Ndi mlingo kuchotsera Kodi

Mlingo kuchotsera - ichi ndi chiwongola dzanja, amene ntchito kuchepetsa utuluke ndalama m'tsogolo phindu pa mphindi. mawerengedwe ake mwina imodzi mwa nkhani kwambiri imachepa komanso zovuta kuti wapatsidwa kuwunika chuma cha polojekiti iliyonse ndalama. Kuyambira kulondola umadalira pa zimene phindu zomaliza zidzakhala pano mtengo ndalama.

Ngati inu ntchito pakafukufuku, ndi mtengo pano a utuluke chikuyembekezeka ndalama akhoza kukambapo m'tsogolo. Izi zikuphatikizapo ndi kusankha inefficient wa Investor polojekiti, ndi chifukwa kuti iye agonje kwambiri. Mopambanitsa mlingo, nayenso, kungachititse zomvetsa koma kwenikweni - munaphonya mwayi kupanga ndalama.

Mlingo kuchotsera Choncho akuimira mlingo adzabweranso ngati kuchuluka, ndiko kupeza Investor pa likulu padera. Kuti ndi ntchito ya Investor ndi imatengedwa kukhala wokongola pamene mlingo adzabweranso ndi apamwamba kuposa mlingo kuchotsera kwa ina iliyonse zotheka ndalama likulu ndi chiopsezo ofanana.

Mlingo kuchotsera, Komano, ndi chinyezimiro cha mtengo wa ndalama kuganizira kuopsa ndi nthawi Chinthu, chifukwa ndalama lenileni kuti munthuyo ali pa mphindi, ndi bwino kwambiri (ali mtengo waukulu) wofanana izo ndalama, omwe amafuna kuti tipindule m'tsogolo.

Ichi ndi chifukwa zifukwa zingapo, mwachitsanzo, kuti:

• Pali nthawizonse chiopsezo cha pafupifupi chabe sanapeze;

• kuchuluka zilipo akanakhoza kupanga phindu Mwachitsanzo, ndikuika pa gawo kubanki.

• kuchuluka kupezeka chifukwa cha kufufuma adzautaya kugula mphamvu yake.

Magawo zotsatirazi m'gulu mlingo kuchotsera:

• kufufuma ;

• Msungidwe ngozi Chinthu (kwa nkhani iliyonse);

• mlingo osachepera kubwerera kuti akhoza kungakupatseni.

Kuchotsera mlingo mawerengedwe imagwiridwa zochokera njira zosiyana, kuchita zambiri anatsimikiza experimentally. Izi amaganizira onse zofunikira za Investor ndi ndalama ku banki, amene amakopeka wofunikila kukhazikitsa wa ntchito ndalama.

Mu zikhalidwe Russian, ntchito ndalama nthawi zonse wophatikizidwa ndi mlingo variable pa choopsya Choncho, ndi milingo nthawi yosintha ndalama ndi zofunika. Pachifukwa ichi, kuchita, ndi profitability polojekiti sikawirikawiri masamu ntchito mwachindunji capitalization njira, popanda kutenga nkhani mlingo kuchotsera.

Kuchotsera utuluke ndalama, kutenga nkhani discounting, kumene zambiri molondola amasonyeza mtengo wa ndalama zilipo.

Njira ambiri kuti adziwe mitengo ya likulu ndalama umayenda kuchotsera zitsanzo zotsatirazi:

1. anu:

• kufufuza chuma likulu;

• Chokhala yomanga.

2. Investment:

• zolemeletsedwa pafupifupi mtengo wa likulu.

The funso lofunika kwambiri mu ndondomeko ya discounting - atakhala yeniyeni mlingo kuchotsera. Ku maganizo a zachuma ndi mlingo kuchotsera kwa mlingo wa kubwerera chimene chingakhale analandira ngati ndalama izi zinali ku gulu. Pogwiritsa ntchito mlingo kuchotsera anatsimikiza ndi kuchuluka kuti Investor kulipira lero kuti akhale woyenera kulandira Akuti kuchuluka m'tsogolo.

Mlingo kuchotsera chofunika:

• kubala aziwerenga bwino kwambiri kubwerera kwa polojekitiyo

• kuyerekeza Chiwerengerochi ndi asilikali watsopano wa pakafukufuku adzabweranso pamene pakuika ntchito zofanana.