Ndalama: galimoto ngongole pa mawu yabwino

Masiku ano ena, galimoto ndi chabe njira ya, ena - ngati kuitana khadi, chabwino, kwa wachitatu - loto lakutali chifukwa cha kusowa nthawi zonse kupeza wake wa ndalama. Koma iwo amati, palibe chosatheka. Kwa amene ndimalota za bwenzi zinayi matayala, ndi mwayi waukulu kugula galimoto pangongole.

Ndalama: ngongole galimoto pa chiwongola dzanja angakwanitse

Pakali pano, ntchito galimoto ngongole ndi ofala kwambiri mu ngongole msika wa dziko. Inde, chifukwa cha ichi inu mosavuta ndipo nthawi yomweyo kukhala mwini galimoto osati zoweta kupanga, koma magalimoto lina. Car ngongole akhoza chikalata osati mabanki komanso ku malo a apadera nawo malonda a magalimoto kuti mukugwirizana ndi ambiri yotchuka opanga galimoto. Mwachitsanzo, galimoto ngongole ndalama Bank amapereka makasitomala ake ndi mitengo ndithu chenicheni chidwi, pamene kupereka osiyanasiyana zabwino kwambiri zinthu wobwereka.

Ubwino waukulu wa ngongole galimoto limapezeka, yokonza zikalata zonse zofunikira ndi ndodo woyenera, kulembetsa ya mgwirizano posachedwapa, ndi kuwerengetsa zonse za chikhalidwe luso galimoto, mwayi kuyesa galimoto, kusankha chitsanzo galimoto, komanso kusankha kampani ya inshuwalansi. Komanso, galimoto ngongole ya Bank ndalama mu 2013 anauka kwa mlingo watsopano wokhulupirirana ndi makasitomala. Izi zikuonekera bwino ndi kusapezeka kwa Commission ndi mayiko pazipita ntchito.

Onani kuti ndalama Bank galimoto ngongole ndi malipiro palibe pansi salinso akuyandikira. Chaka chino, anaganiza pa osachepera koyamba zopereka 15%. Koma palinso pluses: ngati wobwereka amakhala okonzeka kulipira ndalama zolowera koyamba 30% kuchuluka kwa mtengo wa galimoto, ndiye osapatsidwa kufunika kupereka banki buku ntchito, komanso phukusi la zikalata kutsimikizira chikhalidwe chake chuma.

Ndalama: galimoto ngongole pa mawu yabwino

Ngati ife kulankhula zambiri za pulogalamu ya ngongole galimoto, mabanki ambiri komanso malo kupereka kwa ogula mapulogalamu zotsatirazi: asapanikize malipiro, chidwi wopanda ngongole, lofotokoza ngongole, galimoto ngongole "kugula kumbuyo", ngongole galimoto pa mawu ŵakwenera ndi nzeru magalimoto akale a ndondomeko yatsopano galimoto. Koma, mwatsoka, zidule onsewa nthawi zina angabweretse yekha ndi ena mbuna, pamene Mwachitsanzo, galimoto ngongole, nkhani Sberbank akamaziwononga ndipo kodi simukanawachenjeza wobwereka za zomvetsa zotheka pamene zinthu zosayembekezereka.

M'pofunika kutchula inshuwalansi galimoto, amene ali chofunika kulembetsa ngongole galimoto mosasamala pulogalamu yake. njirayi n'kofunika osati ku banki koma kasitomala. Car inshuwalansi zabwino makamaka amene kale anagula galimoto.