Kodi aganyali golide mu banki? Kodi yopeza golide?

Gold kwa zaka ankaona chitsulo chabwinocho. Izo ntchito osati kulenga zodzikongoletsera wapadera, komanso kuwonjezereka likulu. M'mayiko ambiri akale ndalama golide ntchito monga ndalama. Ndipo olamulira a m'mayiko ambiri olemera ndipo tsopano amakonda aganyali golide. mbiri wangwiro ndi kutha kulenga nzika osavuta omwe ali ndi kumvetsa pang'ono za chuma.

mabuku a mbiri yakale

Mbiri ya mgwirizano pakati pa anthu ndi golide anayamba zaka zambiri zapitazo. Tsiku lenileni la kutsegula sangathe kutchedwa chitsulo chabwinocho. Azambiriyakale akadali mtsutso pa nkhaniyi. Gold ali zaka ankawagwiritsa ntchito ngati mankhwala enaake. Zilibe oxidize ndipo akhoza yaitali. Ena zokongoletsera zagolide, amene anali mu zakale lero, zaka zoposa 2000. Gold mu chikhalidwe ndi yaing'ono kwambiri, ndipo kuti wachotsa izo, amafuna ndithu ndalama ndalama.

Anthu padera mu golide chifukwa anatsegula. Koma ndalama weniweni Boom inayamba 2000. Anthu adakumbukira kuti chitsulo chabwinocho - akuchitira ndi amtengo odalirika. Gold konse kugwa pa mtengo. Izi zikutanthauza kuti pakuika zitsulo zamtengo wapatali, adzatha osati kukhala ndalama, komanso kuonjezera iwo. ndalama wochenjera amene anagula golide mu 2000 ndipo lero kugula zambiri zodula. Kwa zaka 10, ndi Troy nusu adakulabe mu mtengo ndi 560%.

Modern golide msika

Ndalama ku zitsulo zamtengo wapatali nthawizonse zakhala zopindulitsa. Koma zingapo zofunika kuzilingalira pamaso panu aganyali golide. Mtengo wa chitsulo chabwinocho amadalira pa nkhaniyi ambiri msika pa nthawi zina. Choncho kumanga wanu ndalama mbiri pa wina atangomva golidi ndi zosayenera. Pali chiopsezo cha kutaya ndalama zanu.

Musanayambe kusankha aganyali golide, m'pofunika kufufuza zinthu padziko lonse. Pa mtengo wa nusu ndi kumakhudza mikangano mayiko ndale, bwana malamulo zokhudza kugula ndi kugulitsa zitsulo zamtengo wapatali, mmene chuma cha boma, mlingo wa nkhokwe za golide wa National Bank, ndi zina zotero D..

A kuwonjezereka kwakukulu mu mtengo wa golide unkachitika mu 2011. Akatswiri ambiri amakhulupirira kuti uyenderere chinalengedwa chongopeka. Mantha ndi chisangalalo anachita ntchito yawo. Makampani Small ayamba kugula chitsulo chabwinocho ambiri. Ndi 2014, kotunga padziko lonse wa chitsulo chabwinocho wathyola zolembedwa zonse. Lero, chiwerengero choposa matani 180 zikwi. Pafupifupi theka la m'matangadza onsewa - zodzikongoletsera. Investment kudzikundikira kuchuluka kwa% 23 zokha.

ndalama zambiri ndipo tsopano mofulumira kuti aganyali mu golide. Reviews bwanji kuti njira imeneyi mungapereke kwenikweni kupeza. Koma ichi ndi yaitali ndalama chida. Sitidikira phindu mu miyezi ingapo kunyakhe.

Sankhula kuti aganyali golide?

