Kodi Mwini Ngongole Yotani Akulipira Ngongole ya Rollback?

M'dziko la masiku ano pakati pa ngongole zosiyanasiyana za banki, mungapeze mtundu wina wa ngongole. Zomwe zimatchedwa ngongole kubwerera, zomwe zimakulolani kuti mutenge ndalama zoposa ndalama zomwe mabanki amaika. Ndizovuta kwa wina, koma zoopsa kwambiri. Popeza makampani ambiri kapena anthu omwe amapereka chithandizo chotere akhoza kunyenga. Tiyeni tione mwatsatanetsatane mmene ngongole imagwiritsidwira ntchito.

N'chifukwa chiyani ndikufunikira ngongole chifukwa chobwezera?

Mwachitsanzo, muli ndi mbiri yakale ya ngongole. Ndiyeno mukufuna kutenga ngongole ya galimoto, chabwino, kapena ma ruble milioni okha ndi ofunikira. Mabungwe mmodzi mwa amodzi amatsutsidwa. Kapena muli ndi ngongole imodzi, koma inayo siili.

Ndipo kamodzi pamene munthu wakumana ndi vuto limeneli, nthawi yomweyo amayamba kuyang'ana njira yopulumukira. Chinthu choyamba chimene akuyang'ana ndikufunafuna malonda pa intaneti kapena m'nyuzipepala. Ndipo pano, pamaso pa kasitomala yemwe akupeza kuti ali ndi mavuto aakulu azachuma, kodi ndilo lingaliro la kuvomereza kutenga ngongole yotere, kapena kupeza njira ina yotulukira?

Chofunika cha dongosololi ndi chiyani

Chiwembu chachinyengo choterechi ndi chakuti mabanki sangathe kupereka ngongole kwa anthu omwe alibe malingaliro. Iwo akhoza kukhala onse odziwa za wobwereka, ndipo ndi mlendo chabe, kapena kuti mlangizi wapamwamba. Pachifukwa chotsatirachi, padzakhala kulipira kubwezera ndalama, kawirikawiri 2-5% ya ndalama yobwereka. Koma izi n'zotheka ngati zikugwirizana ndi oyang'anira, nthambi ya banki yawo ikupereka ngongole. Koma kuchuluka kwa ndalama kumabwereza kawiri, mutatha kukambirana ndi nthambi ya banki.

Ofesi, yomwe imathandizira ngongole kubwerera, pambuyo pa miyezi isanu ndi umodzi, imatheratu popanda tsatanetsatane. Ngati banjali liri ndi vuto ndi kulipira ngongole, pali kuwerengetsa mofulumira kwa guarantors ndi makasitomala.

Muyenera kudziwa kuti maofesiwa kapena anthu omwe amapereka ngongole kubwezeretsa chigamulo chophwanya malamulo omwe akuphwanya malamulo awiriwa: "Kuchokera misonkho" ndi "chinyengo". Iwo sangakhoze kudaliridwa.

Kodi ndiopseza kulandira ngongole kubwerera?

Popeza kuti guarantor yemwe saika siginecha alibe kanthu, chifukwa cha kulimbitsa kwake. Ndipo kampaniyo, yomwe ikuyimira ntchito ya guarantor, ndi tsiku lachidziwitso, lomwe miyezi isanu ndi umodzi ikhoza kutha popanda tsatanetsatane. Ndipo mwamsanga pamene chiwembu chonyenga chikuwululidwa, wobwereka adzayamba kuvutika, ndipo adzayenera kutsimikizira kuti kuchokera kuzinthu izi sanalandire phindu lililonse.

Zonsezi, ife sitikukulangizani kuti musagwiritse ntchito malingaliro oletsedwa kuti mupeze ngongole. Ngati muli ndi mbiri yakale ya ngongole, kapena mukufuna ndalama zomwe mabanki sapereka, yang'anani bwino pa webusaiti yanu 25signals.ru malamulo amtundu woyera kuti mupeze ngongole muzovuta.