Kubwezeretsa makadi ndalama Bank: Ndondomeko

zopalira ambiri a makadi pulasitiki Sberbank mwina anakumana mavuto ambiri. Ambiri a iwo ali oyanjana ndi imfa, kuba, kapena kuwonongeka kwa khadi la ngongole. Kaya vuto, pothetsa zikuthandizani kubwezeretsa Sberbank khadi. Kodi ndondomeko? Kodi onse ayamba? Ndipo onetsetsani kuti akauze banki ngati mavuto kugwirizana ndi khadi?

Mwachidule mfundo ndondomeko ayambe

Mu nkhani ya imfa, kuba, kapena kuwonongeka kwa khadi lanu la ngongole kapadera zonse khadi kuchira. Sberbank amachita ndondomeko monga mwa malamulo atsopano a kosamalira ngongole. Potengera malamulo banki panopa, lingaliro kuchira zikutanthauza reissue otaika kapena kuonongeka khadi. Zikatero ndi kusunga nkhani khadi ndi kusamutsa bwino ndalama latsopano madebiti kapena ngongole khadi.

Kodi Mzimuyo ndondomeko ya ntchito?

dongosolo Komanso zochita zimadalira chifukwa chomwe anatenga zonse kuchira khadi (ndalama Bank - imodzi yaikulu mabanki Russian kupereka chithandizo ofanana). Mwachitsanzo, muyenera kuchitapo kanthu mwamsanga pa nthawi imene khadi lanu kubedwa kapena anataya. Pankhaniyi, sitepe yanu yoyamba akhale logwirana pulasitiki kubanki. Ndipo inu mukhoza kuchita chimodzi mwa njira zotsatirazi:

• mwini (mothandizidwa ndi banki ya kutali);
• pa ulendo kapena foni ku banki;
• potumiza uthenga SMS ndi "zazikulu" kwa lalifupi nambala 900.

Tiyeni tiwone momwe kuchira wa Bank ndalama ya khadi ngati atayika.

Kodi kuchira pambuyo pa imfa ya khadi: kudzacheza ku banki

Kotero pamene inu mwapeza ndi mantha ndi kusowa kapena kuba khadi, chinthu choyamba logwirana mu iliyonse ya njira zotsatirazi. Koma pamene ali khadi lanu Sberbank zokhoma mukhoza bwinobwino ku nthambi ya gombe, kumene iye analandira kale. Kuti muchite izi muyenera pasipoti ndi mawu osonyeza zifukwa makadi reissue. Pankhaniyi, kudikira banki watsopano monga pulasitiki kungakhale kwa mphindi 15 (ngati muli yomweyo komanso kusowa mapu) ndi masiku 10-14.

Ngati muli wogwira khadi munthu, amasulidwe latsopano muyenera ndithudi kuuzidwa ndi foni kapena SMS.

Chifukwa cha ndalama anakhalabe: chochita?

Nthawi zina zimachitika kuti khadi otaika kapena kubedwa ndi kuchuluka ennaya. Pankhaniyi m'pofunika, poyamba, kuchita pangozi khadi loko, ndipo kachiwiri, kufunsa woimira bwino nkhani banki. Kotero inu mukhoza kupeza ngati khadi lanu anataya kapena tizilomboto sakanatha iwo.

Ndime zotsatirazi ndi kulemba ntchito watsopano nkhani analipo kuchuluka kwa ndalama. Pambuyo chizindikiritso wanu ndi kutsimikiza mukhoza kupeza ndalama anapempha kudzera bungwe ndalama ngongole. Komabe ndikofunikira kukhala oleza mtima, chifukwa nthawi zambiri chotero cheke akhoza anachedwa kwa masiku 5-10. A pang'ono kuposa nthawi yokha amatenga khadi Bwezerani. Ndalama udzakhala wodala inu asintha, koma chiongo chake mulibe kunyengeza woimira banki.

Kodi n'zotheka kuyitanitsa khadi watsopano pa Intaneti?

Atakhala kuba kapena imfa ya zaka khadi ndalama Bank yatsekedwa, pa intaneti mukhoza nthawi kuyitanitsa watsopano. Kuti tichite zimenezi, fufuzani anu "Akaunti Yanga" mafoni kapena banki Intaneti komanso kuchita zinthu zotsatirazi:

• Sankhani menyu item "Maps" ndi kupita ku tsamba latsopano.
• Dinani pa tsamba "Khadi kukonzanso issuance".
• Lembani mawonekedwe (lowetsani zambiri kukhudzana, chifukwa chithandizo, zina za nokha).
• Sankhani dipatimenti yoyenera mabungwe a zachuma komanso kutsimikizira kanthu.

