Nthawi zina, zotheka ndalama msonkho obwezeredwa

Ife tonse tikudziwa kuti aliyense boma malipiro tizipereka boma 13% ya kuchuluka kwake. Ndiko kuti, pamene malipiro 20 chikwi. Rubles, msonkho ndalama ndi 2 600. Bon, kumene sikokwanira. Ndikufuna kuti onse amene tinali nayo ntchito. Iwo likukhalira kuti kudza kwa msonkho weniweni. Kumene, onse operekedwa ntchito nthawi yaitali sindibwereranso, koma osachepera gawo la kuchuluka adzakhala mu akaunti yanu ku banki. Tsopano tsatanetsatane wa mmene tingachitire zimenezi.

boma umabwerera kwa nzika 13% ya mtengo wa maphunziro, mankhwala, nyumba, zaufulu inshuwalansi penshioni. Izi zachitika mu chikhalidwe chimenecho nzika za amalipira msonkho ndalama. Kwenikweni, zinandipangitsa adzabwerenso msonkho analipira pa nthawi ya ndalama tatchulazi. Nkhani iliyonse amafuna mwapadera.

deduction chikhalidwe

Ngati nzika kwa chaka ntchito, msonkho ndalama analipira bwino ndipo nthawi yomweyo anaphunzira, ndi woyenera kuti apatsidwe ndi deduction chikhalidwe. Amakhala mu kuchepetsa msonkho m'munsi (ie. E. Pakuti malipilo chaka), amene ali kulipira 13%. Mwachitsanzo, malipiro apachaka anali 200 000. Pankhani mwachizolowezi, ndi msonkho adzakhala 26 000 rubles. Ngati njira yomweyi chaka pakhala analipira mtengo wa 40 000 maphunziro ndi ntchito kwa deduction, anthu msonkho ali kulipidwa osati 200 zikwi, ndi 160 000, ndipo kudzakhala 20 800. Overpaid 5200 msonkho anayendera adzakhala atchule nkhani banki pambuyo afufuze zikalata zonse.

M'pofunikanso osanenapo ndi obwezeredwa msonkho ndi zotheka yekha ku muyezo winawake. The pazipita zotheka msonkho deduction maphunziro si upambana 120 zikwi. Rubles. Izi zikutanthauza kuti yaikulu kuchuluka kuti akhoza kubwerera kwa chaka ndi 15 600 rubles. Onse amene anakhala owonjezera ndalamazo sadzakhala refunded.

Makolo angathe kuchira ena ndalama kuphunzitsa mwana. Koma mu nkhani iyi, deduction malire - 50 000 rubles, ndiye zotheka msonkho kubwerera okha kuchuluka kwa 6 500 rubles pa chaka. Komanso, ayenera kuti msonkho kubwerera kungakhale chaka chilichonse pa nthawi ya phunziro mabungwe onse maphunziro, ngati iwo ali ndi chiphatso ntchito.

Onse imeneyi imagwira ntchito zina deduction okhudzidwa: inshuwalansi penshioni, mankhwala. Only zimafika pakhomo la 50 000 kulipira misonkhano ya mbale wawo. Zolemba malire, Mulimonsemo, ndi 120 zikwi. Kupatulapo ndi mankhwala okwera mtengo. Palibe pazipita, ndi mndandanda zithandizozi anatsimikiza ndi boma.

Tax deduction pambuyo kugula nyumba

No zochepa wotchuka komanso wothandiza ndi obwezeredwa msonkho pamene kugula nyumba, kapena otchedwa katundu deduction. Timalipereka ngati nyumba nzika nyumba wogulidwa. Iwo kumakhudzanso yomanga nyumba, kugula zipangizo zomangira nyumba ndi zokonza. N'zoona kamodzi kokha moyo wake, ndipo pambuyo kugula nyumba ina zosatheka.

The pazipita kuchuluka kwa deduction zinachitikira rubles miliyoni. Choncho, ngati nyumba ndi ofunika 3 miliyoni., Adzabwerera akadali zikwi 260 okha. Ikani nzika kulandira chaka mpaka nthawi monga sadzabwerera ndalama zonsezo.

Pano pali chitsanzo. Malipiro pachaka 400 zikwi. Rubles. The msonkho 52 000 rubles. Mtengo wa nyumba ndi 1 miliyoni. Total kubwerera ndi 130 zikwi. Mu chaka chimodzi, kuchuluka si mudzabwezedwa. Izi zikutanthauza kuti zolembedwa pa mafomu a msonkho ndalama ndi kupala kangapo. Chaka choyamba ndi wachiwiri adzabwerera kwa 52 zikwi rubles, ndi kwa chaka chachitatu - otsala 26 zikwi rubles.