Aganyali chitsulo chabwinocho mu njira zingapo. Pali mwayi kugula banki golide ndi ndalama, kugula zodzikongoletsera zoyambirira kapena Zosayiwalika, lotseguka nkhani depersonalized zitsulo pa bungwe ndalama zoyambira bizinesi pa katundu kuwombola, pogwiritsa ntchito misonkhano ya wogula a.

kugula, malinga ndi ambiri, ndi njira kwambiri zomveka kuti aganyali golide. Reviews a ndalama limasonyeza kuti yogwirana ndi chitsulo chabwinocho (pamene n'zotheka onani, kugwira mu manja anu) amapereka chidaliro m'tsogolo. Ngakhale njira kopindulitsa kwambiri kuti aganyali izi sitinganene kuti.

golide ndi ndalama

Amene sindikudziwa momwe kuti aganyali mu golide, ndalama Bank amapereka kugula golide kapena ndalama. The bungwe ndalama ali chilolezo zoyenera kuchita wotuluka zokhudzana ndi zitsulo zamtengo wapatali. Pamsonkhano uliwonse ingot golide ali ndi manyazi, kutanthauza chiwerengero. The ingots banki kuchotsera golide 1 galamu 1 kilogalamu. Mungapezeponso zambiri za fakitale, onani kalata khalidwe.

Pamaso pa momwe yopeza ndalama mu golide, ndalama Bank amapereka timudziwe bwino mfundo za mgwirizano. Iwo n'chakuti mtengo wa ingot ndi, kulemera kwake ndi fineness. Chitsulo chabwinocho, amene anapereka mu mabungwe ena azachuma, 99% tichipeza golide.

Yopeza ndalama golide angakhale komanso kugwiritsa ntchito ndalama. Iwo ali a mitundu iwiri - ndalama ndi chopereka. Mtundu wachiwiri ndi phindu mbiri ndipo angagwiritsidwe ntchito kusunga likulu. ndalama Collectible ndi okwera mtengo kwambiri. Kafukufuku amene amalepheretsa yekha katswiri woona. N'kwapafupi kwambiri komanso waliwiro kugula ndalama ndalama za golidi.

Pakuika zodzikongoletsera

Ngakhale anthu a mabizinezi amene bwino odziwa za chuma ndi ndalama ntchito, mudziwa kuti aganyali mu golide. Mmodzi yekha ali kugula chidutswa choyambirira zodzikongoletsera. Iyi ndi njira kwambiri ophweka ndi angakwanitse kuti aganyali nazo. Monga kusankha zodzikongoletsera kulipira pa sitolo potuluka. Osada kulowa mgwirizano kudzaza m'chikalata ndi zina zotero D..

Kupatula mu zodzikongoletsera komanso angapo a kuipa. Kamodzi mankhwala masamba sitolo kauntala, imagwera mu mtengo ndi 25-35%. Kukhazikitsa phindu lake lalikulu kadzakulakani. Komanso, kupanga zodzikongoletsera pafupifupi konse ntchito golide mu maonekedwe ake kopambana. Pa mankhwala ambiri, amene anapereka m'masitolo m'deralo zodzikongoletsera, mtengo 585-carat. Izi zikutanthauza kuti zitsulo lili 58,5 yekha% golide. Musanayambe aganyali golide wabwino ayenera kuganiza kangapo. Mwina n'zomveka kuti amapita ku banki?

Nkhani Unallocated zitsulo kubanki

Izi alipidwa nkhani, sipangakhalenso anatsegula ndi bungwe ndalama. Kusiyana komwe kulipo ndi kuti zimasunga magalamu kapena makilogalamu a golide, osati ndalama. Ambiri sakudziwa mmene aganyali golide mu banki ndipo sindikufuna overpay nthawi yomweyo. chakuti kugula thupi la chitsulo chabwinocho pa nthawi ya mapeto a mgwirizano sadzafika. Izi zikutanthauza kuti iwowo si msonkho. Ndalama wapangidwa chifukwa chapadera. Choncho pali ndalama mlingo kutembenuka kwa malonda pa tsiku lapadera.

N'zotheka kutsegula akuti gawo zitsulo. zokolola adzakhala apamwamba. The Investor adzatha kupeza chifukwa wokwera golide mu msika zoweta, ndi nayenso chidwi pa gawo ake.

