mukufuna kugwiritsa ntchito "pulasitiki" okha ku dzikolakwathu, dongosolo "Visa" ndi "MasterCard" ali ofanana. Koma apaulendo aliyense shopaholic ndi chinachake kuganiza. Nazi zitsanzo zina: Tinene muli Amsterdam ndipo akufuna kulipira hotelo, ndipo ali ndi khadi womangidwa pa nkhani za ruble. Ndalama ndi khadi "Visa" ndalama kutembenuka adzapita motere: ndi ruble-dollar, yuro, ndi china chirichonse. Pamene inu ntchito khadi ndi chizindikiro cha "MasterCard" chiwembu chosavuta: Ruble-Yuro. Poganizira kuti iwiri patatu ndalama kutembenuka - ndi kuchuluka owonjezera, ngakhale zochepa bwanji, kuchotsedwa akaunti yanu, chifukwa maulendo kawirikawiri ku Ulaya dziko ndalama "yuro" ndi zina akadali bwino makadi zokonda "MasterCard". Komanso maulendo ku United States ndi bwino kugwiritsa ntchito kumanga dongosolo, "Visa".

Ufulu wosankha: pang'ono za maonekedwe a mapu pansi kulingalira machitidwe malipiro, kumene kungakhudze zokonda zanu

Taonanitu mndandanda uli mmunsiwu limasonyeza ena mwa zinthu kachitidwe "MasterCard" ndi "Visa" mu Russia ndi mayiko ena a dziko:

• Chifukwa cha dongosolo lawo kuwanda malipiro "Visa" ali ATMs zambiri kutapa ndalama mu dziko ndi mu Russia kuposa mpikisano ake - ndi woyendetsa "MasterCard". Iyi ndi ntchito yaikulu mokomera kusankha makadi "Visa" kukachitika kuti muli ankapita ku mayiko zosowa osati lotukuka ndithu. Mu Cambodia Mwachitsanzo, ATMs ochepa, choncho mwayi kuona buluu chizindikiro kumeneko ndi apamwamba kuposa ena aliwonse.
• N'zochititsa chidwi kuti mu machitidwe onse, palibe malire kwa pochoka ndalama ATMs wokwatibwa ndi machitidwe lachitatu chipani. Zimakhala zosavuta ndi ulendo China, kumene ambiri malipiro woyendetsa ndi m'dera China UnionPay.
• Chonde dziwani, makadi malipiro, "Visa" ndi "MasterCard" Intaneti kugula ndi nuance. Otchedwa "nambala yotsimikizira" kapena m'malo akuti ake mu machitidwe osiyana. Choncho, khadi "Visa" analandira chidule kwa CVV2, ndi kwa "MasterCard" ndi osiyana - CVC2.

Awa ndi kusiyana, koma makamaka funso ya kutembenuka kwa ndalama pamene anapita kudziko lina. Kumbukirani lamulo losavuta: ngati muli paulendo Europe, kusankha khadi "MasterCard" ngati mu US - Visa, mu Russia - Nanga ngati izo, kapena kuti anatipasa banki.

Makadi "Visa" ndi "MasterCard" Sberbank la Russia

Dziko la banki lalikulu akupereka makadi kuti akhoza Ufumuyo mmodzi wa ankaona machitidwe malipiro. Mukhoza kupanga kusankha kwanu. Komanso, gombe pamodzi ndi makampani akuluakulu Russian ndi achilendo kupereka ntchito zosiyanasiyana bonasi, amene kenako n'kukhala olimbikitsa ena kupeza matikiti ufulu ndi zina zotero. Musanayambe ntchito zambiri kubala mapu, ndikuganiza za mtundu wa moyo wanji ndi chimene misonkhano. Mwachitsanzo, ngati ntchito yanu kapena ntchito zokhudzana ndi flights pafupipafupi, kapena ndiwe ambiri akuyenda yekha kapena ndi banja lanu, ndi bwino kusankha dongosolo la "Visa" ndi kugwirizana khadi ku Bank ndalama za pulogalamu olowa ndi kampani "Aeroflot" - "Aeroflot Bonasi". Ndikukhazikitsa malipiro "pulasitiki", inu kudziunjikira makilomita pafupifupi kuti pambuyo akhoza n'kukhala mtunda kwenikweni - mukhoza kuwawombola kwa tikiti kuti kulikonse mu dziko kapena dziko. Tsatanetsatane wa mapulogalamu amenewa amapezeka mu nthambi iliyonse ndi nthambi "Sberbank". Ndi momwe ntchito makadi si yabwino kokha, komanso zopindulitsa.

