Ndalama ku malonda mankhwala

Aliyense, ngakhale kupanga zing'onozing'ono bungwe zochitika zawo m'njira imene pamapeto pake kutuluka ndalama ake. Revenue kwa malonda mankhwala - ichi ndi ndalama zonse anabwera nkhani ya kampani pambuyo kugulitsa katundu, ntchito kapena ntchito. Ndi ndiwo osati ndalama komanso ndalama zogulira reimbursement wa mtengo onse. Motero, ndalama zambiri ndi bwino kuti kumalo a ntchito. Tikumbukenso kuti ndalama kampani angalandire osati pa pachimake bizinesi yake, komanso otchedwa ntchito sanali malonda. Iyi ndi ufulu anapereka danga kwa lendi, ndalama kuchokera ntchito ndi sheya, etc. malonda ena ndalama - iyi ndi njira ina za ndalama zina, monga omwe akugwirizana ndi kukhazikitsa anapuma chuma atathana ndi zipangizo.

Aliyense kampani akufuna ndalama kwa malonda anali ngati kuli kotheka. Koma iyi si nthawi zonse, chifukwa kukula kwake kumatengera zifukwa zambiri, zimene zatha ndi kupereka kuchuluka kwa ndalama. Kuyambira zizindikiro zomwezo zimadalira m'mene msanga ndalama adzapita nazo kampani. Izi ndi zofunika kwambiri chifukwa gawo la ilo adzapita kulipira ngongole, kugula zipangizo zofunika yaiwisi, kulipira nyumba, malipilo, amachotsera msonkho kwa bajeti ndi ndalama owonjezera bajeti , etc. M'mawu ena, malonda ali yekha pang'ono akuimira ndalama. Pokhapokha malipiro onse adzapatsidwa, tikhoza kulankhula za ndalama khoka la kumalo a ntchito. Chimodzi mwa zinthu zofunika kwambiri kulimbikitsa kukula kwa ndalama ndi mlingo wa revenues ake, ndi njira ya mitengo. Mtengo wa katundu anatsimikiza zochokera chiŵerengero cha okwanira ndi akumufuna. Ndi mtundu wa kunyalanyaza pakati pa mphamvu ya wogula ndi zilakolako wogulitsa. Motero, mofulumira adzapezeka kukondera ichi, mwamsanga mukhoza kulandira ndalama.

Akulankhula za zinthu zina zimene zimakhudza kuchuluka kwa ndalama ku malonda mankhwala, ntchito ndi misonkhano, tisaiwale zotsatirazi: kuchuluka ndi liwiro la mankhwala (ntchito ndi ntchito), osiyanasiyana mankhwala (ntchito, misonkhano), ubwino wa katundu (ntchito, ntchito), nthawi yobereka (ntchito), kugwilizana ndi udindo contractual, komanso mayendedwe zotheka.

M'zaka zaposachedwapa, kudziwa chiphaso cha chimaposa kugulitsa njira ziwiri:

· Pamene kutumiza ndi ulaliki wa zikalata wogula kuthetsa (otchedwa accrual).

· Pakuti malipiro, pamene ndalama ndi kuchita masamu pokhapokha pamene ndalama kufika kwa nkhani kapena ndalama (ndalama maziko).

njira Cash zimagwiritsa ntchito ndi cholinga misonkho mabizinesi ang'onoang'ono, koma accrual ayenera kutsatira mabizinesi ena onse, potero amaganizira anapeza pokhapokha kutumiza katundu kwachitika kapena potumikira kapena ntchito anachita. Monga magalimoto ndi revenues anatsimikiza mlandu.

Ngati revenues kwa malonda mankhwala chimatengedwa pa kutumiza katundu, umboni wa ntchito ndi chilango cha ntchito, udindo msonkho ukapezeka yomweyo, kaya pamene ndalama kwa makasitomala Tinalandira. Pankhaniyi, kampani angalenge malo nkhani wofooka, amene kulenga ndalama pamaso msonkho. Nkhani wofooka amatanthauza receivables unsecured, amene mawu a malipiro watha ntchito.

Choncho, revenues ku malonda a katundu ndi zinthu zina - izi ndi ndalama zofunika ankapitabe bata. Zikatero, ngati, chifukwa chilichonse, ndalama si kufika nazo, ndi kampani akhoza lobweretsa zomvetsa kwambiri.