Kusungunuka kwachinsinsi

Pansi pa bankruptcy kumamveka njira yomwe imayambira pachigamulo chakuti wochita malonda kapena bungwe sangathe kulipira ngongole zawo. Izi zikugwirizana ndi kuwonongedwa kwa katundu, zomwe zikuchitika malinga ndi lamulo komanso ndi chigamulo cha khothi. Chifukwa cha katundu ndi ngongole amalipidwa. Ndondomeko ya bankruptcy ya malonda ndi yovuta ndipo ili ndi ziwerengero zake zambiri. Khoti lokha ndilo loyenera kuti liwonongeke.

Woyambitsayo akhoza kukhala wongofuna ngongole, komanso wogulitsa ngongoleyo. Wogonja, monga lamulo, asanakhazikitsidwe mokwanira ndi omwe ali ndi ngongole sali ochepa mu ufulu wachuma. Ndikofunika kuzindikira kuti bankruptcy sizingabwere chifukwa cha zifukwa zomveka (kusowa kwenikweni kwa ndalama koyenera kubweza ngongole), komanso chifukwa wogulitsa malonda kapena bungwe laganiza kuti adzilemere yekha ndikuchotseratu osafunikira. Kubwezera mwachinyengo ndi mwadala ndi zomwe abwana ambiri amaligwiritsa ntchito kuthetsa mavuto awo. Nthawi zina izi zimatsatiridwa ndi udindo wolakwa.

Kuwonongeka mwachinsinsi ndi makhalidwe ake

Ilo limatanthawuza ku zolakwa muzeng'onoting'ono zachuma. Mwiniwake, amawononga okhoma ngongole, malondawo, komanso antchito ake. Chofunika cha izo ndikuti mutu wa malonda mwa njira zonse zotheka amayesa kumupangitsa kukhala wosungunula, ndiko kuti sangathe kulipira ngongole zake.

Chifukwa cha zolinga zawo, amalonda osakhulupirika amalemba zinthu zabodza m'mabuku opanga malipoti, amatha kupanga malonda osagwiritsidwa ntchito mopanda phindu, amayamba kugwiritsa ntchito kukonzanso kosafunikira ndi kukwera mtengo, kugula mitundu yonse ya zipangizo ndi zina zotero. Ponena za katundu, ndibwino kuti tizindikire kuti zinthu zabwino zimagulitsidwa, ndipo mobwerezabwereza amapeza khalidwe laling'ono. Izi, choyamba, zimakhala chifukwa chakuti palibe chifukwa chodzimvera chisoni kuti chichotsedwe.

Nthaŵi zambiri, kubwezeretsa mwachindunji kumabwerezedwa nthawi zonse, kufufuza chikhalidwe cha wobwereketsa, chiwerengero ndi zina zotero. Nthawi zina zimakhala zovuta kuzindikira. Kawirikawiri, bankruptcy mwachindunji ali ndi makhalidwe angapo:

- wobwereketsa amabisa udindo ndi katundu;

- pali ndalama zochuluka zowonongeka zomwe zingapezeke;

- pali ndalama zolipirira ndalama pambuyo pa malipiro amasiku ano.

Kusunga ndalama mwachinsinsi ndi chimodzi mwa zovuta kwambiri zachuma. Obwereketsa izi nthawi zambiri amagwiritsa ntchito pokambirana ndi okhomerera.

Wokongoza ngongoleyo, akupanga mabungwe osokoneza bongo, amayesa kunyenga anthu amene amawakongoza ngongole, kuswa malamulo onse, kuti asamalipire chilichonse chimene ayenera kulipira. Inde, okongoza ngongole amalandira malipiro ena, koma nthawi zambiri amakhala ochepa kwambiri. Ndi funso la malipiro omwe amalipidwa phindu la njira zomwe zatulutsidwa kuchokera ku malonda a pakhomo. Kunyenga ndi kuphwanya malamulo ndi zoonekeratu.

Lamulo limakhazikitsa mitundu yosiyanasiyana ya udindo kwa iwo omwe asankha kugwilitsila nchito kubwelela mwadala. Ngati vuto lalikulu liwonongeke, wobwereketsa akuwombera mlandu. Kuwonongeka kwakukulu ndiko kuwononga kuchuluka kwa ruble milioni imodzi ndi hafu. Muzochitika zina zonse, wobwereketsa akubweretsedwa ku udindo woyang'anira.

Zabwino zikhoza kufika mazana asanu zikwi. Makamaka ma ruble mazana awiri. Nthaŵi zina, wobwereketsayo akhoza kuweruzidwa kundende. Nthawi yayitali ndi zaka zisanu ndi chimodzi. Chilango chikaperekedwabe.

Kuwononga ndalama mwachangu ndi njira yosavuta koma yoopsa yochokeramo zovuta. Musaiwale kuti pazifukwa zotere mungathe kulipira kwambiri.