Bank "Taurian": mavuto. Bank "Taurian" (St. Petersburg): Ndemanga

Bank "Taurian" osiyana pafupifupi kukula kwa katundu wochepa liquidity, lalikulu makampani ngongole mbiri. Chiyambireni cha 2015 yafupika kwambiri mlingo wa ngongole bungwe la. Bank "Taurian" ali ndi mavuto. Kodi n'chiyani chidzachitikire m'banja?

nkhani

Mu 1993, ku St. Petersburg idamangidwa Bank "Taurian" naini mafakitale ndi malonda mabizinezi. M'kupita kwa nthawi, kapangidwe umwini yakhala kukodzedwa kwambiri: woyambitsa waukulu mwini 15% ya magawo, ndi zazing'ono - 3,73%. maukonde zikuphatikizapo maofesi 19, 35 maofesi ntchito ku likulu, St. Petersburg, Cherepovets, Arkhangelsk Oblast, Komi Republic, ndipo ogwira ntchito 470. Pakutha 2014 Bank "Taurian" (St. Petersburg) ali pakati pa zana waukulu mabungwe ngongole ya dziko. bungwe wanyamula rubles 20 miliyoni mu mawonekedwe a madipoziti kwa anthu.

mankhwala

Ngakhale banki ankatsogoleredwa ndi gawo la mgwirizano ndi mzere chidwi madipoziti lalembedwa kwa anthu. Gawo "Mwamsanga" ndi kubwezeretsa ndi capitalization akhoza kukhala womasuka kwa miyezi itatu 12 mu ndalama dziko kapena yachilendo. The osachepera kuchuluka - 10 zikwi rubles - kuti zigwire chaka chilichonse 12,5%.

Pofuna kuyetsa Inde angathe kutsegula gawo "NAC" kwa miyezi isanu pansi mlingo yosavuta chidwi 12,7% kuchuluka kwa osachepera zikwi 50 rubles mu ofanana.

mankhwala ena banki zinali chimodzimodzi chidwi. Pali kuthekera kwa kuchotsa oyambirira a pangano ndi chidwi sonyezani pa mlingo zonse pafupifupi madipoziti. Komabe, tsankho kuchotsa njira Sunali kuperekedwa konse. mitengo gawo mkulu. Koma, kungoona ndemanga makasitomala, osati aliyense akhoza kuvala gawo mwakamodzi 10 zikwi rubles.

mungathe "Mobile banki" anali ispolzvoat app kuti mwayi mwamsanga nkhaniyi. Zina mwa utumiki wa SMS-mudziwe, amene chikugwirizana ngakhale pa foni yachibadwa yam'manja. Ndi inu mungathe:

• funani bwino;
• n'kupanga mini-mawu;
• ndigwire khadi;
• recharge foni;
• kulipira mautumiki;
• kulandira zambiri;
• kulenga munthu malipiro zidindo.

Woyamba sanali malipiro

sanitize "Tauride" Mu January 2015 Zamagetsi gululi Company "Lenenergo", anafunsa Bank wa Central. A kampani bungwe ngongole atagwira chimachititsa biliyoni 10 rubles. Izi limafanana 20% ya ngongole ya JSC "Bank Tauride". mavuto inayamba mu 2014, pamene makasitomala sanathe kutapa ndalama kuchokera makadi kopeleka malipiro. Ndiye banki anafotokoza kuti anali kulephera luso. Koma "Lenenergo" ankaopa kuti chifukwa panali liquidity otsika a m'banja.

Pa nthawi yomweyo, S & P downgraded pa mlingo wa gulu mlingo wotsikitsitsa - CCC. Malinga ndi utumiki mawunikidwe, banki "Taurian" (St. Petersburg) anali mabvuto: kukhudzana mkulu ngongole zazikulu, otsika capitalization, phunzirani kutulutsa madipoziti. Monga anadziwika Patapita Bank ku Central pamaso Chaka Chatsopano analankhula nkhani ya konzanso wa bungwe ndalama.