Komabe, kaamba ka maumboni ena, ndipo potsiriza pulasitiki latsopano muli kubwera ku banki. Choncho, apa angadziwire kunena kuti khadi akhoza analamula Intaneti. Koma amayenerabe kukhalapo kwanu munthu. Pankhaniyi, ayambe khadi ndalama Bank adzatenga ndendende yofanana masiku monga muyezo ndondomeko ndi reissue ngongole (10-14).

Kodi kuchita pamene khadi ndi zoletsedwa?

Nthawi zina chifukwa cha mavuto ndi khadi ungakhale mwini. Mwachitsanzo, pali milandu pamene wosuta akangosiya kapena amaiwala Pin awo. Ndipo ndithudi, zonse akufuna kuyambitsa pang'ono bwino kuphatikiza patsogolo kwa amaundana yaotomatiki khadi. Imeneyi, izo sikutanthauza kukonzanso kumasulidwa kapena kukonzanso Sberbank khadi pambuyo potseka. Kubwerera kulamulira nkhani m'pofunika yekha kuyitana hotline ndi kuyankha mafunso amene anaperekedwa ndi woyendetsa lapansi.

Pamene munakhala kapena otsala makadi mu ATM

Si zachilendo, ndipo pamene malipiro, ngongole kapena khadi madebiti pa ATM kuiwalika. Nthawi zina anangochita Anapitirizabe kapena ATM "othinana". Pankhaniyi, mungathe ngakhale logwirana ndi angandisindikizirenso khadi. Zokwanira funsani makasitomala banki kapena kampani zikugwira ntchito ya ATMs ndi malo.

Childs, nambala kukhudzana telefoni pa wagawo ndi. Palinso chiwerengero apadera zida. Mwina inu kupemphedwa kuti dzina ndi adiresi ya sitolo kapena mfundo ina ya zogulitsa, kumene ATM. Ngakhale chosavuta ndi ngati zida banki ili mwachindunji kosamalira ngongole. Padzakhala zokwanira kupempha thandizo kwa akuluakulu a banki.

Ngati khadi wakhala anamuiwala inu pa ATM, ayenera choyamba onetsetsani logwirana. Ndiyeno inu mukhoza kubwerera ku wagawo, amene poyamba anali kumanzere pulasitiki banki. Kenako, kubwereza ndondomeko lonse ndi muyitano banki kupeza bwino nkhani ndi kupempha unblocking. Ndiye mukhoza kugwiritsa ntchito khadi. Ngati khadi kuchokera ATM sanali, kupita ku banki ndi kupanga ofunsira kukonzanso issuance wa khadi lanu la ngongole.

Khadi kuchira (ndalama Bank): mtengo

Ngakhale ubwino onse makadi kukonzanso nkhani, utumiki ali drawback kwambiri: kupeza makadi watsopano ngongole - izi ndi ndondomeko analipira. mtengo umadalira pa zosiyanasiyana makadi. Pafupifupi reissue khadi inu kulipira rubles 150 okha.

Pamene pali ayenera angandisindikizirenso khadi?

Kuyitanitsa khadi watsopano ayenera kukhala Inunso kuti, pamene inu kusintha kukhudzana wanu kapena zambiri zanu. Mwachitsanzo, dzina ndi adiresi ya zogona. Pa nthawi yomweyo, inu mukhoza kukaona nthambi iliyonse ya bungwe ndalama. Komabe, ngati khadi wakhala analandira atangomwalira (mwachitsanzo, polemba dzina kapena maina anali kulakwitsa), ndiye ake kukonzanso kumasulidwa n'chotheka mu ofesi, kumene poyamba unayambitsidwa.

Ndiyenera ankakhulupirira anagubuduza khadi ndi kusintha foni olumikizidwa kwa banki?

Ngati inu kusintha chiwerengero chimene chikugwirizana ndi banki ya m'manja, si koyenera kutero. Chakwanira kulemba mawu za mmene kuletsa m'mbuyomo ndi kugwirizana nambala yatsopano foni. Ndiyeno inu kokha kusintha chiwerengero pakhomo la banki Intaneti.