Oyamba nkhani depersonalized zitsulo kubanki ali zina zabwino. Mapeto a mgwirizano sikutanthauza mtengo uliwonse ndalama. Koma ngati Investor akufuna kuti kuchuluka kwa gawo mu golide, kudzakhala ena ndalama. Choyamba mudzakhala mlandu 18% VAT kuchuluka kwa gawo lapansi. Komanso, muyenera pawiri-fufuzani gawo la ingot lapansi. Koma njirayi ndi anachita ufulu.

Kodi njira aganyali yopindulitsa kwambiri?

Aliyense Investor novice posapita nthawi ndikudabwa za momwe aganyali golide ndi yopindulitsa kwambiri. Izi zidalira pa zomwe zotsatira kuyembekezera. Mukamagwirizana ayenera kusunga likulu lanu, ogulidwa thupi la golide zabwino. Koma apa ndi bwino kupereka mmalo bullions banki ndi ndalama. Mu njira iyi, ndalama adzakhala ndi moyo nthawi yaitali.

Amene akufuna kupeza golide komanso, n'zomveka kuganiza za nkhani unallocated zitsulo kubanki. Kuopsa waukulu kugwirizana ndi yosungirako ndipo zili ndi chitsulo chabwinocho amakhalabe wa bungwe ndalama. The Investor adzalandira phindu kungakupatseni. Zambiri zidzakhala, ngati inu kutenga ndi banki kwa nthawi yaitali.

Amene banki kukhulupirira likulu?

Kwa amene simukudziwa momwe aganyali golide, VTB 24, Sberbank ndi Alfa-Bank anapereka zinthu zabwino kwambiri. Izi mabungwe a zachuma zatenga ndi udindo waukulu ku msika zoweta. Sberbank Mwachitsanzo, ntchito nkhani depersonalized zitsulo kuyambira 2002. Panthawi imeneyi, ntchito misonkhano ya bungwe chuma anali ndalama zambiri. Ena anatha pawiri likulu lake. The Bank ukugwira ntchito ngati nkhani ndipo golide thupi.

Terms of Alfa-Bank ndi VTB 24 ndi ofanana kwambiri ndi mzake. Izi mabungwe a zachuma nthambi yochepa kwambiri mu dziko, osati Sberbank. Koma vuto, monga ulamuliro, kodi osadzuka. Ngakhale kuti ndalama yaing'ono Amawapatsa mudziwe mmene aganyali golide. Alpha Bank amapereka kugula thupi wapatali zitsulo kapena chotsegula nkhani ya 1 gram.

Trade mwa amkhalapakati

Wachilamulo chuma, ndalama zili mofulumira kunyamula ndalama ku banki. golide Trade akhoza ankagulitsa. Izi ndi zovuta kwambiri ndipo nthawi yomweyo kopindulitsa ndalama mwina. Sikokwanira kuti yekha likulu koyamba. Muyenera kudziwa mokoma malonda pa katundu kuwombola, kumvetsa mawu ndi zida ndalama. Pankhaniyi, ndalama wamakhalidwe akhoza zopezera osati pamene wapatali mitengo zitsulo. A wogula woyenera adzatha kupeza ndi pa kugwa kwa ndalama ya nusu ndi.

Trade golide yekha kwenikweni anakumana Investor adzatha msika. Pali chiopsezo chachikulu cha kwathunthu kutaya likulu lawo.

Ndiyenera aganyali golide?

Pafupifupi 50% ya wotuluka zonse zokhudza golide, kudzachitika pamene mavuto azachuma anayamba mu boma. Ichi ndi chifukwa chakuti zitsulo wapatali ndi chimodzi mwa zida khola kwambiri ndalama. Mtengo wa aunzi konse chilili. Gold mu mphindi imodzi akhoza kukula mu mtengo ndi 15% kapena zambiri mtengo.

Kuti aganyali mu zitsulo ndi chamtengo wapatali kwambiri kwa nthawi yayitali. Ziyenera kukhala zaka 5-7 kuyiwala za ndalama mbiri yanu. Pankhaniyi, zipatso zake zidzakhala aatali.