Kodi ngati khadi yatsekedwa? zimayambitsa ankaikira shutdown wa dongosolo khadi

Ndi lochititsa wapaulendo iliyonse - pamene kulipira katundu kunja mwadzidzidzi kupeza kuti khadi lake "Visa" ndi "MasterCard" oletsedwa. Chochita Zikatero? Choyamba, musati mantha. chakuti mabanki osati kudula khadi lanu "makamaka", makamaka zimapangitsa zoikamo dongosolo kuti anawerengedwa ndi zina ziti kuwerengera ntchito achinyengo a khadi (Mwachitsanzo, inu zinabedwa, ndipo munthu akufuna kupanga za izo kugula). Mwa zizindikiro ndi awa:

• Kupeleka anachita kunja, pamene inu poyamba n'kupita kudziko lina ayi. Izi akhoza opotoka khalidwe zachilendo kasitomala ndi patsogolo pake Letsani a khadi.
• Kuchuluka kuchita ntchito. Mwachitsanzo, ngati ndinu "mwadzidzidzi" anafuna kugula chachikulu, kuthera pa nkhani ya ndalama zonse zimene zili bilu ndipo kunja - ndi pafupifupi kwathunthu ntchito, mbali ya otchedwa gulu chiopsezo.
• Iwo amalondola kugula mumachita. Kale m'masitolo inu muli pa mapu zimagwiritsa zovala, chakudya ndi zodzoladzola, ndipo kenaka mwadzidzidzi ankafuna kugula kompyuta zambiri zamakono kapena laputopu, kapena, nkuti, zipangizo ndi nsapato, zikhoza kuyambitsa kutsekereza a khadi.

Komanso, dongosolo yomweyo kutchinga pulasitiki kwa WOPEREKA chisamaliro chanu ngati muli ndi ola munagula mu Omsk, ndipo patapita mphindi 60, anayesa kuchotsa ndalama ake mu ATM US. Gwirizanani, ndi thupi zosatheka. Koma anafotokoza nkhani - lililonse khadi wonyenga mabanki aphunzira younikira bwino. Ambiri, izo Ndizachidziwikire kuti mabungwe a zachuma kugwira kutsekereza kuti zinthu zitiyendere bwino. Pofuna kupewa izi mwanjira zodabwitsa zosasangalatsa mu ntchito kwa khadi, mukhoza zina mwachindunji amene dziko mwapitako zambiri, kuziyika pa chiopsezo, ndi kuchenjeza banki pa ulendo uliwonse kunja. Kawirikawiri zimenezi zimathandiza kusunga "chifukwa kiyi" pofuna ntchito ndi kukhala pakati Paris kapena New York ndi chidutswa achabechabe a pulasitiki m'manja mwake. Koma ichi ndi kupewa yekha, pansipa takupatsani chiongoko mwachidule chochita pamene "Visa" ndi "MasterCard" makadi oletsedwa.

Quick Guide kuti tidziwe dongosolo khadi malipiro amadziwika

Ngati muli Russia, chophweka njira ndi kupita nthambi yapafupi ya gombe ndi kulemba mawu kuti tidziwe khadi. Kawirikawiri izo kachiwiri monga ntchito mwachindunji ndi inu. Munthu mabungwe ena azachuma, makamaka payekha, ndi khadi foni potsekula ntchito. Pankhaniyi, mungathe kuyitana Mipikisano mzere ndi m'pamene woyendetsa ndipo akuitana Khadi, mawu code, ndipo mwina mafunso angapo za wanu deta, ndi malipiro anapanga, tidziwe khadi lanu. Chofunika - pokonza pulasitiki pemphani, ndipo ngati n'kotheka pa nkhani ya disconnection wanu "Yothandiza nkhaniyi" adzathe yambitsa ntchito pa foni. mabanki ambiri kupereka ntchito imeneyi, ndipo ambiri - palibe. Choncho, ngati inu mwadzidzidzi anasiya khadi zokhoma "Visa" kapena "MasterCard" imene anamasulidwa mabungwe Russian, ndi banki siligwirizana khadi potsekula ntchito popanda parishi munthu mu m'nthambi zake, Zikanakhala zosatheka kuti tidziwe.

Chidule ndipo Mawuwo

Mwatsoka, malamulo onse amene ali m'ndime pamwamba, amagwiranso ntchito makadi a mabanki akunja, chifukwa nthambi imvera zenizeni Russian. Mwachitsanzo, ngati khadi lanu Royal Bank maofesi Scotland kunja oletsedwa, simungathe pomwepo, kunja, kumasula pa nthambi. Ife n'kubwerera ku Russia. mwanjira imodzi kapena ina, ndi maulendo kawirikawiri kunja, muyenera kulongosola bwino kuthekera potsekula khadi, komanso Mulimonsemo musati "kugona" mazira mu mtanga umodzi, koma ndi "pulasitiki" a mabanki angapo. Koma kunja simunafike anaopseza kukhala popanda ndalama.