"Lenenergo" - pa ngongole yaikulu

gawo kampani wa makonsolo. Bwanamkubwa wa St. Petersburg anatumiza pempho Bank ku Central kusunga chilolezo ndi sanitize Bank "Taurian". Mavuto mu bungwe, koma iwo zingathe kuthetsedwa popanda liquidation. Mtsogoleri ndi wokonzeka kuonetsetsa rubles 20 biliyoni, koma kutenga nkhani chipukuta misozi "Lenenergo" ayenera kukhala zina biliyoni 17 rubles. (15 biliyoni chifukwa chobwezera cha madipoziti ndi wina biliyoni 2 imapachikidwa pa nkhani panopa).

Bank "Taurian": mavuto

Pa February 1, 2015 bungwe panali biliyoni 48.5 rubles. mu mawonekedwe a chuma. 90% ya mbiri ndi kufalitsidwa pakati IC "Tauride" ndi chomera mowa. mabungwe onse kusabweza ngongole m'chilimwe cha 2014. Mu February, kampani ndalama kwa liquidate. Kotero kuti boma la chuma banki ndi osauka.

kuchira

The yang'anira anapeza khama isanu mbali ya zolemba zatsiku, mwa iwo anali "mayiko Financial Club". bungwe anali nthawi zonse chidwi ndi mwayi ntchito ndi chuma wadabva mabungwe amene akufunikira konzanso. Pamodzi ndi gulu uyu anagwiritsa ntchito "Baltinvestbank". Izo zinakonzedwa kuti IFC idzayankha mavuto a bungwe ngongole, ndi wachiwiri inkachitika pachipatalachi - "Lenenergo".

Bank "Taurian", mavuto umene unayamba mu 2015, ndi chidwi "likulu Russian" ndi IIB. mabungwe onse atsatira nawo m'kati ayambe ngongole mabungwe. Komabe, mu March ndi IFC anasankhidwa monga chipatala chaching'ono ndi. Mu ndondomekoyi, ndi Investor amakhazikitsa kulamulira banki, ndi kumapeto kwa ndondomekoyi mu 2022, amamangirira kwa IFC. Kubwezeretsa liquidity wa Agency kwa Gawo Insurance ndi wokonzeka kuonetsetsa ngongole ya rubles biliyoni 28 kwa zaka 10.

zotsatira loyamba

Bank "Taurian" mavuto ndi zina makasitomala lalikulu amene akufuna kuthandiza kosamalira ngongole angathe kuthetsa yekha. Chifukwa cha zokambirana, anaganiza kusamutsa udindo "IDGC North-West" ndi "Lenenergo" mu madipoziti subordinated. Wina biliyoni 6 rubles, "Tauride" anabwerera Zamagetsi Company. Kuwonjezera izi, chipatala chaching'ono wopita kwa makasitomala kuwafunsa kuti kukatenga zopereka panopa.

Patangopita mwezi poika IFC kuuweruza Bank "Taurian". Madipoziti amene nthawi wafikira April 2015, anali pererazmescheny, ambiri makasitomala amakonda kukatenga madipoziti. Kuti zimenezi zitheke, anayamba mndandanda pakompyuta ima pamzere. Kutengera ndi ndemanga kasitomala, ena ndalama anachoka milandu awo.

kufufuza

Mu June 2015 mu maudindo a "Lenenergo" ndi "Tauride" lichitidwa anafufuza. mkulu wakale wa Zamagetsi Company, m'ndende pa kukayikitsa kuponderezana. Anatsegula mlandu pansi Art. 201 CC. Gulu kugwira ntchito mu ofesi kuti aletse zikalata zokhudzana ndi "Tauride". banki ankachititsanso zofufuza kutsimikizira mmodzi wa makasitomala.

Pomaliza

bungwe lina anabwera pansi ndondomeko kuchira. Izi Bank "Taurian". Mavuto bungwe ndalama anayamba kumapeto 2014, pamene makasitomala sanathe kutapa ndalama kuchokera makadi kopeleka malipiro. Ndiye oimira "Lenenergo" ntchito kwa Bank ku Central ndi mwatsatanetsatane kuti sanitize mphika. IFC ndi chinkhoswe mu ndondomeko umene okayikitsa wapereka ngongole ya rubles biliyoni 28 kwa zaka 20.